In this paper, a multi-exposure image fusion (MEF) method is proposed based on tensor decomposition and saliency model. The main innovation of the proposed method is to explore a tensor domain for MEF and define the fusion rules based on tensor feature of higher order singular value decomposition (HOSVD) and saliency. Specifically, RGB images are converted to YCbCr images to maintain the stability of color information. For luminance channels, luminance patches of luminance images are constructed 3-order sub-tensors, and HOSVD is used to extract features of sub-tensors. Then, the sum of absolute coefficients (SAC) of weight coefficients are defined. Meanwhile, considering the impact of saliency on visual perception, visual saliency maps (VSMs) is used to evaluate luminance patches quality and guide the fusion rules to define the rule of fusion. For chrominance channels, VSMs of the chrominance channels is used to define fused rule. The experimental results show that the fused image with more texture details and saturated color is successfully generated by proposed method.