The purpose of this study is to derive policy implications for the reverse mortgage system following new social changes by analyzing the characteristics of reverse mortgage member by household type. To this end, we set the dependent variable to the household type(married couple/single). In addition, the entity categorised the independent variables into human characteristics, economic characteristics and regional characteristics, and set monthly payments reflecting the characteristics of all members as control variables. The analysis data utilized 1,394 cases derived by granting conditions out of 4,973 newly JooTaekYeonKeum members in the Korea Housing Finance Corporation (June 1, 2013 to May 31, 2014). The results were derived from a logit models consisting of couples and single households. Logit analysis shows that statistically significant variables are age, housing price and income. The older the age, the higher the rate of single households joining the reverse mortgage, and if they have income, single households are more likely to join the reverse mortgage than couples. This confirms that celibacy is more sensitive to the economic situation of old age. Therefore, various efforts will be needed, such as enhancing the counseling ability of reverse mortgage so that the existing couple-centered reverse mortgage system can embrace single households.