This work aims to develop a numerical-analytical framework within the kinematic approach of limit analysis to assess the stability of non-circular tunnel faces under seepage conditions with tensile strength cut-off from a discretization-based perspective. Considering the overestimation of the tensile strength of the soil by the Mohr-Coulomb criterion, a modification based on the concept of tensile strength cut-off is recommended to reduce or eliminate the tensile strength. A modified 3D rotational discretization-based failure mechanism incorporating the tension cut-off is generated point-to-point starting from a real non-circular tunnel face to model the face failure, where the failure surface on the top intersects more rapidly due to the increasing rupture angle in the tensile regime. The seepage towards the non-circular tunnel face is numerically simulated, and then the numerical seepage field is extracted into the 3D discretization-based failure mechanism. Within the kinematic approach, the seepage effect is introduced from two aspects: pore pressure and seepage force. A hybrid optimization routine is employed to search for the maximum required face pressure. The developed framework is validated by comparisons with numerical fluid-mechanical simulations and previous studies. Afterward, parametric analyses are carried out on different seepage conditions, different face pressure distributions, different soil strengths, and different tension cut-off conditions. The developed framework can give insight into the combined effect of the tension cut-off and seepage on the stability of non-circular tunnel faces under various conditions.