A plasmonic, refractive, index nanosensor is investigated theoretically and numerically in two U-shaped cavities side-coupled to a metal–dielectric–metal (MDM) waveguide. A transparency window between two transmission dips is observed. The physical origin of the transmission phenomenon is revealed by mapping the magnetic field distribution. Independent double resonances are realized through the proposed design. Double resonances showed diverse responses to the variations of the structural dimensions. In particular, they presented different dependences on a refraction index of the medium in an individual resonator. One resonance exhibited a remarkable shift with the increase of the refraction index; however, the other resonance remained unchanged. On the basis of this unique characteristic of differing sensitivities, self-reference sensing is discussed. The nanosensor yielded a high sensitivity of 917 nm/RIU and a figure of merit of 180 RIU−1. This work is helpful in terms of the design of on-chip optical sensors with high sensitivity and improved detection accuracy in complicated environments.