Religiosity Variables Research Articles

Faktor-faktor Yang Mempengaruhi Intensi Menabung Dengan Metode Importance Performance Matrix Analysis (IPMA) Pada Bank Sumut Syariah KCP Multatuli di Kota Medan

This study aims to identify the factors that play a role in influencing the intention to save in Islamic banks, including religiosity, service quality, and trust with the IPMA method. This research uses quantitative research methods. The population in this study were the customers of Bank Sumut Syariah Kcp Multatuli Medan totaling 6,382. Sampling was carried out using non-probability sampling and incidental sampling using the Slovin formula for 100 customers. Data collection techniques used a questionnaire which was measured by a Likert scale. The data analysis used was multiple linear regression analysis with the help of the SPSS program. The results showed that the religiosity variable had an effect on the intention to save. The significant value (sig) for the effect of X1 on Y was 0.049 <0.05 and the tcount value was 1.995, which was less than 1.984. Both service quality have a positive effect on the intention to save a significant value (sig) for the effect of X2 on Y is 0.756 > 0.05 and the tcount value is 0.312 smaller <1.984. The three beliefs have no effect on saving intentions. Simultaneously the variables of religiosity, service quality and trust have a significant effect on the intention to save. The IPMA method shows that religiosity and service quality are factors that have a high level of importance and high performance, while the trust variable has a low level of importance and low performance.

The Influence of Knowledge, Religiosity, and Subjective Norms By Mediating Attitudes Towards The Purchase Intention of Halal Cosmetics

This research aims to determine the relationship and influence of knowledge, religiosity, and subjective norms with the mediation of attitudes on the intention to purchase halal cosmetic products. The data that will be presented in this research was obtained from the results of distributing questionnaires to 166 respondents from generation Y and Z Muslim consumers who consume halal cosmetic products in Indonesia. The sampling technique used in this research was non-probability sampling with a purposive sampling method. This research uses purposive sampling because special criteria are needed for the sample to be taken so that it can answer research problems and also provide representative values. Hypothesis testing in this research uses Structural Equation Modeling (SEM) analysis with the help of AMOS 24 software. The results of this research show that there is a positive and significant influence on the variables of knowledge, religiosity, subjective norms, attitudes and purchase intentions

Analysis of Factors that Influence Members' Decisions in Choosing a Sharia Savings and Loans Cooperative (Case Study of KSPPS Mutiara Harapan Jamaah)

This research aims to determine the factors that influence members' decisions in choosing a sharia savings and loan cooperative at Kspps Mutiara Harapan Jamaah Kolaka Regency. This research uses a survey method to determine the factors that influence members' interest in choosing Kspps Mutiara Harapan Jamaah Kolaka Regency using qualitative and quantitative research methods. The sample in this research was all members of the research cooperative, totaling 250 people. Then the data obtained is analyzed in the form of quantitative analysis.TechniqueThe data analysis used is multiple linear regression analysis. The results of this research show that partially, namely the t test, it can be concluded that the trust variable has a significant effect on members' decisions in choosing a sharia savings and loan cooperative. Meanwhile, the variables religiosity and financing procedures do not significantly influence members' decisions in choosing a sharia savings and loan cooperative at Kspps Mutiara Harapan Jamaah Kolaka Regency. The results of the simultaneous test, namely the F test, can be concluded that the variables of trust, religiosity and financing procedures do not significantly influence members' decisions in choosing a sharia savings and loan cooperative at Kspps Mutiara Harapan Jamaah Kolaka Regency.

PENGARUH CITRA MEREK, HARGA DAN RELIGIUSITAS TERHADAP KEPUTUSAN PEMBELIAN LIPSTIK PADA MAHASISWI DI KOTA JAMBI

This study aims to determine the effect of brand image, price and religiosity on the decision to buy lipstick on female students in Jambi City. The population in this study were female students in Jambi City, namely Sulthan Thaha Saifuddin Jambi State Islamic University, Muhammadiyah University and Stai Ma'arif. The number of samples in this study were 371 people using a stratified random sampling technique. The method used in this study is the quantitative method, and the data analysis method used is validity test, reliability test, multiple linear regression, t test, f test and test the coefficient of determination with SPSS 25 tools. Based on the partial test results (T test) the brand image variable (X1) indicates that the calculated t value is greater than t table, namely 5.104 > 1.966 with a significance level of 0.000 <0.05, thus it can be concluded that "brand image has a significant influence on purchasing decisions". The price variable (X2) shows that the calculated t value is greater than t table, namely 4.378 > 1.966 with a significance level of 0.000 <0.05, thus it can be concluded that "price has a significant influence on purchasing decisions. Religiosity variable (X3) shows that the calculated t value is greater than t table, namely 4.459 > 1.966 with a significance level of 0.000 <0.05, thus it can be concluded that "religiosity has a significant influence on purchasing decisions. From the research results of the simultaneous test results (Test F) brand image, price and religiosity variables have a positive and significant effect on purchasing decisions. In testing the classical assumptions of this study, the distribution is normal, there is no heteroscedasticity and multicollinearity.

