Fatigue limit stress is a key design parameter for the structure fatigue design of composite materials. In this paper, a micromechanical fatigue limit stress model of fiber-reinforced ceramic-matrix composites (CMCs) subjected to stochastic overloading stress is developed. The fatigue limit stress of different carbon fiber-reinforced silicon carbide (C/SiC) composites (i.e., unidirectional (UD), cross-ply (CP), 2D, 2.5D, and 3D C/SiC) is predicted based on the micromechanical fatigue damage models and fatigue failure criterion. Under cyclic fatigue loading, the fatigue damage and fracture under stochastic overloading stress at different applied cycle numbers are characterized using two parameters of fatigue life decreasing rate and broken fiber fraction. The relationships between the fatigue life decreasing rate, stochastic overloading stress level and corresponding occurrence applied cycle number, and broken fiber fraction are analyzed. Under the same stochastic overloading stress level, the fatigue life decreasing rate increases with the occurrence applied cycle of stochastic overloading, and thus, is the highest for the cross-ply C/SiC composite and lowest for the 2.5D C/SiC composite. Among the UD, 2D, and 3D C/SiC composites, at the initial stage of cyclic fatigue loading, under the same stochastic overloading stress, the fatigue life decreasing rate of the 3D C/SiC is the highest; however, with the increasing applied cycle number, the fatigue life decreasing rate of the UD C/SiC composite is the highest. The broken fiber fraction increases when stochastic overloading stress occurs, and the difference of the broken fiber fraction between the fatigue limit stress and stochastic overloading stress level increases with the occurrence applied cycle.