Sharia Economy Research Articles

The Role Of Islamic Banking In The Development Of Islamic Economic Progress In Indonesia

Economic activities that lead to Islamic Economics or Sharia Economics are increasingly spreading throughout the world, including Indonesia. Sharia economics is an economic system based on sharia values ​​and principles originating from the teachings of the Islamic religion. Experts also define sharia economics. The sharia economy has its own characteristics that differentiate it from other economies. Sharia economics originates from the Koran, hadith or sunnah, ijmak and qiyas. The goal of sharia economics is to achieve happiness in this world and the hereafter through a good and honorable way of life. There are many activities in the sharia economy, one of which is sharia banking. Where sharia economics and sharia banking are closely related to each other. Sharia banking is an example of Sharia Economics. This research uses qualitative research methodology. This research uses descriptive analysis to describe and analyze the data obtained. The results of this research can be used as a basis for policy development, service improvements, or a better understanding of sharia economics in general

PENGELOLAAN WAKAF SEBAGAI SARANA PENINGKATAN STRATEGI EKONOMI UMAT

Waqf is one of the instruments in the sharia economy that has the potential to improve the welfare of the community. As an economic instrument waqf also plays a role to support various productive activities and redistribution of welfare to underprivileged communities and play a role in the development of the social, economic, and cultural life of the community. Also, in Islam waqf becomes a more expensive instrument to invite its managers to have an entrepreneurial spirit where waqf assets as capital and the result of the management of waqf property is used for the economic development of the community. This study aims to find out how waqf management strategy and how the role of waqf in improving the economy of the people. The study methodology used is the qualitative method. The results obtained in this study that the strategy in its management such as determining the standard of professionalism nazir because nazir has an important role in the management of waqf. Counseling the community so that the community better understands waqf is not only limited to waqf inanimate objects. Issued a law that discusses in full waqf both in terms of procurement, management, and distribution of the results of the management of the waqf so that the waqf can be a means of improving the economy of the people. And the establishment of a professional national waqf institution that is ready to supervise every development of waqf. Waqf has a role in strengthening brotherhood in the community as well as in the development of social life, economy, and culture of the community. Wakaf also serves as an instrument of public finance shari'ah which has great potential in generating financing for the State, improving the welfare of people, developing social, economic, and cultural activities of Islamic society.

Pengenalan Dasar Ekonomi Syariah Bagi Siswa SMA Nurul Hasanah

This Community Service aims to introduce the basic concepts of sharia economics to students at Nurul Hasanah High School. The background to this Community Service is the importance of understanding an economic system that is in accordance with sharia principles among the younger generation, especially in the school environment. Sharia economics, which is based on Islamic values such as justice, transparency and social responsibility, offers an ethical and sustainable alternative in economic management. This Community Service uses an educational approach through counseling, discussions and simulations to provide a comprehensive understanding of concepts such as usury, zakat, mudharabah and profit sharing.Community Service shows that before this program, many students had a limited understanding of sharia economics and often equated these concepts with conventional economics. After participating in the program, there was a significant increase in their understanding of the basic principles of sharia economics, as well as awareness of the importance of applying ethics and moral values in economic activities. In addition, students also show a high interest in learning more and applying these concepts in everyday life, including in personal financial management and business activities.This program is expected to be sustainable and further developed to cover other relevant topics, such as Islamic banking and halal investment, in order to equip students with in-depth knowledge and practical skills in the field of Islamic economics. Thus, this program not only contributes to increasing Islamic financial literacy among students, but also to the formation of character based on the values of justice and social welfare

Sistem Cash on Delivery (COD) dalam Jual Beli Online Menurut Perspektif Ekonomi Islam

Online buying and selling are transactions carried out by parties using the internet network. The payment method that is often used today is the COD system. The aim of this research is to find out and explain the mechanism of the Cash On Delivery (COD) system in online buying and selling according to an Islamic economic perspective. In this research the researcher used a library research method with descriptive qualitative analysis using a deductive method regarding the cash on delivery (COD) system and analyzed using an Islamic economics approach. The results of this research include the following: 1) the online buying and selling mechanism with the COD system in the marketplace can be implemented by selecting the goods first and then payment is made in cash when the goods arrive. To purchase products, you can order them via the website or application. 2) (2) Based on the analysis of online buying and selling using the COD system carried out by the marketplace, it is in accordance with Islamic economic principles, such as aspects of justice, transparency and compliance. So online buying and selling using the COD system is permitted from a Sharia Economic perspective.

