Surface plasmon polariton (SPP)-based plasmonic sensors are increasingly replacing traditional bulky sensors in refractive index sensing, biosensing, food adulteration detection, and other applications due to their unique optical features and different Metal-Insulator-Metal (MIM) topologies. The present research introduces a new design for a highly sensitive MIM waveguide-based refractive index sensor. This design incorporates an innovative combination of an inverted U-shaped rectangular split-ring resonator (RSRR), a semi-circle-split-ring resonator (SCSRR), and a stub. The sensor’s wave-guiding capabilities, such as electromagnetic wave transmission, field profile distribution, and sensitivity, are meticulously analyzed using a two-dimensional finite-element method. The key objective of this device is to identify slight differences in the refractive index by observing shifts in resonant wavelength through the light’s interaction with the plasmonic structure. Moreover, optimizing the geometric parameters significantly enhances the sensor’s performance. The optimized sensor achieves a maximum refractive index sensitivity of 2400 nm/RIU, a figure of merit (FOM) of 45.28, and a Q-factor of 39.86, as demonstrated by simulation results. Further investigations reveal the MIM structure’s capacity to detect adulteration in edible oils, underscoring the sensor’s adaptability and its potential for widespread biosensing applications.
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