PVC gel actuator possesses the advantages including low driving voltage, substantial deformation, and high output force, making it ideal for applications in micro-lenses, assistive rehabilitation, and soft robotics. However, there remains a lack of in-situ characterization and quantitative analysis of plasticizer migration and charge transfer within PVC gel, resulting in an unclear understanding of changes in the plasticizer content, mechanical and electrical properties of the enrichment layer. In this study, we conducted in-situ characterization of plasticizer migration and charge transfer within PVC gel, and analyzed the change of plasticizer content, mechanical and electrical properties. In-situ Raman spectroscopy results revealed that plasticizer migration takes time to reach equilibrium, resulting in a gradient distribution of plasticizer content within the enrichment layer. Furthermore, in-situ broadband impedance analysis demonstrated that stimulation voltage induces changes in the material's electrical properties, transitioning from uniform electrical characteristics to distinct properties between the gel layer and the enrichment layer. Notably, we established a mathematical relationship between modulus and plasticizer content, revealing a gradient distribution of modulus within the enrichment layer. This study not only contributes to understanding the underlying mechanisms of mechanical and electrical properties variations within PVC gel, but also provides valuable insights for optimizing the actuation performance of PVC gel actuators.