NLP (Natural Language Processing) is a mechanism that helps computers to know natural languages like English. In general, computers can understand data, tables etc. which are well formed. But when it involves natural languages, it's unacceptable for computers to spot them. NLP helps to translate the tongue in such a fashion which will be easily processed by modern computers. Financial Tracker is an approach which will use NLP as a tool and can differentiate the user messages in various categories. the appliance of the approach will be seen at multiple levels. At a personal level, this permits users to filtrate useful financial messages from an large junk of text messages. On the opposite hand, from an industrial point of view, this can be useful in services like online loan disbursal, which are hitting the market nowadays. These services attempt to provide online loans to individuals in an exceedingly faster and quicker manner. But when it involves business view, loan recovery from customers becomes a really important & crucial aspect. As most such services can’t take strict legal actions against the fraud customers, it becomes a requirement that loan should be provided only to those customers who deserve it. At that time, this model can come under the image. As a business we will find the user’s messages from their inbox (after taking permission from the users). These messages are often filtered using NLP which might help to differentiate various types of messages within the user's inbox which might further be used as a content for further prediction and analysis on user’s behaviour in terms of cash related transactions.