PERSONAL VALUE MEDIATING THE ROLES OF RELIGIOSITY AND PERSONALITY LEVELS ON THE PERFORMANCE OF PRIVATE EMPLOYEES IN SURABAYA, INDONESIA

Religiosity and personality values are considered essential to behave and work in Indonesia. This study aims to investigate whether religiosity and personality affect the employees’ personal value, whether religiosity and personality affect employee performance, and how personal value can intervene in the relationship between religiosity, personality and performance. Therefore, a quantitative study was conducted to understand between variables of personal values, religiosity, and personality using PLS (partial least square). Its respondents were 115 employees of Indonesian private companies in Surabaya. As the results, this study indicated that the personal value did not mediate personality and religiosity on employee performance, the personal values and religiosity had insignificant effect on employee performance, the personality affected employee performance and personal value, the level of religiosity affected employees’ personal value, the personal values and performance did not affect employee performance, and the observed companies influenced employees’ job values.

The Effect of Organizational Trust, Brand Image, and Religiosity on Donation Decision Making with Information Quality as an Intervening Variable at the Integrated Village Service Foundation

This research aims to measure the extent to which organizational trust, brand image, and religiosity influence donation decisions at the Integrated Village Service Foundation (PESAT), with information quality as an intervening variable. This study utilizes a quantitative approach and falls under the explanatory research type. The research sample consists of 115 PESAT donors selected using quota sampling. Data obtained are analyzed using Partial Least Squares (PLS) analysis techniques through SmartPLS software and SPSS 23. The research results indicate that organizational trust and information quality significantly influence donation decisions, while brand image and religiosity do not have a significant impact on donation decisions. Other findings show that the brand image and religiosity variables significantly affect information quality, while organizational trust does not have a significant impact on information quality. Regarding indirect influence, it is found that brand image significantly influences donation decisions through information quality, and religiosity significantly influences donation decisions through information quality, whereas organizational trust does not significantly influence donation decisions through information quality. Simultaneously, organizational trust, brand image, and religiosity collectively influence donation decisions.

Study the gender and socio-economic status differences on the variable of religiosity (way of life, belief in rebirth, karma and destiny, existence of power, importance of prayer and purposeful life)

Study the gender and socio-economic status differences on the variable of religiosity (way of life, belief in rebirth, karma and destiny, existence of power, importance of prayer and purposeful life)

Pencegahan Penggelapan Pajak Melalui Peningkatan Religiusitas, Penanggulangan Machiavellianism Dan Transformasi Digital : Studi Berdasarkan Perspektif Gender

Lack of awareness of taxpayers and an attitude that does not care about the importance of the role of taxes can give rise to attitudes of tax avoidance which can enable fraudulent practices to occur in the tax system. In practice, the revenue obtained by the state from taxes is often irregular or diverted by irresponsible individuals, one of which is tax evasion. This research tests whether Religiosity, Overcoming Machiavellianism and Digital Transformation have an effect on tax evasion which is moderated by gender. The author uses a positive accounting approach which is built on assumptions and social reality including human behavior. This research is a quantitative research that uses primary data obtained through distributing questionnaires in the form of questions for the variables religiosity, digital transformation Machiavellianism using a Likert scale and tax evasion. Gender variable uses a dummy. The population of this study was 80 employees of KPP Pratama Lamongan. Sample selection was carried out using a purposive sampling technique, namely selecting samples based on criteria. Data analysis in this study used the structural equation modeling partial least squares (SEM-PLS) technique as an alternative method for the covariance based structural equation model (CB-SEM), with the help of the WarpPLS version 3.0 application. The research results obtained are that religiosity and digital transformation have an effect, Machiavellianism has no effect on tax evasion, Gender moderates the effect of increasing Religiosity and Overcoming Machiavellianism and Gender does not moderate Digital Transformation on preventing tax evasion

