Members Of Self-help Groups Research Articles

Health impact of self-help groups scaled-up statewide in Bihar, India.

BackgroundThe objective of this study was to assess the impact of self-help groups (SHGs) and subsequent scale-up on reproductive, maternal, newborn, child health, and nutrition (RMNCHN) and sanitation outcomes among marginalised women in Bihar, India from 2014-2017.MethodsWe examined RMNCHN and sanitation behaviors in women who were members of any SHGs compared to non-members, without differentiating between types of SHGs. We analysed annual surveys across 38 districts of Bihar covering 62 690 women who had a live birth in the past 12 months. All analyses utilised data from Community-based Household Surveys (CHS) rounds 6-9 collected in 2014-2017 by CARE India as part of the Bihar Technical Support Program funded by the Bill & Melinda Gates Foundation. We examined 66 RMNCHN and sanitation indicators using survey logistic regression; the comparison group in all cases was age-comparable women from the geographic contexts of the SHG members but who did not belong to SHGs. We also examined links between discussion topics in SHGs and changes in relevant behaviours, and stratification of effects by parity and mother’s age.ResultsSHG members had higher odds compared to non-SHG members for 60% of antenatal care indicators, 22% of delivery indicators, 70% of postnatal care indicators, 50% of nutrition indicators, 100% of family planning and sanitation indicators and no immunisation indicators measured. According to delivery platform, most FLW performance indicators (80%) had increased odds, followed by maternal behaviours (57%) and facility care and outreach service delivery (22%) compared to non-SHG members. Self-report of discussions within SHGs on specific topics was associated with increased related maternal behaviours. Younger SHG members (<25 years) had attenuated health indicators compared to older group members (≥25 years), and women with more children had more positive indicators compared to women with fewer children.ConclusionsSHG membership was associated with improved RMNCHN and sanitation indicators at scale in Bihar, India. Further work is needed to understand the specific impacts of health layering upon SHGs. Working through SHGs is a promising vehicle for improving primary health care.Study registrationClinicalTrials.gov number NCT02726230.

Health layering of self-help groups: impacts on reproductive, maternal, newborn and child health and nutrition in Bihar, India

Background Self-help group (SHG) interventions have been widely studied in low and middle income countries. However, there is little data on specific impacts of health layering, or adding health education modules upon existing SHGs which were formed primarily for economic empowerment. We examined three SHG interventions from 2012-2017 in Bihar, India to test the hypothesis that health-layering of SHGs would lead to improved health-related behaviours of women in SHGs. Methods A model for health layering of SHGs - Parivartan - was developed by the non-governmental organisation (NGO), Project Concern International, in 64 blocks of eight districts. Layering included health modules, community events and review mechanisms. The health layering model was adapted for use with government-led SHGs, called JEEViKA+HL, in 37 other blocks of Bihar. Scale-up of government-led SHGs without health layering (JEEViKA) occurred contemporaneously in 433 other blocks, providing a natural comparison group. Using Community-based Household Surveys (CHS, rounds 6-9) by CARE India, 62 reproductive, maternal, newborn and child health and nutrition (RMNCHN) and sanitation indicators were examined for SHGs with health layering (Pavivartan SHGs and JEEViKA+HL SHGs) compared to those without. We calculated mean, standard deviation and odds ratios of indicators using surveymeans and survey logistic regression. Results In 2014, 64% of indicators were significantly higher in Parivartan members compared to non-members residing in the same blocks. During scale up, from 2015-17, half (50%) of indicators had significantly higher odds in health layered SHG members (Parivartan or JEEViKA+HL) in 101 blocks compared to SHG members without health layering (JEEViKA) in 433 blocks. Conclusions Health layering of SHGs was demonstrated by an NGO-led model (Parivartan), adapted and scaled up by a government model (JEEViKA+HL), and associated with significant improvements in health compared to non-health-layered SHGs (JEEViKA). These results strengthen the evidence base for further layering of health onto the SHG platform for scale-level health change. Study registration ClinicalTrials.gov number NCT02726230.

Health layering of self-help groups: impacts on reproductive, maternal, newborn and child health and nutrition in Bihar, India.

