This paper presents an integrated procedure to predict the temperature and moisture distributions in hardening concrete considering the effects of temperature and aging. The degree of hydration is employed as a fundamental parameter to evaluate hydro-thermal-mechanical properties of hardening concrete. The temperature history and temperature distribution in hardening concrete is evaluated by combining cement hydration model with three-dimensional finite element thermal analysis. On the other hand, the influences of both self-desiccation and moisture diffusion on variation of relative humidity are considered. The self-desiccation is evaluated by using a semi-empirical expression with desorption isotherm and degree of hydration. The moisture diffusivity is expressed as a function of degree of hydration and current relative humidity. The proposed procedure is verified with experimental results and can be used to evaluate the early-age crack of hardening concrete.