This article is to study the ramping loss of no-insulation (NI) high temperature superconducting (HTS) racetrack coil under different external magnetic fields during the charging process. An improved equivalent circuit electromagnetic coupling model for the HTS racetrack coil is introduced with good computational speed and accuracy. The simulation results show that the turn-to-turn loss and the change of the lowest critical current position are obviously influenced by the external field that have not been mentioned from our knowledge base. During the rising time of the power supply current, there is little difference in current distribution under different external fields. But after that, steady state of charging process is deeply influenced by the external field. A larger external field will lead to a lower charging current and the external bypass phenomenon. Another result is that the relationship between direction of external field and orientation of coils will influence the lowest critical current amount and position. The relationship between turn-to-turn resistivity of co-winding materials and ramping loss is also discussed in the paper. The distributed unevenness and value of the turn-to-turn loss change with the increase of turn-to-turn resistivity.