This paper aims to determine the effect of the fineness modulus of fine aggregate on the quality and development of passive film and its subsequent effect on the corrosion of reinforced concrete structures. The study uses both electrochemical laboratory controlled experimentation and finite element modelling approach. Corrosion is an electrochemical process that requires an electrolyte for the occurrence of a corrosion reaction. Therefore, it is necessary to calculate the effective corrosion rate with reference to the saturated area of the concrete only when there is corrosion of reinforced concrete structures. Theoretically and numerically, the saturated area depends on the capillary zone porosity, gel zone porosity and degree of saturation in the aggregate free volume of concrete, which is a heterogeneous material. It is thus important to understand the effect of aggregate fineness on the corrosion of steel rebars. Therefore, detailed investigations were conducted using a variety of fine aggregates and combinations thereof. The initiative for this research came from the observation that the interfacial transition zone (ITZ) around the steel bar in concrete does not contain coarse aggregate, but could be surrounded by mortar and not only paste. Hence, the fine aggregate volume may also influence the corrosion rate. Some fine aggregate, which is finer than coarse aggregate, could be present in the vicinity of the steel bar surface, depending on the fineness modulus, which may affect both the development of the passive layer and the corrosion rate. The previous research data in this area were found to be limited. Hence, these factors have been investigated in the present study. Both mortar and concrete prismatic specimens were cast, and the quality of passive layer development and the corrosion severity were compared between specimens to determine the effect of fine aggregate volume with respect to the respective fineness modulus values. The corrosion potential, current and rate values obtained through experimentation showed significant differences in their magnitudes with respect to the variation in the fineness modulus. A directly proportional relation was observed between the fineness modulus of fine aggregate and the corrosion of rebars. Therefore, in the light of the experimental results obtained in this study, a finite element based numerical model incorporating the effect of the fineness modulus of fine aggregate on corrosion of steel rebars in concrete has been developed and successfully verified in this study.