A numerical investigation of surface wave propagation in the surface wave exploration of river embankments is implemented using 3D shallow soil models with different subsurface shapes and S-wave velocities. The focus is on the effects of surface and subsurface irregularities on the propagation and dispersion characteristics of Rayleigh waves generated by a surface source and observed at points along the crest of the embankment. Rayleigh wave dispersion curves observed along the embankment crest are found to be contaminated by reflected waves, with the amount of contamination affected more by the position of the velocity boundary at the bottom edge of the embankment than the surface topography. When the velocity boundary is close to the ground surface, especially at the toe of the slope, the effect of reflected waves is sufficiently large to generate biases in the phase velocity estimates.Graphical