The effective macroscopic properties of composites are determined by the intricate interactions among the individual components within their microstructure. Preserving these microscopic details during the failure simulation of macrostructures presents significant challenges. This work proposes a multiscale modeling framework to numerically predict the macroscopic fracture properties of unidirectional fiber-reinforced composites based on micromechanical analysis. In this study, 2D representative volume elements (RVEs) combined with the phase-field method are utilized to simulate fiber-reinforced composites under transverse loadings. A series of representative loading conditions are employed to investigate cracking patterns and to construct failure strength envelopes of the composites subjected to different multiaxial proportional loadings. By extracting the softening curve from the uniaxial tensile simulation of the RVE and fitting it with a tenth-order polynomial, the homogenized cohesive law, combined with the phase-field method, is applied to the damage analysis of macroscopic heterogeneous materials. The homogenized model of unidirectional fiber reinforced composites is numerically validated through simulations of a 2D flat plate. The simulation results demonstrate the excellent potential of the proposed multiscale modeling framework to accurately and efficiently predict the progressive failure and fracture behavior of fiber-reinforced composites in engineering applications.