Quantum resources, such as entanglement, steering, and Bell nonlocality, are evaluated for three coupled qubits in the steady-state configuration. We employ the phenomenological master equation and the microscopic master equation to probe such quantum resources, which provide very different results depending on the system configuration. In particular, steering and Bell nonlocality are null within the phenomenological model, while they reach considerable values within the microscopic model. These results show that the phenomenological approach is not able to capture all quantum resources of the system. We also provide an analytical expression for the steady-state and quantum resources of the system composed of three coupled qubits in the zero temperature limit. Such results demonstrate that quantum resources between two qubits are strongly affected by the third qubit in a nontrivial way.