The article studies the influence of financial factors on the effective implementation of the conception of smart economy at different levels, reveals the influence of factors on the development of smart economy at different levels, presents a hierarchy of levels of smart economy implementation. It is defined that the key levels of smart economy implementation are national, regional, local and business levels. Accordingly, at each of these levels, the features and key aspects of financing smart economy programs are studied. It is further defined that at the national level, the key sources and areas of funding are the development of innovations, the formation of technology parks and innovation clusters, funds for which can be attracted from national, international sources and individual companies that are interested in the implementation of projects at a high level. The regional level is interested in the implementation of regional programs, funding for which, according to research, is provided from regional development funds, regional budget, bonds, national and international grants, co-financing. The study confirms that the role of finance in the development of regions or localities is quite significant, and programs to support smart cities or localities are developing quite actively. The local level is implemented through projects with an emphasis on digitalization, accordingly, these are attracted investments, grants and subsidies, public-private partnerships, city bonds, grants, and crowdfunding. At the business level, the implementation of smart projects requires attracting finance primarily through corporate investments, especially within the framework of corporate social responsibility programs, green investment development, venture financing, green or social bonds, etc. All these sources of funding are often combined with international grants and loans from organizations. The key levels of financing of the smart economy and the forms of its implementation have been identified, taking into account the limitations and opportunities for the development of national economic systems in the globalized world. This became possible due to the analysis of key prerequisites and examples of practical implementation of the smart economy at different levels, the peculiarities of the possibility of attracting financial resources for development at the national, regional, local and business levels.
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