The ignition and spread of magnesium alloy fires are mainly attributed to the ignition of high-temperature molten metal droplets, but the underlying ignition mechanism remains unclear. This study addresses this knowledge gap by employing metallic aluminum and copper particles heated to temperatures over 1200 °C. Systematically, these heated particles were released at a fixed rate onto a magnesium alloy plate located inside a controlled heating furnace that maintained a constant temperature of 500 °C. Experimental results show that whether there are irregular pores and cracks in the resulting molten product can be used as a criterion for judging whether the magnesium alloy sample ignites. Furthermore, it is worth noting that molten copper droplets of the same size exhibit a higher heat-carrying capacity than their aluminum counterparts when both are heated to the same temperature. In addition, this study expanded the research scope through numerical simulation and analysis, using the PATO (Porous-Material Analysis Toolbox) solver to clarify the transient heat conduction process between the high-temperature droplet and the magnesium alloy plate. Simulations show that heat transfer upon droplet impact is primarily longitudinal, directed toward the base of the material. This results in a significantly higher temperature in the center of the affected magnesium alloy plate than at its periphery. In summary, this study helps to improve the understanding of the dangers of high-temperature molten droplets, and it is of great significance to investigate fire accidents caused by high-temperature molten droplets.