Cross-domain recommendation systems frequently require the use of rich source domain information to improve recommendations in the target domain, thereby resolving the data sparsity and cold-start problems, whereas the majority of existing approaches frequently require the centralized storage of user data, which poses a substantial risk of privacy breaches. Compared to traditional recommendation systems with centralized data, federated recommendation systems with multiple clients trained collaboratively have significant privacy benefits in terms of user data. While users’ interests are often personalized, meta-learning can be used to learn users’ personalized preferences, and personalized preferences can help models make recommendations in cold-start scenarios. We use meta-learning to learn the personalized preferences of cold-start users. Therefore, we offer a unique meta-learning-based federated personalized cross-domain recommendation model that discovers the personalized preferences for cold-start users via a server-side meta-recommendation module. To avoid compromising user privacy, an attention mechanism is used on each client to find transferable features that contribute to knowledge transfer while obtaining embeddings of users and items; each client then uploads the weights to the server. The server accumulates weights and delivers them to clients for update. Compared to traditional recommendation system models, our model can effectively protect user privacy while solving the user cold-start problem, as we use an attention mechanism in the local embedding module to mine the source domain for transferable features that contribute to knowledge transfer. Extensive trials on real-world datasets have demonstrated that our technique effectively guarantees speed while protecting user privacy.