We derive a nonlinear Schrödinger equation for the propagation of the three-dimensional broader bandwidth gravity-capillary waves including the effect of depth-uniform current. In this derivation, the restriction of narrow bandwidth constraint is extended, so that this equation will be more appropriate for application to a realistic sea wave spectrum. From this equation, an instability condition is obtained and then instability regions in the perturbed wavenumber space for a uniform wave train are drawn, which are in good agreement with the exact numerical results. As it turns out, the corrections to the stability properties that occur at the fourth-order term arise from an interaction between the mean flow and the frequency-dispersion term. Since the frequency-dispersion term, in the absence of depth-uniform current, for pure capillary waves is of opposite sign for pure gravity waves, so too are the corrections to the instability properties. doi: 10.1017/S1446181123000020