The capabilities of dielectric elastomer actuators (DEAs) across various applications of soft smart materials constantly expands. However, the electromechanical behavior of multi-layer anisotropic dielectric elastomer composites (DECs), has not been studied accurately despite of its great potentials. Hence, this paper proposes a comprehensive coupled electromechanical model to address this issue and effectively capture various attributes of such an actuator including the number of layers and layers’ configuration. Using a coupled nonlinear model enables it to analyze multi-layer DECs with an unlimited number of layers, and reinforcing fiber families. A new user defined material subroutine is developed to explore the actuation performance of different multi-layer DECs such as binder, diaphragm, and tubular actuators. It provides a unique insight into effects of the number and arrangement of layers on the electromechanical performance of these actuators. Experimental results have been used for validation of developed model and numerical implementation. The results propose a practical tool for designing and optimizing fiber-reinforced multi-layer DECs based on objective purposes, contributing to developing more efficient and reliable electromechanical models for these materials.