BackgroundSelf-help group (SHG) interventions have been widely studied in low and middle income countries. However, there is little data on specific impacts of health layering, or adding health education modules upon existing SHGs which were formed primarily for economic empowerment. We examined three SHG interventions from 2012-2017 in Bihar, India to test the hypothesis that health-layering of SHGs would lead to improved health-related behaviours of women in SHGs.MethodsA model for health layering of SHGs – Parivartan – was developed by the non-governmental organisation (NGO), Project Concern International, in 64 blocks of eight districts. Layering included health modules, community events and review mechanisms. The health layering model was adapted for use with government-led SHGs, called JEEViKA+HL, in 37 other blocks of Bihar. Scale-up of government-led SHGs without health layering (JEEViKA) occurred contemporaneously in 433 other blocks, providing a natural comparison group. Using Community-based Household Surveys (CHS, rounds 6-9) by CARE India, 62 reproductive, maternal, newborn and child health and nutrition (RMNCHN) and sanitation indicators were examined for SHGs with health layering (Pavivartan SHGs and JEEViKA+HL SHGs) compared to those without. We calculated mean, standard deviation and odds ratios of indicators using surveymeans and survey logistic regression.ResultsIn 2014, 64% of indicators were significantly higher in Parivartan members compared to non-members residing in the same blocks. During scale up, from 2015-17, half (50%) of indicators had significantly higher odds in health layered SHG members (Parivartan or JEEViKA+HL) in 101 blocks compared to SHG members without health layering (JEEViKA) in 433 blocks.ConclusionsHealth layering of SHGs was demonstrated by an NGO-led model (Parivartan), adapted and scaled up by a government model (JEEViKA+HL), and associated with significant improvements in health compared to non-health-layered SHGs (JEEViKA). These results strengthen the evidence base for further layering of health onto the SHG platform for scale-level health change.Study registrationClinicalTrials.gov number NCT02726230

Background profile of S.H.G. members of Jorhat district of Assam

A self-help group (SHG) is a voluntarily association of people with common goal. The concept of “self-help groups appears to be a good substitute strategy to involve people in the improvement process. Empowerment of women through self-help groups has benefited not only the individual women but also her family and community as a whole. The study was carried out in the Jorhat district of Assam. Four blocks were selected from national rural livelihood mission (NRLM) initiative blocks. Thus, all total 16 self-help groups were selected from these blocks for the present study. Ten members from 16 SHG’s, total 160 members were selected using simple random sampling for the study. Majority of 54.4 per cent of the members belonged to young aged category i.e. 27 – 39 years. A large majority ( 95.00 % ) of the respondents were married and 37.50 per cent of the respondents had education upto high school level. A majority of the respondents (56.30 %) belonged to the OBC category, 68.10 per cent belonged to nuclear family and 62.50 per cent belonged to small family size. Majority of the respondents ( 48.8 % ) were marginal i.e. having 3 – 7.5 bigha of land holdings. Majority of the respondent’s family occupation (41.70 %) was cultivation and 56.30 per cent had medium income level and 91.00 per cent were member of one organization. Majority of the respondents (91.25 %) possessed television and 40.00 per cent attended training programme during the year 2017, 91.87 per cent source of information were extension officers, 88.75 per cent had contact with community resource person. A high percentage ( 62.50 %) of members of self-help group were completely dependent on bank namely Gramin Vikash Bank for their entrepreneurship development.

Decision making abilities of the SHG members in relation to entrepreneurial activities in Saurashtra region of Gujarat

The self help group (SHG) is generally an economically homogeneous group formed through a process of self-selection based upon the affinity of its members. Most of the SHGs are women’s groups with membership ranging between 10 and 20. The result indicated that SHG women members had highest decision score (5.14) in the area of planning for children education followed by participation in social activities (4.92 score) etc.

Entrepreneurial Ability and Development of Micro Enterprise

Self-help groups (SHGs) are set up by the National Bank for Agriculture and Rural Development (NABARD) with the objective of supporting poor people of India to set up micro enterprises. However, it is not at all easy to become an entrepreneur. The empirical observation shows that while some members of SHGs succeed in becoming entrepreneurs, other continue to remain just members. This article tries to identify the factors that help this entrepreneurship. It first develops a theoretical model and then carries out an empirical exercise with the help of ground-level surveys of SHGs in several districts of West Bengal. This empirical exercise with the help of logistic regression finds out that state help, financial access and existence of marketing opportunity are necessary for entrepreneurial success. Contrary to the general belief, more years of education does not help entrepreneurship. More revealing is the finding that protective social support deters entrepreneurship.

