Financial Problems Research Articles

Mechanical Asphyxial Deaths: An Autopsy Based Cross Sectional Study in a Tertiary Care Hospital

Asphyxia is a condition caused by interference with respiration due to lack of oxygen in inspired air due to which the tissues are deprived of oxygen causing unconsciousness or deathwhich could be due to any of the following causes such as Mechanical, Environmental or Toxic.To estimate the incidence and pattern of mechanical asphyxia deaths with epidemiological data such as age & sex wise distribution, various methods, manner, aggravating factors and substance abusehistory of victim and to formulate certain measures for prevention. The autopsies of mechanical asphyxia deaths conducted at the mortuary of Government Stanley Medical College and Hospital, Chennai-01, during the period of 3months (October to December 2020).Information gathered from police inquest, postmortem reports, relevant history from relatives and friends of the deceased.During the period of study period, 581 deaths were autopsied in the mortuary, out of which 167 were of mechanical asphyxial deaths and the incidence was 28.74%. The most common form of mechanical asphyxial death was hanging (74.25%) followed by drowning (17.36%). The sex wise distributions of mechanical asphyxial deaths were most common in males 147 cases (88.02%) than females 27 cases (16.16%). Most of the deaths due to asphyxia were suicidal followed by accidental and most of the cases were suicidal hangings which is increasing day by day. With pattern of mechanical asphyxia deaths,we should also adopt certain measures for the prevention. Advised to the Public to cope up with the present scenario’s causing mental stress in turn caused by unemployment, financial problems, family disputes etc.

Analisis Strategi Kesuksesan BMT Barrah dalam Upaya Pengembangan UMKM

Micro enterprise is a form of small enterprise that is the implementation of the concept of the people's economy. As an important economic player in Indonesia, UMKM has the ability to attract labour from the majority of the population and increase their incomes evenly. Micro, small, and medium-sized (SMEs) continue to grow, but still face financial management problems, namely the difference between private capital and corporate money. The purpose of this research is to analyze BMT Barrah strategy in the effort to develop UMKM.The method of research used is qualitative research with a descriptive approach. The data used in this research is qualitative data that is data presented in the form of a sentence or writing not numbers. The results of this research are the strategy carried out by BMT Barrah in efforts to develop UMKM with support and supervision.

COMPARATIVE ANALYSIS OF THE NON-PERFORMING FINANCING SETTLEMENT IN ISLAMIC FINANCIAL INSTITUTIONS

LKS has different characteristics, so different strategies and approaches are needed in resolving problematic financing. The purpose of the study is to analyze and compare strategies and approaches used in overcoming NPF in BPRS, BUS, and BMT. This research is a literature review with a qualitative approach using secondary data in the form of previous research results and as many as 12 research objects with documentation techniques. Data analysis techniques are carried out using data reduction, data analysis, and conclusions. This research shows that in general, the settlement of problematic financing is carried out by restructuring but by taking different approaches according to the character of BPRS, BUS, and BMT. In particular, there are some BMTs in solving NPFs that do not use approaches that correspond to their characteristics.

The Effect of COVID-19 on Subjective Financial Well-Being

We conducted two studies investigating how financial well-being was affected by the COVID-19 outbreak. Across both studies conducted in Sweden, we find that COVID-19 was associated with an overall improvement in subjective financial well-being. The positive effect was driven by a general decline in anxiety toward current financial matters, while financial security with regard to the future declined (Study 1) or was unaffected (Study 2). These results might seem paradoxical. But we propose two explanations: (a) People have a limited ability to worry about two things at the same time. Financial problems might therefore be less emotionally salient in the face of more urgent nonfinancial problems, and (b) Some people likely experienced an initial slack in their household finances due to decreased spending opportunities at the onset of COVID-19, which to some extent could counteract increased worry about future financial security.

