Two new organic-inorganic hybrid crystals (C5H12NO)4Cd3Cl10·2H2O and (C5H12NO)2BiCl6·H5O2 were synthesized by solution method, and their basic physical properties, including structures, thermal stability analysis, UV–Vis diffuse reflectance absorption spectra and photoluminescent characteristic were characterized. The two crystals both crystallize in same monoclinic crystal system, but different P21/c and C2/c space group for (C5H12NO)4Cd3Cl10·2H2O and (C5H12NO)2BiCl6·H5O2, respectively. Their infrared, Raman and mass spectrometry were measured, with related characteristic peaks were identified. The Raman peaks at 249 and 88 cm−1 are ascribed to Cd-Cl stretching vibration and Cl-Cd-Cl deformation vibration, respectively. The mass spectra analysis confirm the existence of C5H12NO+ cation, [CdCl]+ and Na-(C5H12NO)2BiCl6·H4O2. A phase transition peak that respectively located at 378 and 403 K for (C5H12NO)4Cd3Cl10·2H2O and (C5H12NO)2BiCl6·H5O2 was detected by the synchronous thermal analysis, which is related with the loss of crystalline water in their structures. In addition, the maximum absorption peak at 230 and 240 nm, with corresponding band gap of 3.35 and 3.15 eV were fitted for (C5H12NO)4Cd3Cl10·2H2O and (C5H12NO)2BiCl6·H5O2, respectively. Furthermore, (C5H12NO)4Cd3Cl10·2H2O features a bluish white emission with the peak centering at 496 nm when it was excited at 380 nm by a Xenon lamp. This work extends the catalog of organic-inorganic hybrid metal halides and presents the potential application of (C5H12NO)4Cd3Cl10·2H2O in optical field.