Relief from usury: Impact of a self-help group lending program in rural India

Provision of low-cost credit to the poor through self-help groups (SHGs) has been embraced as a key poverty-reduction strategy in developing countries, but evidence on the impact of this approach is thin. Using a randomized program rollout over 180 panchayats, we evaluate the impact of a government-led SHG initiative in the Indian state of Bihar. Two years after the start of the program, we find a dramatic increase in SHG membership, borrowing from SHGs, and a corresponding decline in the use of informal credit. Fewer informal lenders are operating in treatment villages, and those who do charge lower interest rates. While these credit market impacts could lead to substantial improvements in economic well-being over time, the short-run impact of the program on such outcomes is modest.

Child Labor and Schooling Decisions among Self-Help Group Members in Rural India

AbstractThis paper investigates the impact of informal microfinance groups (self-help groups, or SHGs) on children’s education and work in rural India. In 2002, 24 eligible villages were randomly s...

Unexpressed psychosocial needs in cancer patients at the beginning of inpatient rehabilitation: a qualitative analysis

Objective Cancer patients often need professional help to alleviate their psychosocial distress. However, not all patients express their needs. In this study, we explored possible barriers to patients’ expressing needs, contents of needs difficult to express, and conditions facilitating expressing needs. Methods We conducted semi-structured interviews with 29 oncological inpatient rehabilitation patients, 7 members of self-help groups, and 10 health professionals. We analyzed data with structuring content analysis. Results Fear of stigmatization and difficulties in the physician-patient-relationship were the most critical expression barriers reported. Sexuality deemed to be one of the most challenging themes for patients. Changes in the physician’s behavior and sufficient resources were mentioned as the main facilitating conditions. Our results indicate a wide diversity within the barriers and topics, but a general consistency between patients and health professionals. Conclusion This study provides evidence for the existence of a variety of barriers to cancer patients’ expressing their needs. Practice Implications Health professionals should be aware of the different possible expression barriers to facilitate patient communication.

Antecedents of Financial Inclusion: Evidence from Tripura, India

The present research assesses the determinants of financial inclusion of members of Self Help Groups (SHGs). The research work is done with primary data collection from around 380 members who are beneficiaries of 95 SHGs in Tripura, India. After performing factor analysis, six major factors named Physical Infrastructure, Financial Awareness, IT Infrastructure, Suitability of Financial Products, Ease of Banking and Economic Status of members of SHGs were identified as major factors that play a pivotal role in bringing financial inclusion of the members of SHG. In these 6 factors, some other factors were also added such as age, income, education, landholding, the regularity of income, earning members count, gender, caste, location, religion, etc. Fitting ordinal logistic regression model, it was found that, the important factors that have an impact on financial inclusion on the members of the SHGs are financial awareness, ease of banking and economic status of the members, the relevance of financial products, physical infrastructure, monthly income, landholding, education, age and their status with respect to the BPL category. The decision-makers in power should collaborate with financial institutions should consider and apply this finding during the disbursement of loans.

Impact of Public, Private and Non-Governmental Organisations’ Financial Interventions on Youth Livelihood Outcomes in Kenya

This study investigated the impact of public, private and Non-Governmental Organisations’ financial interventions on youth livelihood outcomes (YLO) in Kenya. A survey of 201 respondents randomly sampled from registered Youth Self-Help Groups in Nairobi County was conducted. Results showed that males constituted 74% and females made up 26% of the sample. The ages of the respondents ranged from 18 to 35 years. The results for livelihood outcomes indicated that 52% of the youth were at a survival level, 18% were at the security level and 30% were at the growth level of youth livelihood outcomes. Hypothesis test results further revealed that there was a relationship between the financial interventions and youth livelihood outcomes (χ2= 18.70; d.f. =7; p&lt;0.05). Further regression results revealed three significant predictors of YLO in rank order as the public devolved funds comprised of Youth Enterprise Development Fund and Uwezo Fund (β= 0.761; p=0.009), followed by private micro-finance institutions (β=1.003; p=0.010) and finally, informal loans provided to members of Youth Self-Help Groups (β=1.037; p=0.018. The variables that were not significant predictors of YLO were Non-Profit Organisations, Faith-Based Organisations and Community-Based Organisations’ financial interventions. These findings implied that government-sponsored devolved funds had the greatest impact on youth livelihood outcomes, followed by funding by private micro-finance institutions and finally informal loans provided by the youth self-help groups to their members. This study has established that the public, private and the youth self-help groups’ financial interventions had the most significant positive impacts on youth livelihood outcomes. It was recommended that there was a need to provide more youth-targeted financial interventions by both the public and the private sectors in order to enhance youth livelihood outcomes. Furthermore, active participation by the youth in their development process is paramount for sustainable livelihoods to be achieved.