Morbidity Pattern and Health Seeking Behaviour among the Geriatric People of Rural Areas of Chattogram District in Bangladesh

Background: Aging is inevitable process of life. In Bangladesh, the number of older people is growing rapidly due to falling fertility and increased expectancy of life. Objective: We aimed to determine the prevalence of self-reported morbidity, to describe the morbidity pattern, health-seeking behavior, and socio-demographic profile, among the rural elderly people of the Chattogram district of Bangladesh. Methods: A descriptive cross-sectional study was conducted at 16 villages under 8 unions of the Mirsarai upazilla of the Chattogram district conveniently. Households were selected by systematic random sampling. Data were collected through face-to-face interviews from 200 participants. We used a semi-structured questionnaire. It was divided into two parts: questions related to socio demographic characteristics, questions related to morbidity pattern and health seeking behavior. Descriptive statistics and chi-square test were done. Data was cleaned and prepared with Microsoft Excel and analysis was performed using SPSS, version 23. Results: Mean age of the respondents was 66.5 years. Only (10.5%) had no morbidity and more than two-thirds (70%) of the respondents had multimorbidity. Most common morbidities identified among them were osteoarthritis (66.5%) and hypertension (51%) followed by chronic obstructive pulmonary disease (29.5%), ischemic heart disease (25%), Diabetes mellitus (21%), etc. Among them, (80%) seek treatment for their health problems. The majority (27%) preferred going to the government hospital and one-fourth (25%) preferred a private doctor. Among older people not seeking treatment for their medical condition, a majority (47.5%) said they didn’t feel the need to go to a doctor and (35%) said that they had financial problems. Conclusion: A high prevalence of morbidity among the elderly population is found, suggesting that geriatric care should become an integral part of primary health care. Regular screening and health education need to be.........

The Impact of Greek Debt Crisis on EU Integration and Its Enlightenment

As a very important member of the European Union, Greece has a very significant influence on the development of the European Union. The outbreak of the Greek debt crisis has a far-reaching impact on the process of EU integration. At the same time, the fiscal deficit and other economic and financial problems exposed by the Greek debt crisis have enlightenment for China and other countries. Therefore, it is of great research value to study the problems exposed in the Greek debt crisis and its impact on EU integration, and learn from these problems. This paper will first introduce the development process of the Greek debt crisis, then analyze its impact on EU integration, the way out of the Greek debt crisis, and finally discuss its reference significance to China and other places.

Developmental epigenomic effects of maternal financial problems.

Early-life adversity as neglect or low socioeconomic status is associated with negative physical/mental health outcomes and plays an important role in health trajectories through life. The early-life environment has been shown to be encoded as changes in epigenetic markers that are retained for many years.We investigated the effect of maternal major financial problems (MFP) and material deprivation (MD) on their children's epigenome in the Avon Longitudinal Study of Parents and Children (ALSPAC) cohort. Epigenetic aging, measured with epigenetic clocks, was weakly accelerated with increased MFP. In subsequent EWAS, MFP, and MD showed strong, independent programing effects on children's genomes. MFP in the period from birth to age seven was associated with genome-wide epigenetic modifications on children's genome visible at age 7 and partially remaining at age 15.These results support the hypothesis that physiological processes at least partially explain associations between early-life adversity and health problems later in life. Both maternal stressors (MFP/MD) had similar effects on biological pathways, providing preliminary evidence for the mechanisms underlying the effects of low socioeconomic status in early life and disease outcomes later in life. Understanding these associations is essential to explain disease susceptibility, overall life trajectories and the transition from health to disease.