Civil Liability of Airport Managers for Consumer Losses from The Perspective of The Compilation of Sharia Economic Law

Consumers often require effective and convenient air transportation to carry out their daily activities, both for work and personal purposes. Air transportation offers a fast and efficient solution to reach their destination. This research aims to evaluate the consequences of the negligence of Kualanamu Airport officers and managers and to examine how their responsibilities towards consumers based on the perspective of the Compilation of Sharia Economic Law. The method used is normative juridical legal research, which refers to international law and relevant legislation, and uses the Statute Approach (reviewing all regulations relevant to the legal issues discussed) and Conceptual Approach (based on views and doctrines developed in legal science). The results show that many airport facilities have not met functional standards, which causes negligence of officers to still threaten the safety and comfort of consumers. This negligence includes the operationalization of facilities that are not fit for use. In the context of KHES, responsibility includes providing compensation in accordance with the principles of Islamic law governing loss and compensation. Compensation or 'dhaman' aims to overcome the losses suffered by the injured party, both material and immaterial. This is regulated in Book II of the Compilation of Sharia Economic Law article 20 paragraph 37, which states that 'ta'widh' or compensation is reimbursement for real losses paid by the party who committed an unlawful act.

Analysis of the Role of Judicial Institutions in Sharia Economic Law Enforcement in Indonesia

This study aims to analyze the concrete role of judicial institutions in the enforcement of sharia economic law in Indonesia. The main focus is to understand how the Religious Courts, District Courts, and Supreme Courts handle sharia economic cases and identify the challenges faced in the process. The research method used is a qualitative approach with a case study design. Data were obtained through in-depth interviews, observations, literature studies, and documentation analysis. The results of the study show that the Religious Court has a central role in the application of sharia principles in banking, insurance, and sharia capital market cases. Collaboration between Religious Courts and District Courts is important in handling complex cases involving aspects of national law and sharia. However, several challenges such as the lack of special training for judges, limited resources, and unclear regulations are still the main obstacles in the enforcement of sharia economic law. This research makes a theoretical contribution by enriching the literature on sharia economic law and practicality by providing recommendations to increase the effectiveness of sharia economic law enforcement. The main recommendations include increasing training and capacity building of judges, harmonization of regulations, and the use of information technology in case management. Thus, this research is expected to support the creation of a fairer and more effective legal system in the enforcement of sharia economic law in Indonesia.

The Effect of Community Participation, Government Policy, and Sharia Financial Education on Sharia Economic Development in West Java

This study investigates the effect of community participation, government policy, and Islamic financial education on the development of Sharia economics in West Java. Utilizing a quantitative approach, data were collected from 160 respondents using a Likert scale ranging from 1 to 5. The data were analyzed using Structural Equation Modeling-Partial Least Squares (SEM-PLS 3). The findings indicate that all three hypotheses are positive and significant. Community participation, government policy, and Islamic financial education each have a substantial impact on fostering the growth of Sharia economics in the region. Specifically, Islamic financial education demonstrated the most substantial effect, followed by government policy and community participation. These results underscore the critical roles of community engagement, supportive governmental frameworks, and educational initiatives in advancing the Islamic economic system in West Java. The study provides valuable insights for policymakers, educators, and community leaders aiming to enhance the development of Sharia economics through targeted strategies and programs.

The Influence of Sharia Economic Law on the Growth of Micro, Small, and Medium Enterprises (MSMEs) in the Digital Era

The Influence of Sharia Economic Law on the Growth of Micro, Small, and Medium Enterprises (MSMEs) in the Digital Era

Strengthening The Halal Value Chain as A Strategy To Make Indonesia the Center of The Sharia Economy in The World

This research is qualitative research with an exploratory approach. The data used in this research is secondary data that researchers obtained from books, scientific articles and other sources commonly used in every research. The data is collected first, then selected which ones best suit the theme of this article, and finally the data is analyzed and conclusions are drawn. The result in this article show the Halal Value Chain can be effective and become its own strength if implemented in the Unitary State of the Republic of Indonesia due to two things, namely first, Indonesia is the country with the first largest Muslim population in the world. Second, Indonesia has a lot of potential, especially in the food sector. Indonesia has 15 types of the most delicious food in the world which are of course halal.

