Nanomaterial-based humidity sensors hold great promise for water vapor detection because of their high sensitivity and fast response/recovery. However, the condensation of water in nanomaterial films remains unclear from a physicochemical perspective. Herein, the condensation of water vapor in silica nanoparticle films was physicochemically analyzed to bridge the abovementioned gap. The morphology of surface-adsorbed water molecules was characterized using infrared absorption spectroscopy and soft X-ray absorption spectroscopy, and the effect of RH on the amount of adsorbed water was observed using a quartz crystal microbalance. The adsorbed water was found to exist in liquid- and ice-like states, which contributed to high and low conductivity, respectively. The large change in film impedance above 80% RH was ascribed to the condensation of water between the nanoparticles. Moreover, RH alteration resulted in a colorimetric change in the film’s interference fringe. The obtained insights were used to construct a portable device with response and recovery times suitable for the real-time monitoring of water vapor. Thus, this study clarifies the structure of water adsorbed on nanomaterial surfaces and, hence, the action mechanism of the corresponding nanoparticle-based sensors, inspiring further research on the application of various nanomaterials to vapor sensing.