Modeling the effects of sidestreams recycling on wastewater treatment plant performance operated by anaerobic-anoxic-oxic (A2/O) processes using GPS-X8 simulation

The water separated by sludge treatment processes is known as the sidestreams, such as the centrate, underflow belt thickener, and supernatant gravity thickener. The sidestreams have significant amounts of contaminants, particularly nutrients, and are returned to the wastewater treatment plant head. Returning the sidestreams to the head of the plant causes both technical and financial problems. This paper models the effect of sidestreams on the treatment of mainstream in full-scale conventional activated sludge systems operated with anaerobic/anoxic/oxic (A2/O). The effects of sidestreams nutrients and inert materials, the pollutants fate in the A2/O system, oxygen consumed, and energy required by sidestreams are modeled using GPS-X8 simulation. The results showed that the discharge ratio of the sidestreams to the mainstream is 4 %. The proportion of the pollutants present in the sidestream to the mainstream were 4.3 %, 4.7 %, 8.8 %, 21 %, 40 %, and 11 % for BOD, COD, TSS, NH4, PO4, and H2S, respectively. The GPS-X model showed that high orthophosphate and hydrogen sulfide concentrations were seen in the anaerobic zone. While all other pollutants begin to decay, phosphates and hydrogen sulfide gas also begin to decrease gradually in anoxic and oxic zones, noting the high concentrations of nitrates and sulfates in the oxic zone. An added 10 % of oxygen is needed for the sidestreams ammonia oxidation, which is more than the amount needed for the oxidation of BOD. The percentage of alkali used to improve the nitrification process due to the ammonia in the sidestreams was 30 % of the specified amount of ammonia in the mainstream. This study proved that the plant's sidestreams adversely increased oxygen, energy, and alkali consumption.

Sociodemographic and environmental characteristics associated with thoughts of death and suicidal ideation in community-dwelling residents of a rural town in Japan: analyses from a perspective of accompanying problems

ObjectiveSuicide prevention has been focused on primary prevention as a group rather than individuals. However, we aimed to identify sociodemographic and environmental characteristics of individuals with suicidal thoughts among rural residents in Japan.MethodsIn 2015, a cross-sectional home visit survey was conducted in a rural town in Akita Prefecture. A total of 1,844 residents aged ≥ 20 years (response rate, 65%) answered a self-administered questionnaire about suicidal thoughts in the past one month. Multivariate logistic regression analyses were used to investigate sociodemographic and environmental characteristics associated with suicidal thoughts in models with accompanying problems for human relations problems (HRP), health problems (HP), and financial problems (FP), or with no accompanying problems.ResultsIn total, 218 (men 9.4%, women 13.8%) had suicidal thoughts with accompanying problems for HRP (n = 104), HP (n = 112), and FP (n = 72). The risk characteristics were Kessler Psychological Distress Scale scores ≥ 9 in models with HRP, HP, and FP or with no accompanying problems; being a woman and current smoking with no accompanying problems; absence of a person for help in a model of FP; and absence of family member for help in a model of HRP or with no accompanying problems. The mitigating factor were being optimistic (a domain of resilience skills identified by factor analysis) in models of HRP, HP, and FP or with no accompanying problems; being aged 70–79 and being aged ≥ 80 in a model of HRP.ConclusionsSuicidal thoughts among rural residents in Japan were associated with multifactorial sociodemographic and environmental characteristics.

Shifting the perspective on disability

Disabled people may experience physical, mental, emotional, social, and financial problems because of their limitations. There are many sources of social change, one widely recognized is sport. This study aimed to develop more knowledge about the sport as a social inclusion tool by exploring the experiences of athletes in a Paralympic sport in Colombia. The study utilized interviews with ten wheelchair rugby players from the Colombian National Team in 2020. Through the thematic analysis, six themes emerged: Sport as physical and psychological rehabilitation; sport as a promoter of independence; sport as a way of life; Sport as a catalyst for reshaping perceptions of disability within individual, familial, and societal contexts.; sport as a promoter of family and social relationships and social networks and sport as paid work and economic support The results show that sport contributes to social inclusion through the empowerment of athletes personal, social and economic capacities.