ASURANSI SYARIAH : BAGAIMANA KEDEPANNYA?

Syarikat Takaful Indonesia (Takaful Indonesia) in 1994. The research method used in this research is literature study (Case Study) analyzing from books or various studies that have been done previously. This study aims to critically examine sharia insurance and what will happen in the future? The result of this research is that the birth of Takaful Indonesia as a holding company for PT Asuransi Takaful and PT Asuransi Takaful Umum, the first Life and General Sharia Insurance in Indonesia, is the result of commitment and concern for various elements of the nation towards the development of the sharia economy, especially sharia insurance in Indonesia. According to OJK data, as of November 2019, sharia insurance assets against conventional insurance showed a figure of 6.17% or Rp 44.75 trillion (OJK, 2019). To improve and enhance the promotion of the sharia insurance market, support from all parties, be it the government, industry and stakeholders, especially in an effort to increase sharia insurance literacy effectively and massively through socialization of public education.

Tafsir Iqtisadi di Indonesia: Metodologi, Validitas dan Kontribusi

Abstract: This research aims to examine the works of Tafsir Iqtisadi/Tafsir on economic verses published in Indonesia from 2012 to 2023. Many of these works appeared when Sharia economics was developing, especially when PTKI opened a Sharia Economics Department in Indonesia. Have we employed the descriptive-analytical method, and historical philosophical approach, and based on the literature study, this article finds that Tafsir Iqtisadi in Indonesia is a tafsir product, which is a book and research in itself. The Tafsir Iqtisadi product is an interpretation of the Al-Quran with an economic approach. This approach is an acceptable style of interpretation and originates from the style of Tafsir Ilmi, Tafsir Ahkam and Tafsir Adabi Ijtima’i. Methodologically, the Tafsir Iqtisadi books combine tafsir bil ra'yi and tafsir bil ma'tsur. Meanwhile, the presentation of Tafsir Iqtisadi products consists of the presentation of tahlili, ijmali and maudhui. In terms of validity, Tafsir Iqtisadi can be said to be valid because it is in accordance with general interpretation methods, and also become a theological and conceptual foundation tool in developing Sharia Economics in Indonesia.

Analysis of Sharia Economic Development in the Era of Globalization in Indonesia: Opportunities & Challenges

Sharia economics has become a topic that has attracted attention in the development of the global economy, especially in the current era of globalization. This article highlights basic principles such as monotheism, balance, benefit, taawun, and justice in the context of sharia economics, taking into account the prohibitions on usury, maysir, and gharar. The research was carried out through a qualitative descriptive approach using library research methods. This article also discusses the history and development of sharia economics in Indonesia, including the challenges faced and the government's efforts to develop it. This article emphasizes the importance of developing sharia economics as a relevant alternative in achieving sustainable and equitable development.

Creative Economic Development With Local Knowledge Based on Green Economics From A Sharia Economic Perspective

This study aims to better understand the existence of the creative economy as a strategy predicted to be able to trigger competitiveness both on a national and international scale in order to face the modern market. Until now, unemployment, poverty, exploitation of nature on a large scale which ultimately causes inequality both in terms of social and growth The economy is still a classic problem that requires a solution. The green economy and the application of Sharia Economics through Maqashid Syariah have synergy in sustainable development. Humans, nature and creatures on earth are a unity that must be preserved for future generations. This research aims to describe the concept of synergy between the green economy concept and the Sharia Economic concept in Indonesia in order to realize sustainable development. Therefore, it is necessary to Harmony in getting this solution, one of which is economic harmonization and local wisdom which of course can trigger economic competitiveness, ultimately increasing productivity improve the standard of living of the community while maintaining existing culture and customs distinctive character viewed from an Islamic economic perspective.. This research is a qualitative descriptive research with literature study methods and content analysis. The results showed that the concept of green economy is in line with the concept of Sharia Economy. The role of Sharia Economy in Indonesia in the perspective of the Green Economy, including: Social Principles and Ethics of Islamic Business, Principles of Environmental Preservation and Reducing Social Problems, Principles of Sustainable Development, and Falah Principles which include the maintenance of religion, the maintenance of souls, the maintenance of reason, the maintenance of offspring, and the maintenance of property

