This paper presents a detailed analytical approach for the bending analysis of reinforced concrete beams, integrating both structural mechanics principles and Eurocode 2 provisions. The general analytical expressions derived for the curvature were applied for the transverse displacement analysis of a simply supported reinforced concrete beam under four-point loading, focusing on key limit states: the initiation of cracking, the yielding of tensile reinforcement and the compressive failure of concrete. The displacement’s results were validated through experimental testing, showing a high degree of accuracy in the elastic and crack propagation phases. Deviations in the yielding phase were attributed to the conservative material assumptions within the Eurocode 2 framework, though the analytical model remained reliable overall. To streamline the computational process for more complex structures, a simplified model utilising a non-linear rotational spring was further developed. This model effectively captures the influence of cracking with significantly reduced computational effort, making it suitable for serviceability limit state analyses in complex loading scenarios, such as seismic impacts. The results demonstrate that combining detailed analytical methods with this simplified model provides an efficient and practical solution for the analysis of reinforced concrete beams, balancing precision with computational efficiency.