Satellite SAR-based soil moisture retrieval over agricultural fields, under crop overlain conditions, is a challenging exercise. This is so since the overlying crop volume interacts with both the incoming and the backscattered radar signal. Therefore, the soil moisture linked solely to the top layer ( <inline-formula xmlns:mml="http://www.w3.org/1998/Math/MathML" xmlns:xlink="http://www.w3.org/1999/xlink"><tex-math notation="LaTeX">$0-5$</tex-math></inline-formula> <inline-formula xmlns:mml="http://www.w3.org/1998/Math/MathML" xmlns:xlink="http://www.w3.org/1999/xlink"><tex-math notation="LaTeX">$cm$</tex-math></inline-formula> ) of the soil cannot be reliably retrieved under such conditions without avoiding the obscuring effect of growing crop volume. In this investigation, we demonstrated a proof of concept for a time-series approach to retrieve soil moisture during crop growth cycle. Contrary to the use of the single-scene approach, the novelty of the proposed approach lies in exploiting the satellite SAR time-series acquired during a cropping cycle. The proposed time-series approach is effective for capturing the nuances in the crop phenological stages while calibrating the Dubois-WCM soil moisture retrieval model. By employing this approach, we achieved the 0.04 <inline-formula xmlns:mml="http://www.w3.org/1998/Math/MathML" xmlns:xlink="http://www.w3.org/1999/xlink"><tex-math notation="LaTeX">$m^{3} m^{-3}$</tex-math></inline-formula> soil moisture retrieval RMSE benchmark at a high spatial resolution and addressed the issue of solving for the Dubois-WCM model constants under data constrained conditions. Furthermore, we observed that combination of temporally non-overlapping vegetation descriptors (optical and SAR) resulted in degradation in the performance of the retrievals and under such circumstances single polarimetric descriptors performed better.