In the field of public transportation, the introduction of NFC technology can realize contactless payment and automatic ticket checking functions, significantly improving system efficiency and passenger experience. The article first reviews the development history of the public transportation system and the basic principles of NFC technology, and then analyzes the technical architecture and working principle of the NFC payment system. Through the cases of public transportation systems in many cities around the world, the practical application and effect of NFC technology are demonstrated. This article also verifies the transaction speed, stability and user satisfaction of NFC technology in the public transportation system through a series of experimental evaluations. The results show that NFC technology has excellent performance in terms of processing speed, system stability and user satisfaction, especially during peak hours, its advantages are more obvious. At the same time, the research also pointed out the limitations of current NFC technology applications and the challenges faced in practical applications. In the future, NFC technology will become more complete and is expected to provide passengers with a more personalized and intelligent service experience.