Introduction: Although research has established a link between socioeconomic status (SES) and neuroimaging measures, weaker SES effects are shown for Blacks than Whites. This is, in part, due to processes such as stratification, racism, mineralization, and othering of Black people in the US. Purpose: This study had two aims: First to test the association between household income and the nucleus accumbens (NAcc) resting-state functional connectivity with the Default Mode Network (DMN) in children, and second, to investigate racial heterogeneity in this association. Methods: This cross-sectional study used data from the Adolescent Brain Cognitive Development (ABCD) study. We analyzed the resting-state functional connectivity data using Magnetic Resonance Imaging (rsfMRI) of 7903 US pre-adolescents who were between ages 9 and 10 years old. The main outcome was the NAcc resting-state functional connectivity with DMN. The independent variable was household income. Age, sex, and family structure were the study covariates. Race was the moderator. Mixed-effects regression models were used for data analysis with and without interaction terms between household income and race. Results: Higher household income was associated with higher NAcc resting-state functional connectivity with DMN. Race showed a statistically significant interaction with household income suggesting that the NAcc resting-state functional connectivity with DMN was significantly weaker for Black compared to White pre-adolescents. Conclusions: In line with Minorities’ Diminished Returns (MDRs), the association between household income and pre-adolescents NAcc resting-state functional connectivity with DMN is weaker in Black than in White children. This result is of interest because DMN’s functional connectivity with NAcc may have a role in cognitive flexibility and reward processing. The weaker links between SES indicators and neuroimaging findings for Blacks than for Whites may reflect the racialization of Black people in the US. Social stratification, racism, and discrimination may minimize the returns of SES for Black families, who have been oppressed for centuries.
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