The development of electrodes for hydrogen evolution via water splitting in a neutral electrolyte is highly desirable, especially considering that natural water resources such as seawater typically have a neutral pH. In this study, silicon nanowires (SiNWs) arrays with uniform silver (Ag) decoration are prepared as a cathode material, which exhibits excellent and stable electrochemical performance for neutral water electrolysis. Ag ions, utilized in the preparation of SiNWs through metal-assisted chemical etching technique, are retained and decorated within the SiNWs array without undergoing a dissolution process, referred to as Native SiNWs. Remained Ag+ ions on the SiNWs are activated photocathodically and reduced to Ag0, resulting in a significantly enhanced performance as an electrocatalyst for hydrogen evolution reaction (HER). Hence, this photocathodic activation of Native SiNWs (PCA-Native SiNWs) eliminates the need for additional cocatalyst deposition for HER, utilizing the Ag ions employed in the SiNWs preparation process. This enhancement in HER activity is exclusively observed by photocathodic activation, not by cathodic activation without light irradiation, indicating the crucial role of photoelectrons in SiNWs under light irradiation for the activation. Additionally, the nanowire structure serves as an ideal platform for Ag nanoparticles, providing sufficient surface area, resulting in excellent dispersion and an increased number of active sites. Furthermore, PCA-Native SiNWs demonstrates outstanding electrochemical stability for over 60 h, with no significant reduction in current density or structural degradation in a neutral electrolyte. Several characterizations and electrochemical analyses have been conducted to elucidate the in-situ decoration of Ag nanoparticles on SiNWs and investigate the surface chemistry for the activation mechanism. This work introduces a new perspective on using Ag-decorated SiNWs directly as an electrocatalyst for effective hydrogen evolution in a neutral media.