The urban heat island (UHI) effect can exacerbate various environmental challenges related to high temperatures in urban areas. Increasing urban surface albedo is an effective strategy to mitigate UHI. However, the efficacy of high-albedo urban surfaces across varying urban contexts remains poorly understood. In this study, we leverage Urban Weather Generator to systematically simulate the effects of high-albedo roads, walls, and roofs on urban microclimate across Tianjin. Our simulation covers a typical meteorological year, representing typical weather conditions from January to December. Our results reveal that increasing road albedo is more effective in mitigating UHI in fringe areas, whereas increasing wall and roof albedo is more effective in mitigating UHI in central areas. Local climate zones with an urban aspect ratio of about 0.5 can obtain a maximum reduction of road surface temperature (-6 °C) and wall surface temperature (-3 °C). The temperature changes induced by albedo changes show evident seasonal characteristics: the road temperature decreases significantly in summer, while the wall temperature decreases significantly in spring and autumn. Our results could help guide UHI mitigation policies and urban planning in cities hoping to enhance urban surface albedo to balance urban growth and climate resilience.