Understanding community resilience is critical for effective resource allocation and planning. However, classical resilience measures often fall short in capturing the diverse characteristics of each stage: preparation, resistance, recovery, and adaptability. We propose a multi-stage resilience assessment framework integrating morphological indicators to measure community resilience. Applying this framework to evaluate disparities in community resilience after the inland flooding in Changsha, we find that morphological indicators provide a more accurate description of resilience priority and ability compared to speed indicators. The analysis reveals stronger complementarity and lower redundancy among resilience indicators. Moreover, we establish a strong connection between resilience, driving factors, and government actions. Neighborhoods with high flood risk and socioeconomic status encounter the severest impact and highest recovery priority, leading to substantial government engineering measures. Conversely, vulnerable communities facing high flood risk and low socioeconomic status display the lowest resistance and recovery ability, emphasizing the necessity for tailored initiatives like increasing green infrastructure and constructing flood buffer zones. Additionally, low river flood risk communities with high socioeconomic status experience minimal flood impact, underscoring the significance of prioritizing low-lying regions susceptible to surface water flooding. The study informs government decision-making, emphasizing differentiated strategies for enhancing community resilience across regions and stages.