To address the mission planning challenge for agile satellites in dense point target observation, a clustering strategy based on an ant colony algorithm and a heuristic simulated genetic annealing optimization algorithm are proposed. First, the imaging observation process of agile satellites is analyzed, and an improved ant colony algorithm is employed to optimize the clustering of observation tasks, enabling the satellites to complete more observation tasks efficiently with a more stable attitude. Second, to solve for the optimal group target observation sequence and achieve higher total observation benefits, a task planning model based on multi-target observation benefits and attitude maneuver energy consumption is established, considering the visible time windows of targets and the time constraints between adjacent targets. To overcome the drawbacks of traditional simulated annealing and genetic algorithms, which are prone to local optimal solution and a slow convergence speed, a novel Simulated Genetic Annealing Algorithm is designed while optimizing the sum of target observation weights and yaw angles while also accounting for factors such as target visibility windows and satellite attitude transition times between targets. Ultimately, the feasibility and efficiency of the proposed algorithm are substantiated by comparing its performance against traditional heuristic optimization algorithms using a dataset comprising large-scale dense ground targets.