Unintentional human falls, especially in seniors, lead to serious injuries, fatalities, and reduced standard of life. Vision-based fall detection methods have demonstrated their usefulness in timely fall response, helping to lessen such injuries. This paper presents an automated vision-based fall detection system that triggers immediate fall reporting. By incorporating human segmentation and image fusion in the pre-processing stage, the system enhances the accuracy of human action classification, thereby ensuring precise fall alerts. It further employs the innovative 4-stream 3D convolutional neural network (4S-3DCNN) model to learn different but consecutive spatial and temporal features. The system processes video input or live surveillance, segmenting human presence every 32 frames using a fine-tuned deep-learning model and applying a three-level image fusion to accentuate movement differences. This technique produces four pre-processed images, input to the 4S-3DCNN model for classification. Consecutive detection of “Falling” and “Fallen” actions triggers an alert for immediate intervention. The original 4S-3DCNN model is an end-to-end trained deep learning model with a fully connected layer serving as a classifier. The research also evaluates the performance of combining the 4S-3DCNN model with Autoencoders and Support Vector Machines (SVM) networks as classifiers. The SVM classifier demonstrated ideal fall detection performance with 100% accuracy using the MCFD, URFD, and Le2i FDD datasets. The proposed system is vital for detecting and preventing falls and reducing healthcare expenses and productivity losses.