During the Cirrus Regional Study of Tropical Anvils and Cirrus Layers–Florida Area Cirrus Experiment, the Moderate Resolution Imaging Spectroradiometer (MODIS) airborne simulator (MAS) and the solar spectral flux radiometer (SSFR) operated on the same aircraft, the NASA ER‐2. While MAS provided two‐dimensional horizontal fields of cloud optical thickness and effective ice particle radius, the SSFR measured spectral irradiance in the visible to near‐infrared wavelength range (0.3–1.7 μm). The MAS retrievals, along with vertical profiles from a combined radar/lidar system on board the same aircraft were used to construct three‐dimensional cloud fields, which were input into Monte Carlo radiative transfer models. The simulated field of spectral albedo (ratio of reflected upwelling to incident downwelling irradiance) was compared with the SSFR measurements. For two cases, the relative importance of spatial cloud heterogeneities, various approximations of the single scattering parameters, vertical structure, cirrus optical thickness, and ice crystal effective radius was studied.