The research focuses on the influence of 300-μm microgel particles in an aqueous solution of a thermosensitive biopolymer on the spreading and deformation of 3.7-mm drops. The drops impact a smooth hydrophilic and a rough hydrophobic surface. A mass fraction of microgel particles varies in a range of 0–0.2. A universal physical model of the spreading of thermosensitive polymer drops laden with microgel particles along surfaces with significantly different roughness is proposed. It explains the strong inhomogeneity of the contact line stretching due to the deceleration of the continuous phase flow by microgel particles and the increased flow vorticity because of the addition of the surface roughness factor. The validity of the proposed physical model is proven by qualitative and quantitative assessments of the contact line deformation when spreading. An empirical expression for the maximum spreading factor is derived, taking into account the properties of liquids, wall roughness, and microgel particle concentration; it reliably predicts when Re≈110−3100, the surface roughness is 0.5–125 nm, Ca=4.5×10−7, and the number of microgel particles in drops is up to 100. The expression was successfully tested during the modeling of arbitrary surface roughness and the increased concentration of microgel particles relative to those considered in experiments during the formation of a biopolymer layer. When developing the method of additive manufacturing of a functional layer, a practical correlation was established between the volume content of microgel particles, acting as potential containers for living cells, in a drop and the area of the biopolymer layer.