PENGARUH SERTIFIKASI HALAL, MOSLEM BRAND AMBASSADOR SERTA BRAND IMAGE TERHADAP KEPUTUSAN PEMBELIAN PRODUK DENGAN TINGKAT RELIGIUSITAS KONSUMEN SEBAGAI VARIABEL MODERATING

The purpose of this research is to determine the influence of Halal Certification, Muslim Brand Ambassador, Brand Image on Product Purchasing Decisions with the Level of Religiosity as a Moderating Variable. The data used in this research is primary data. This data was obtained from distributing questionnaires by researchers to respondents. The samples taken were 100 respondents. The data collection technique is random sampling. The data obtained was then processed using SPSS20 tools. This research uses a quantitative type of research using multiple linear regression analysis and Moderate Regression Analysis (MRA). The results of this research indicate that the halal certification variable does not have a positive and significant effect on purchasing decisions. The Muslim brand ambassador variable has no positive and insignificant effect on purchasing decisions. Then the brand image variable has a positive and significant effect on purchasing decisions. Furthermore, the level of religiosity variable is unable to moderate the influence of halal certification on purchasing decisions. The level of religiosity is unable to moderate the influence of Muslim brand ambassadors on purchasing decisions. And finally, the level of religiosity can moderate the influence of brand image on purchasing decisions.Keywords: Halal Certification; Muslim Brand Ambassador; Brand Image; Buying decision; Level of Religiosity

Analisis faktor-faktor yang mempengaruhi keputusan pembelian produk Nobby Hijab Salatiga, dengan trust sebagai variabel pemoderasi

This research aims to determine the influence of lifestyle, product quality, and religiosity on purchasing decisions by using the trust variable as moderation. This type of research is quantitative and primary data is obtained through a questionnaire instrument. The research sample consisted of 96 consumers who had made purchases at Nobby Hijab Salatiga. Data were analyzed using statistical tests and MRA tests. Based on the research results, lifestyle and religiosity variables have a positive effect on purchasing decisions. Meanwhile, the product quality variable is proven to have no effect and is not significant on purchasing decisions. The majority of consumers do not make product quality their main goal. Consumers make purchases because they are obliged to fulfill basic needs. Based on the MRA test results, trust is able to moderate the influence of lifestyle, product quality and religiosity on purchasing decisions for Nobby Hijab Salatiga products.

Purchasing Decisions For Halal Product Which Are Influenced By Religiosity, Knowledge, And Awarness Study at Sharia Economics Students At The University of Jember

This research was conducted to examine the influence of Religiosity, Knowledge and Awareness on Halal Purchase Intention Studies case of Islamic Economics Students at the University of Jember. This research focuses on students of the University's Islamic Economics Study Program who have purchased halal products. This research is classified as an explanatory research, using multiple linear regression analysis techniques which aim to determine the relationship between the variables of religiosity, knowledge and awareness of the purchasing decisions of halal products for Islamic Economics students at the University of Jember. Sampling was carried out using a non-probability sampling technique, namely purposive sampling with a sample size of 100 respondents. The results show that Religiosity, Knowledge and Awareness have a significant effect on the Decision to Purchase Halal Products of Islamic Economics students at the University of Jember.

Influential Factors in the Development of Halal Food Consumption Behavior: Gunadarma University Students

The purpose of this study was to determine the factors that influence the behavior of halal food consumption. The approach used in this study is a quantitative approach. The population in this study was Gunadarma students while the sample of this study was 100 people. The data collection technique in this study used questionnaire techniques. Data analysis techniques in this study use validity tests, reliability tests, descriptive analysis, and multiple linear regression tests. The linear regression test includes significance tests (F statistical tests), partial significance tests (statistical t tests) and certainty tests (R2 tests). The results of this study, partially attitudes and religiosity have a significant positive effect on halal food consumption behavior, while subjective norms/intentions and brand beliefs have an insignificant effect on halal food consumption behavior. Simultaneously the variables of attitude (X1), religiosity (X2), subjective norms/intentions (X3) and brand trust (X4) simultaneously have a significant effect on halal food consumption behavior.

