This study assesses the pollution levels of Dal Lake in Kashmir, India, focusing on the spatial distribution, abundance, and risk of heavy metals in surface sediments. Granulometric analysis revealed a complex interplay of sedimentation processes, characterized by a wide range of sand (1.25% to 47.03%), silt (2.65% to 58.21%), and clay (38.35% to 94.48%) contents across sediment samples. The average CaCO3 content of 18.65% is notably higher than observed in other regional and global lakes, indicating higher production or preservation of carbonates. The organic matter (OM) content within the sediment samples varied significantly, ranging from 3.9% to 25.01%, reflecting complex sedimentary dynamics. Utilizing environmental assessment indices (Contamination Factor, degree of contamination, Pollution Load Index, Potential ecological risk index, Enrichment Factor, and Geo-accumulation Index) and multivariate statistical analyses (Pearson's Correlation, Principal Component Analysis, Cluster Analysis), it examines the contamination by Iron, Manganese, Cobalt, Chromium, Copper, Nickel, Lead, and Zinc across 32 samples. Results indicate spatial variability in metal concentrations, with Cobalt ranging from 24.1178 ppm to 52.95 ppm and Iron from 25,800.99 ppm to 164,747.82 ppm, highlighting areas of significant contamination and potential ecological risks, especially from Nickel, which exceeds safe levels for benthic invertebrates. The Pollution Load Index suggests moderate contamination of the lake. These findings emphasize the urgent need for continuous monitoring and effective management to protect Dal Lake's ecological integrity.