Participation in microfinance based Self Help Groups in India: Who becomes a member and for how long?

Microfinance is a widely promoted developmental initiative to provide poor women with affordable financial services for poverty alleviation. One popular adaption in South Asia is the Self-Help Group (SHG) model that India adopted in 2011 as part of a federal poverty alleviation program and as a secondary approach of integrating health literacy services for rural women. However, the evidence is limited on who joins and continues in SHG programs. This paper examines the determinants of membership and staying members (outcomes) in an integrated microfinance and health literacy program from one of India's poorest and most populated states, Uttar Pradesh across a range of explanatory variables related to economic, socio-demographic and area-level characteristics. Using secondary survey data from the Uttar Pradesh Community Mobilization project comprising of 15,300 women from SHGs and Non-SHG households in rural India, we performed multivariate logistic and hurdle negative binomial regression analyses to model SHG membership and duration. While in general poor women are more likely to be SHG members based on an income threshold limit (government-sponsored BPL cards), women from poorest households are more likely to become members, but less likely to stay members, when further classified using asset-based wealth quintiles. Additionally, poorer households compared to the marginally poor are less likely to become SHG members when borrowing for any reason, including health reasons. Only women from moderately poor households are more likely to continue as members if borrowing for health and non-income-generating reasons. The study found that an increasing number of previous pregnancies is associated with a higher membership likelihood in contrast to another study from India reporting a negative association. The study supports the view that microfinance programs need to examine their inclusion and retention strategies in favour of poorest household using multidimensional indicators that can capture poverty in its myriad forms.

HOW EFFECTIVELY DO COMMUNITY HEALTH WORKERS SPREAD HEALTH AWARENESS VIA WOMEN’S SELF-HELP GROUPS IN RURAL INDIA?

In many lower- and middle-income countries, the public health system is made more accessible in rural areas through training lay people to become community health workers (CHWs) within their communities. This mixed-methods study aims to evaluate such a CHW program in rural Uttarkashi, India, which is being run by a non-government organization (NGO). In the CHW program to be evaluated, the CHWs give monthly health awareness classes during women’s self-help group (SHG) meetings. By involving women’s SHGs, community participation is supposed to be fostered and health knowledge spread. Therefore, it was hypothesized that communities with an active CHW should achieve a higher number of correct answers on a health knowledge test than communities without an active CHW. Moreover, using qualitative methods, we explored the SHG members’ and CHWs’ viewpoints on the impact of the awareness classes held during SHG meetings. Five focus group discussions were conducted with members of SHGs, as well as with NGO-trained CHWs and government-employed CHWs. Results confirmed that the respondents from a community with an NGO-trained CHW performed significantly better on the health knowledge test, although not uniformly across all sampling areas. The qualitative data revealed a substantial impact of the health awareness classes on behavior changes among SHG members and their families. Further, the NGO-trained CHWs collaborated well with other government-employed CHWs. In conclusion, the authors feel that is would be worthwhile to employ more NGO-run CHW programs throughout India, to supplement the government-run programs, especially in remote and underserviced areas.

Skill and Capacity of Women through Social Mobilization: Analysis of Urban Women Self Help Groups in Coimbatore City

The study attempts to understand and anlayse the skill and capacity of women through social mobilisation. It is proved that the Self Help Groups (SHGs) played a key role in mobilizing the poor towards developing the habit of saving and avail credit from financial institutions. Social Mobilisation has been adopted as an appropriate approach to mobilise the local communities which is essential to carry out any intervention. The main objective of the study is envisioned to identify the enhancement of skill and capacity of the women through social mobilization. The methodology for the study is Survey research and describes the skills and capacities of the women of Urban SHGs. Multi stage sampling was employed to collect data from 14 SHGs comprising of 156 SHG members. The results revealed that participation of group members in SHGs increase their literacy skills, communication skills, banking skills and vocational skills. Also it is evident that a vast majority of the women (77.6%) do not have any vocational skills which indicates there is huge need of training women in vocational as well as entrepreneurship skills to generate income.

Sustaining consistent condom use among female sex workers by addressing their vulnerabilities and strengthening community-led organizations in India.