The Influence of Organizational Trust, Brand Image, and Religiosity on Donation Management with Information Quality as an Intervening Variable in Integrated Village Service Foundations

This research aims to measure the extent to which organizational trust, brand image, and religiosity influence donation decisions at the Integrated Village Service Foundation (PESAT), with information quality as an intervening variable. This study utilizes a quantitative approach and falls under the explanatory research type. The research sample consists of 115 PESAT donors selected using quota sampling. Data obtained are analyzed using Partial Least Squares (PLS) analysis techniques through SmartPLS software and SPSS 23. The research results indicate that organizational trust and information quality significantly influence donation decisions, while brand image and religiosity do not have a significant impact on donation decisions. Other findings show that the brand image and religiosity variables significantly affect information quality, while organizational trust does not have a significant impact on information quality. Regarding indirect influence, it is found that brand image significantly influences donation decisions through information quality, and religiosity significantly influences donation decisions through information quality, whereas organizational trust does not significantly influence donation decisions through information quality. Simultaneously, organizational trust, brand image, and religiosity collectively influence donation decisions.

PENGARUH PENGETAHUAN, RELIGIUSITAS, DAN KUALITAS PELAYANAN TERHADAP LOYALITAS NASABAH PADA BANK SUMSEL BABEL SYARIAH KCP UIN RADEN FATAH PALEMBANG

This study aims to analyze or find out how the influence of Knowledge, Religiosity and Service Quality on Customer Loyalty of Bank Sumsel Babel Syariah KCP Uin Raden Fatah Palembang. This study uses quantitative methods and uses primary data by distributing questionnaires to 100 respondents. Furthermore, analysis was carried out with the validity test, reliability test, classical assumption test, multiple linear regression analysis and hypothesis testing using the T test and F test. Processed using the SPSS Version 26 program. The research results show that the knowledge variable has a positive and significant effect on Customer Loyalty. The Religiosity variable has a positive and significant effect on Customer Loyalty. The Service Quality variable has a positive and significant effect on Customer Loyalty. So it is obtained that all variables simultaneously have a positive and significant effect.

Analysis of Factors Affecting Muzakki Motivation in Paying Professional Zakat (Case Study on State Civil Servant in Cilacap Regency)

This study aims to analyze the factors that influence the motivation of muzakki in paying professional zakat on the State Civil Servant of Cilacap Regency. The factors studied were religiosity, government regulations, service quality, institutional trust, income, knowledge of zakat, level of zakat promotion, accountability, and transparency. This study uses a quantitative approach with multiple linear regression analysis. The population in this study are State Civil Sevant in Cilacap who are Muslim and have distributed professional zakat. The sampling method used in this study is accidental sampling method. In this study, a questionnaire was used, both filled offline and online using Google Form with a total of 223 respondents. The results of this study indicate that the variables of religiosity, knowledge, and transparency have a significant positive effect on the motivation of muzakki of the State Civil Servant in Cilacap Regency in paying professional zakat. Government regulation variables, service quality, income level, promotion level, accountability have no significant effect on the motivation of the Cilacap Regency State Civil Servant muzakki in paying professional zakat. Meanwhile, the institutional trust variable has a significant negative effect on the motivation of the State Civil Servant of Cilacap Regency in paying professional zakat.

Akuntansi Syariah: Harapan dan Realitas di Lembaga Keuangan Syariah

This study aims to determine the influence of Islamic accounting knowledge, work environment, and religiosity on the interest of accounting students in a career in Islamic financial institutions. The population in this study was all accounting students at Cipasung Tasikmalaya University, which amounted to 418 people. The sample selection method uses non-probability sampling techniques. The research method used is a quantitative descriptive analysis method. for data analysis using the IBM SPSS Statistics 27 system program. The results of this study show that partially (t) the variable of religiosity does not have an influence on the interest of accounting students for a career in Islamic financial institutions, while the variables of Islamic accounting knowledge and work environment have an influence on the interest of accounting students for a career in Islamic financial institutions. Simultaneously, (f) Islamic accounting knowledge, work environment, and religiosity jointly affect the interest of accounting students in a career in Islamic financial institutions. The R square value of 0.461 means that the amount of independent influence on the dependent variable is 46.1%. While the remaining 53.9% was influenced by other variables that were not variables in this study.

DOES THE COMMUNITY'S PERSPECTIVE ENCOURAGE CUSTOMERS TO TAKE FINANCING PRODUCTS AT SHARIA BANK?

