Tetracycline (TC) is extensively employed as a broad-spectrum antibacterial agent, and its byproducts have been identified in a variety of water bodies, posing a significant risk to both aquatic ecosystems and human health. Among the prevalent techniques for treating water contaminants, photodegradation stands out. In this research, we synthesized a novel nanocomposite material, embedding bimetallic nanoparticles onto halloysite nanotubes (HNT) (Pd@Ni/N-HNT), aimed at photocatalytically degrading TC. The Pd@Ni/N-HNT demonstrated the capability to enhance the TC degradation efficiency to 100 % under visible light for a duration of 120 min, effectively doubling the performance of pure H2O2 degradation. The influence of pH levels in aquatic environments on the TC degradation efficiency was explored. Through electron spin resonance (EPR) studies and free radical scavenging tests, it was verified that •O2− and h+ are pivotal in the degradation process. Furthermore, Pd@Ni/N-HNT showcased effective degradation capabilities in both tap and river water, achieving degradation rates exceeding 70 % in 120 min and 95 % in 180 min, respectively. This investigation not only sheds light on the potential of utilizing Pd@Ni/N-HNT as a potent catalyst for the photocatalytic degradation of TC but also offers a comprehensive framework for the future development of nanomaterials aimed at the environmental remediation of organic pollutants. The findings herein provide a pivotal reference and guide for advancing the application of nanotechnology in the purification of water, thereby contributing to the safeguarding of aquatic ecosystems and public health.