IntroductionBetween 2014 and 2017, a program aimed at reducing HIV risk and promoting safe sex through consistent use of condoms sought to work through addressing social and economic vulnerabilities and strengthening community-led organizations (COs) of female sex workers (FSWs). This study examines if the program was effective by studying relationship between strengthening of COs, vulnerability reduction, and sustaining of consistent condom use behavior among FSWs.MethodsWe used a longitudinal study design to assess the change in outcomes. A three-stage sampling design was used to select FSWs for the study. Panel data of 2085 FSWs selected from 38 COs across five states of India was used to examine the change in various outcomes from 2015 (Survey Round 1) to 2017 (Survey Round 2). The CO level program pillar measuring institutional development assessed performance of COs in six domains critical for any organization’s functionality and sustainability: governance, project management, financial management, program monitoring, advocacy and networking, and resource mobilization. Overall, 32 indicators from all these domains were used to compute the CO strength score. A score was computed by taking mean of average dimension scores. The overall score was divided into two groups based on the median cutoff; COs which scored below the median were considered to have low CO strength, while COs which scored above or equal to median were considered to have high CO strength. Multivariable regression modeling techniques were used to examine the effect of program pillars on outcome measures.ResultsAnalyses showed a significant improvement in the strength of the COs over time; percentage of COs having high strength improved from 50% in 2015 to 87% in Round 2. The improvement in CO’s strength increased financial security (Adjusted Odds Ratio [AOR]: 2.18, p<0.01), social welfare security (AOR: 1.71, p<0.01), and socio-legal security (AOR: 2.20, p<0.01) among FSWs. Further, improvement in financial security led to significant increase in consistent condom use with client among FSWs (AOR: 1.69, p<0.01) who were members of COs having high strength. Sustained consistent condom use was positively associated with young age (<30 years), ability to negotiate with clients for condom use, membership in self-help groups, high self-efficacy, self-confidence, and client solicitation in streets and brothels.ConclusionsImproving financial security and strengthening FSW led CO can improve sustained and consistent condom use. In addition, the program should focus on enhancing ability of FSWs to negotiate with clients for condom use, promote membership in self-help groups and target FSWs who are 30 years or older, and soliciting from homes to sustain consistent condom use across all FSWs.

Skill and Capacity of Women through Social Mobilization: Analysis of Urban Women Self Help Groups in Coimbatore City

The study attempts to understand and anlayse the skill and capacity of women through social mobilisation. It is proved that the Self Help Groups (SHGs) played a key role in mobilizing the poor towards developing the habit of saving and avail credit from financial institutions. Social Mobilisation has been adopted as an appropriate approach to mobilise the local communities which is essential to carry out any intervention. The main objective of the study is envisioned to identify the enhancement of skill and capacity of the women through social mobilization. The methodology for the study is Survey research and describes the skills and capacities of the women of Urban SHGs. Multi stage sampling was employed to collect data from 14 SHGs comprising of 156 SHG members. The results revealed that participation of group members in SHGs increase their literacy skills, communication skills, banking skills and vocational skills. Also it is evident that a vast majority of the women (77.6%) do not have any vocational skills which indicates there is huge need of training women in vocational as well as entrepreneurship skills to generate income.

Multidimensional predictors of common mental disorders among Indian mothers of 6- to 24-month-old children living in disadvantaged rural villages with women's self-help groups: A cross-sectional analysis.