Pendidikan Pajak Syariah Al-Kharaj Dalam Meningkatkan Wawasan Ekonomi Syariah di Kalangan Mahasiswa STIE Ganesha Jakarta

The sharia economy offers a different approach from conventional economics, prioritizing the principles of justice, transparency, and sustainability. In the sharia economic system, there are various instruments that must be understood in depth by the actors. One of these instruments is sharia tax or known as Al-Kharaj. Al-Kharaj is a type of tax levied on land conquered by Muslims and administered by the government. This concept not only contains financial aspects but also has high social values and justice. This community service activity uses a lecture and discussion method aimed at STIE Ganesha Semester 4 Regular A. Management S1 students A. This activity is prepared for approximately 3 (three) months which includes the preparation, planning and implementation stages. The implementation of the activity was carried out for 1 (one) day, where the PKM team consisted of 4 (four) STIE Ganesha dsen and 8 (eight) students, where the lecturer was responsible for compiling the material and giving lectures, while students assisted in logistics and documentation to ensure that the activity ran smoothly and effectively. With a clear and interactive presentation, the lecture session succeeded in providing participants with a deep understanding of Al-Kharaj sharia tax and with an interactive and collaborative atmosphere, the discussion session succeeded in deepening the participants' understanding and giving them the opportunity to apply the concepts they have learned in practical situations.

THE INFLUENCE OF FINANCIAL LITERACY AND RELIGIOSITY ON THE CONSUMPTIVE BEHAVIOR OF SHARIA ECONOMICS STUDENTS OF KERINCI STATE ISLAMIC INSTITUTE

This research aims to determine the influence of literacy and religiosity on the consumptive behavior of sharia economics students. The type of research used is quantitative research. The sample used a random sampling technique with a sample size of 80 people. Testing uses Multiple Linear Regression Analysis. The results show that financial literacy has a significant influence on consumer behavior. Religiosity has a significant influence on consumer behavior. Financial literacy and religiosity have a simultaneous influence on the consumptive behavior variable of sharia economics students at IAIN Kerinci. From the results of the F test, the significance value obtained from the F test for variable Y was 0.000 < 0.05, and the Fcount and Ftable values ​​were 14,180 > 3.12. From the results of the R Square test, the coefficient of determination was obtained, namely 0.269, which means that the independent variables, namely financial literacy and religiosity, were influenced by the dependent variable, namely the consumptive behavior of sharia economics students at IAIN Kerinci, amounting to 0.269 or 26.9%. The remainder was 0.741 or 74.1%. which is influenced by other variables not examined in this research.

Sharia Economic Dispute Resolution Model According to Qanun No. 11 of 2018 concerning Sharia Financial Institutions

When many business entity activities start to appear that use the sharia label, the resolution must be carried out by institutions that truly understand sharia economics. So, creating economic products that have the term sharia attached to them is not easy and requires various kinds of adjustments, such as; applicable laws and regulations, contemporary economic developments in global society which tend to be value-free, varied transaction models, and so on. All of this must be able to be adjusted to sharia principles. The problem formulation in this research is: What is the Sharia Economic Dispute Resolution Model seen from Qanun No. 11 of 2018 concerning Sharia Financial Institutions? The type of research used is library research, namely by studying and examining sources. written text that is relevant to the discussion material. The results of this research are a model for Sharia Economic Dispute Resolution after the implementation of Qanun No. 11 of 2018 concerning Sharia Financial Institutions, a model for resolving disputes through non-litigation (outside of court), namely a model for resolving disputes that is carried out using methods that exist outside of court. usually called an alternative dispute resolution institution.