This study aims to determine community interest in financing products at Islamic banks with a modified Theory Planned Behavior (TPB) approach. These modified TPB variables consist of knowledge, religiosity, attitudes, subjective norms and behavioural control. This research was conducted in Jakarta. Islamic banks located in the Jakarta area are the object of this research, and the sample is 130 respondents. The quantitative method with the Partial Least Square (PLS) analysis model approach with SmartPLS 2.0 software is the method used in this study. The variables of knowledge, religiosity, attitudes, subjective norms and behavioural control are exogenous, while the intervening variable is community interest, and the endogenous variable is financing decisions. The variables of knowledge, religiosity, attitudes, subjective norms and behavioral control, which have a direct positive and significant effect on the community's interest in using Islamic bank financing products, are the results of this study. Knowledge, Attitude and behavioural control directly and significantly positive affect the community's decisions to choose financing products in Islamic banks. The higher people's knowledge, Attitude and behavioural control, the higher the financing decision becomes the implications of this research result. Religiosity and subjective norms significantly negatively affect the decision to choose financing products in Islamic banks. In addition, community interest also has a positive and significant effect on financing decisions. This means that, community interest can significantly mediate knowledge, religiosity, subjective norms, attitudes, and behavioral control influence financing decisions. Based on the research results, Indonesian Islamic Banks can develop business by emphasizing the religiosity side to inspire people to prefer financing of Islamic banks over conventional banks. Furthermore, Bank Syariah Indonesia should use social-environmental reference factors like friends, family, neighbors and religious figures

The Effect of Financial Literacy, Attitude, Subjective Norm, and Religiosity on Investment Intention in The Islamic Capital Market

The purpose of this study was to analyze the effect of financial literacy, attitudes, subjective norms, and religiosity on investment intentions in the Islamic capital market. The sample in this study was 100 active students of the Faculty of Economics and Business, Muhammadiyah University of Malang. The data was analyzed using multiple linear regression analysis using SPSS version 25. The results showed that financial literacy, attitudes, and religiosity have a positive and significant effect on investment intentions in the Islamic capital market and subjective norms have no significant effect on investment intentions in the Islamic capital market. The simultaneous tests show that all variables of financial literacy, attitudes, subjective norms, and religiosity simultaneously have a significant influence on investment intentions in the Islamic capital market.

Faktor Determinan Minat Masyarakat dalam Berwakaf Uang Reputasi Lembaga Wakaf dan Islamic Egalitarian

Indonesia has a large waqf potential but has not been optimized. This study aims to examine how the interest of cash waqf donation behavior in the people of West Java Province. This research develops previous theories by using a combination of reputation, integrity, trust, Islamic egalitarian, perceived ihsan, and Islamic religiosity variables. Hypothesis testing in this study uses the Structural Equation Model Partial Least Square approach. Respondents in this study were 250 people who live in West Java Province, are Muslim, and have a basic understanding of the concept of cash waqf. The results of this study are almost all the variables used in the study have a significant influence either directly or indirectly on the interest in waqf money, only the variable perception of ihsan has no influence on the interest in waqf money. This research only covers the people of West Java Province, in the future samples can be added that cover all of Indonesia or between countries. Waqf institutions also need to improve integrity, reputation, and public trust so that interest from the community.

The Relationship Between Religiosity and Self-Compassion in Breast Cancer Patients Post Mastectomy Surgery

In Indonesia, the prevalence of breast cancer is quite high, from report data (Riskesdas, 2018) stating that breast cancer reaches 42.1% with an average death rate of around 17%. The type of treatment that is often used by breast cancer patients is a mastectomy. Masectomy raises physical and psychological impact. The current phenomenon is that many women experience some level of psychosocial pressure during their cancer journey, which can have an impact on issues of faith or religiosity, self-compassion, and quality of life (Hewit et al, 2019). The research design conducted by researchers is observational analytic with a cross sectional approach. The population in this study were breast cancer patients after mastectomy surgery at Dr. Soebandi Jember and the sample of this study were 38 respondents. The religiosity analysis in this study found that the religiosity study of patients who experienced breast cancer post-masectomy surgery obtained that the median value of the religiosity variable was 60.00 with the lowest value being 23 and the highest being 64. Meanwhile, the self-compassion analysis found that self-compassion research on patients who experienced breast cancer after mastectomy surgery found that the median value of the self-compassion variable was 94.50 with the lowest value being 65 and the highest being 98. Analysis using Pearson Product moment obtained a p-value of 0.000 less than 0.05 so that the Ha hypothesis is accepted or it can be said that there is a relationship between religiosity and self-compassion in post-massectomy breast cancer patients at Dr. Soebandi Jember.