Typical Buyer Research Articles

Mutual Fund vs Bank Deposit

Investing in mutual funds has become increasingly common over the past two decades. The expansion of the mutual fund industry in India is reflected in an increase in both the number of schemes and the total sum invested. It is essential for a combined fund to operate effectively due to the millions of individual contributors. The success of a fund can be better understood in the context of other funds operating in the same industry. The primary motivation for conducting this investigation was to compare and contrast the yields provided by local term deposit banks and mutual funds. Analysts consider the typical buyer when employing standard statistical methods like aggregating and rate of return.

Research on the Supplier Selection Strategy Model for Shipbuilding Companies under Different Market Quotations

The utilization of supply chain knowledge in shipbuilding industry lags other industries. This paper proposed a new Supplier Selection Strategy Model to help shipbuilding companies making supplier selecting decisions under different market quotations. Two calculation examples in the typical Buyer Market and Seller Market are described respectively. It is concluded that under different market quotations, the selection of supplier will be completely different because the market condition will influence the shipbuilding companies’ behavior significantly. At last, some suggestions are proposed for future researches in order to provide decidion supports for shipbuilding companies and improve their competitiveness in changing market conditions.

Price, Place, People, and Local Experience

With property characteristics unobserved or difficult to measure, there are returns to evaluation, due diligence, and performance. Buyers can invest in observable human capital signals including location and experience that lower search costs. Buyers with local experience have lower search costs, a higher probability of closing and can earn a purchase discount from the acquisition of human capital developed from repeatedly transacting in a specific real estate market. For 1,793 apartment transactions in Atlanta over the 1995 to 2007 period, a very small focused group of local, experienced buyers receives acquisition discounts. The comparison is with non-locals and locals with two or fewer purchases. Inexperienced locals receive no or little discount and match non-local results. Non-locals do not pay a premium when compared to the typical buyer.

Dynamic lot sizing with all‐units discount and resales

AbstractWe consider a single‐product dynamic lot‐sizing model with an all‐units quantity discount pricing scheme available to the buyer, where the discount price breakpoints are stationary. To capture the real‐life behavior of a typical buyer who often takes advantage of quantity discounts through purchasing in excess of the anticipated demand, our model allows the buyer to resell or dispose of any leftover inventory that he/she does not need. We show that the general problem with an arbitrary number of discount price breakpoints is NP‐hard. We then develop a polynomial algorithm for the problem with an O(Tm+3) running time when the number of price breakpoints, m, is fixed, where T is the number of time periods in the planning horizon. We further develop an O(T2) algorithm for the special case with a single price breakpoint. © 2012 Wiley Periodicals, Inc. Naval Research Logistics, 2012

The National Financial Burden of Hospitalization of Diabetes in Iran

Purpose: To determine hospitalization cost of diabetes in Iran. Methods: The cost-of-illness analysis, using bottom-up and prevalence approach has been conducted. Cost information of 4002 diabetic inpatients, based on ICD-10 coding standard, were collected and analyzed. Results: The study shows that the mean age of diabetic patients was 58.3 years and the average length of stay was 6.2. The average cost of diabetic patients irrespective of their type of diabetes was US $716. Every one day of hospitalization of a diabetic patient imposes US$117 on a typical buyer of service. With 4% prevalence rate of diabetes and presuming that diabetes raises the event of hospitalization by at least 3 times, about 884,591 diabetic patients were estimated to be hospitalized in 2009, in Iran. For buyers and based on the national tariff, the diabetes inpatients cost was amounted to US $633.97 million, in 2009, while for providers this amount can increase up to US $887.31 million. Diabetes hospitalizations consume 3.2 to 4.5 percent of the total health expenditure in Iran. Conclusion: Diabetes hospitalization imposes a significant financial burden on individual, insurer, government and the society. This burden will increase as the prevalence of diabetes as well as the cost and rate of hospitalization increases.

Valuing Noncontrolling Interests When a Buy-Sell Agreement Exists

When a buy-sell agreement exits, current valuation approaches based upon the "typical buyer" concept do not address the specific triggering events in the agreement. Until now, no approach has been put forth that addresses valuations based upon the triggering events, which produce different values to different interests. The proposed conditional probability approach provides a totally transparent, objective fair market valuation of a specific noncontrolling interest when 1) triggering events do not occur, 2) a triggering event fails to provide a formula, or 3) the agreement fails to fully specify what the parties intend by fair market value.

DETERMINATION OF PRIORITIES OF BUYERS REGARDING VALUE CONTRIBUTING CHARACTERISTICS OF FARM LAND IN THE STELLENBOSCH DISTRICT, SOUTH AFRICA

The use of the comparable sales method to value farm properties requires that professional valuers must think like a typical buyer of farm properties in a particular area. The Stellenbosch district, located on the periphery of the Cape Metropole, is a famous wine-producing area. The typical buyer is sophisticated and wealthy: someone for whom lifestyle could probably be just as important as the income generating capacity of the wine estate. A variety of site and situational factors have to be considered by the valuer: some of which are easily identifiable and quantifiable, where others are more elusive. This study aimed to identify and order the more important motivations as perceived by typical buyers in order to provide guidelines to valuers. An empirical study was done to determine buyers' and property characteristics, and buyers' ratings of possible motivations for buying land in Stellenbosch. Factor analysis provided a hierarchy of motivations. Terroir is the dominant site factor and the most important motivation, followed by location relative to Cape Town, the aesthetic beauty of the property, accessibility of the property, potential for new/more vineyards, meso-climate and the status of the “address”.

Kan die Swartman 'n sukses van besigheid maak? 'n Empiriese beskouing van die opleidingsbehoeftes van swart algemene handelaars in Lebowa

Can the Black man make a success of business? An empirical analysis of the managerial problems of black dealers in Lebowa The success rate with training black entrepreneurs leaves much room for improvement. In this article the problems with training Blacks in general are discussed. The conclusion is that training needs are not correctly identified, and tutors are not always sufficiently educated and motivated. By means of research done in Lebowa, it is indicated which aspects should receive more attention when training the black businessman. The following aspects were researched specifically to identify the needs: background problems such as cultural aspects and overpopulation; location and problems with shop design layout and atmosphere; the organizational structure and personnel management. Limited knowledge of personnel needs and the absence of good delegation of authority are identified as important problems; purchasing management, the typical buyer and purchasing problems are identified; marketing management with special reference to pricing and promotion, and financial management were also investigated and the findings are that the security problem and the weak record keeping of respondents limits them in exercising sound financial management. On the basis of this information, guidelines for a training programme are proposed in conclusion.

The Affordability of New Homes

There has been much recent public discussion about the rising price of new homes, and concern that an increasing number of families are priced out of the new home market. This paper argues that new homes are no more expensive, relative to income, than they have historically been, although the large volume of subsidized new home production during the early 1970s has tended to distort the recent trends. The main problem for new home buyers is the increase in mortgage interest rates generated by inflation in the past decade. However, current homeowners have also benefited from inflation and may be better able to afford a new house as a result. This paper also presents data on recent new home buyers, showing that a large number of families are buying new homes supposedly beyond their means, and that the typical buyer has a much lower income than has been thought feasible by many housing market analysts.