Analisis Perilaku Pada Mahasiswa Ekonomi Syariah Terhadap Belanja Online

This study aims to analyze the behavior of Sharia Economics students towards online shopping. Online shopping has become an increasingly popular phenomenon among students, including Sharia Economics students, because of the convenience and ease it offers. Data for this study, which employs quantitative research methodologies, was gathered by distributing questionnaires to forty Sharia Economics students at Sultan Maulana Hasanuddin State Islamic University Banten's Faculty of Economics and Islamic Business. The results showed that factors such as ease of access, attractive offers, and various payment methods, including sharia methods, had a significant effect on students' online shopping behavior. In this study, the t table obtained a table number of 4.966 From the data above the sig value. 0.05 < X value (5.520), which means that the behavior analysis variable (X) has a significant effect on the online shopping variable (Y). It can be concluded that there is a significant relationship between the behavior analysis variable (X) and online shopping (Y) with a correlation value (R) of 0.667 This indicates a positive relationship between behavior analysis and online shopping. In addition, the coefficient of determination (R Square) of 0.445 indicates that about 44.5% of the variation in behavior analysis in Islamic economics students on online shopping. Keywords: Online Shopping, Behavior Analysis, Sharia Economics

BUSINESS DEVELOPMENT STRATEGY OF PESANTREN'S COOPERATIVES: LESSONS FROM PESANTREN DAARUT TAUHIID

Introduction: Islamic boarding schools have significant potential to boost the Sharia economy, notably through cooperative formation. However, many of these cooperatives, including the Daarut Tauhiid Islamic Boarding School Cooperative (DT Cooperative), are not performing optimally. DT Cooperative contributes only 5% to the school's financial independence, and its residual business result (sisa hasil usaha, SHU) has varied over the last three years. This research aims to identify DT Cooperative's strengths, weaknesses, opportunities, and threats, and to establish strategic priorities for cooperative development. Methods: The Analytical Network Process (ANP) with a Strength-Weakness-Opportunity-Threat (SWOT) network was employed in this study. Results: The findings of this study indicate that strength is the top priority in establishing the DT Cooperative business. The most influential characteristics of strengths, weaknesses, opportunities, and dangers are a structured organization, suboptimal marketing management, a huge market share, and shifting company dynamics. The most important approach to pursue is to increase cooperation among various groups. Conclusion and suggestion: This research highlights the need to improve organizational relationships and address marketing management deficiencies in DT Cooperatives. By leveraging organizational strengths and fostering collaboration, Islamic boarding school cooperatives can better support Sharia economic efforts. Insights from this study apply to Daarut Tauhiid and similar cooperatives, and underscore the importance of policies that enhance training, consultation, and networking among Islamic boarding schools. This study contributes to the economic development knowledge of Islamic boarding schools, particularly cooperatives, in enhancing community welfare and supporting their economic independences.

Critical Review of Changes from Classical to Contemporary Contracts in Sharia Economic Transactions: Fiqh Perspective

Critical Review of Changes from Classical to Contemporary Contracts in Sharia Economic Transactions: Fiqh Perspective

OPTIMASI PENGGUNAAN MEDIA SOSIAL OLEH MAHASISWA HUKUM EKONOMI SYARIAH: ANALISIS STRATEGI EFEKTIF PADA PLATFORM YOUTUBE

This research aims to analyze effective strategies in optimizing the use of social media, especially on the YouTube platform, by students of Sharia Economic Law. The focus of the study is on students' efforts to utilize social media as a relevant and beneficial tool within the context of social media business from an Islamic perspective, while also identifying legal protection issues related to YouTube social media content. The qualitative research method involves strategy analysis through surveys, interviews, and observations of Sharia Economic Law students, particularly those who are content owners (youtubers) actively using YouTube as a platform for content uploads. The content produced by youtubers is acknowledged as copyright that needs protection. The obtained data is then analyzed to explore and document comprehensive aspects within the JABODETABEK region. The research findings provide profound insights into the optimization of social media usage by Sharia Economic Law students, revealing inadvertencies in mentioning and attributing specific parties disseminated in the public domain. This may lead to prohibited defamation in Islam and conflict with the ITE Law. Islam emphasizes the importance of conveying information truthfully and avoiding manipulation or exploitation of facts. Other findings indicate that the presence of hackers has an impact on the protection of YouTube by youtubers. The implications of this research can contribute to the development of innovative learning strategies and enrich the understanding of students regarding the implementation of Sharia Economic Law in the digital era.