Common mental disorders (CMD) among mothers cause disability, negatively affect child development, and have high long-term economic costs. Little is known about how factors across multiple life dimensions, modeled together, are differentially related to maternal mental health in high poverty contexts. Further, there is limited evidence on determinants of CMD in areas where self-help groups (SHGs) exist to promote women's wellbeing. Filling this evidence gap is important given the high prevalence of CMD and the rapid expansion of SHGs in rural India. Cross-sectional data were collected from 1644 mother-infant pairs living in disadvantaged rural villages across five Indian states-Jharkhand, Madhya Pradesh, West Bengal, Odisha, and Chhattisgarh-surveyed in the Women Improving Nutrition through Group-based Strategies study. CMD were assessed using the 20-item Self Reporting Questionnaire (SRQ). We examined 31 factors across four life dimensions: work (work type, time spent in labor, domestic and caretaking activities), agency (SHG membership, decision-making, gender attitudes), health/nutrition (underweight, fertility, diet diversity, child illness), and household/environment (dependency ratio, wealth, food security, shocks, water, sanitation). Survey-adjusted multivariate logistic and ordinary least squares regression models were fit to examine predictors of CMD or SRQ score. On average, mothers were 26 (range 18-46) years old and their children were 15 (range 6-24) months old. CMD defined as ≥ 8 positive SRQ responses were reported by 262 women (16%). Protective factors included being engaged in agricultural labor as a main occupation relative to being a housewife (AOR 0.18, 95% CI 0.10-0.32), more time working (0.85, 0.77-0.93), higher decision-making (0.33, 0.16-0.69), SHG membership (0.73, 0.56-0.96), and having an improved toilet (0.49, 0.33-0.72). Risk factors included food insecurity (1.13, 1.07-1.20) and shocks to non-farm livelihoods (2.04, 1.10-3.78). Practitioners and policymakers should aim to improve food security, economic wellbeing and social capital, such as that created through SHG membership, to improve maternal mental health. Future research should aim to understand why working outside the home, albeit in agricultural work, appears to protect maternal mental health in this context.

Determinants of household livelihood vulnerabilities to climate change in the himalayan foothills of West Bengal, India

The impact of climate change and variability on household livelihood in the Himalayan region is hardly studied due to their locational inaccessibility. Therefore, the aim of the present study is to determine the factors which affect rural household vulnerability in sub-Himalayan West Bengal, India. How the socio-economic conditions of the households and climate change have been affecting the overall livelihood of this region? To understand the determining factors of household livelihood vulnerabilities, four main domains of vulnerabilities have been considered, namely, ‘income loss’, ‘crop loss’, ‘housing loss’, and ‘overall livelihood loss’ due to climate changes. The study has applied ordinal logistic regression along with focus group discussion to find out the determining factors. The survey data shows that specific variables such as the size of agricultural land, occupation of the households' heads, caste, membership of self-help groups, and perception of precipitation trends are the main determining factors of income loss in maximum households. Moreover, housing type, mainly non-concrete and semi-concrete houses are responsible for household vulnerability to climate change. Every household of this region loses a significant amount of crop due to the heavy rainfall or floods; although several households have adopted new resilient crop varieties. Nevertheless, crop loss is a major climatic threat in the sub-Himalayan region of West Bengal. Further, the results of the present study also suggest that the low adaptive capacity of the rural households of this region, such as low-income opportunities and inadequate infrastructure are the primarily reasons for most livelihood vulnerabilities.

The Impact of Self Help Groups on the Psychosocial Well-Being of Female Members in Ethiopia

Tearfund self-help groups are a variety of self-help group (SHG) aimed at poverty alleviation in Sub-Saharan Africa. Despite a number of positive evaluations of SHGs, there have been no direct studies of impact on psychosocial well-being. This paper reports the first phase of a mixed methods examination of the impact of Tearfund SHG membership on the psychosocial well-being of womens’ SHGs in Ethiopia. Five young SHGs ( 5 years) across self-evaluations and standardised scales while covarying for chronological age. These results were enriched by focus groups, semi-structured observations and structured interviews. Results showed that members of older SHGs reported statistically greater psychosocial well-being on 4/10 self-evaluated impact indices and 2/3 of the standardised scales. The younger vs older group differences are significant but small. A richer understanding of the impact is gained through the qualitative reports. Future studies will be strengthened by the addition of longitudinal data, through adjusting measures better to the culture, and through collecting baseline data from SHG initiation. This study provides extensive qualitative and quantitative evidence of the impact of Tearfund SHG membership on psychosocial well-being.

Self Help Groups: An Effective Approach towards Women Empowerment

In recent years, SHGs have become significant contributors to the generation of self –employment and source of livelihood. The Self-Help Group (SHG) is moving in the right direction in empowering women economically and socially and eradicating poverty in rural and urban areas. Self-employment is necessary to eradicate the regional economic imbalance. Women’s participation is necessary for the betterment of the economy. SHGs are one of the ways to increase the participation of women in economic activities. So, it empowers and creates women entrepreneurs. The study aims to provide empirical evidence of the contribution of SHGs to self-employment. For this purpose, the primary data were collected from the 30 members of SHGs by simple random sampling, and the data is collected through a structured questionnaire, Likert scale technique was used to measure the qualitative data. The estimated results show the self-employment opportunities created by SHGs.&#x0D; ­­­­­­­­