Removal of Contaminants in Water with Scallop Shell Waste

Currently, the cultivation and harvesting of mollusks is a crucial activity worldwide. However, this industry generates a large amount of mollusk shell waste disposed of in landfills, causing environmental pollution. In addition, the companies linked to this item allocate large sums of money to depositing the shells in authorized landfills. In South America, Chile is one of the leading producers worldwide of scallop shell (Argopecten purpuratus) waste, creating a growing environmental and financial problem in the country, especially considering that there has yet to be progress in the development of new technologies that may reuse this waste in Chile. This study used different techniques to completely characterize the northern Chile scallop shell waste’s physical and chemical properties for the first time. The XRD result corresponded with calcite crystal structures (CaCO3), and the XFR showed 97.68% purity. Three particle sizes were obtained: BS (595–100 µm), MS (250–595 µm), and SS (<250 µm). In addition, the potential use of these wastes to remove contaminants present in water from the wine industry (caffeic acid) and some drinking water (arsenic(III)) was evaluated. The powder with the smallest particle size (SS), which has a surface area of 1 m2/g, 0.0050 m3/g of pore volume and pore diameter of 18.0 nm, removed 100.0% of CA and 23.0% As(III) in a pH condition of 4.6. The results show that scallop shell waste can be used to treat water and reinforce polymeric matrix composite materials to improve mechanical properties.

A numerical study on fractional order financial system with chaotic and Lyapunov stability analysis

In the last few decades, academic research has focused more on financial problems and poverty levels. These are among the two major challenges of the modern world today. To understand the challenge of financial crisis and poverty in societies. This paper explains a deterministic financial system of non linear differential equations. Which aim to provide recommendations to address the twin challenges. In this fractional chaotic model, memory and chaos are portrayed as effects on a system. Financial systems of fractional order have three compartments: interest rate x(t), investment demand rate y(t) and price indexes rate z(t). For the first time, the Legendre wavelet approximation is applied to fractional order financial systems. A major objective of this process is to convert fractional differential equations (FDEs) into algebraic equations by using Legendre wavelets and their fractional integral operators. For residual analysis, convergence and stability analysis, we have used iteration methods and Legendre wavelets. This study indicates good results between the approximate and numerical solutions and that this method is efficient and accurate. Using the iteration method, we prove that the solution exists, while the contraction theory proves its uniqueness. The findings of this study will be extremely useful for future financial management. We have demonstrated the applicability and effectiveness of these methods by analysing numerical simulations for the fractional order financial model and the numerical simulation has been calculated by MATLAB programming.

Study on Supply Shain Financing Scheme of A Vietnamese Coffee Company in China

This paper takes G7 Coffee, a Vietnamese coffee company, as an example to design a supply chain financing scheme suitable for the company. First of all, on the basis of explaining the concept of supply chain, supply chain financing and other related concepts, supply chain management theory, supply chain financing model, fuzzy comprehensive evaluation model and other theoretical foundations, based on the financing situation of a Vietnamese coffee company G7 coffee in China, combined with the financing problems of the company and the company's capital needs, The feasibility of supply chain financing of G7 Coffee in China for a Vietnamese coffee company is proposed. Secondly, this paper introduces the evaluation method of supply chain financing scheme of G7 Coffee in China of a Vietnamese coffee company. Finally, on the basis of clear objectives and principles of financing scheme design, an evaluation system of supply chain financing mode of a Vietnamese coffee company based on AHP is constructed. The applicability of accounts receivable supply chain financing, inventory supply chain financing and prepayment supply chain financing adopted by the company is further analyzed by fuzzy comprehensive evaluation method. The fuzzy comprehensive evaluation results show that The accounts receivable financing model is the best financing model for the supply chain financing of G7 Coffee in China of a Vietnamese coffee company. In order to ensure the smooth implementation of the supply chain financing plan of a Vietnamese coffee company G7 Coffee in China, this paper proposes to strengthen the guarantee from three aspects: financial system, credit management and risk control.

Intimate Partner Violence During a Public Health Crisis: Variations in Conflict and Post Conflict Contexts

This study draws on survey data collected in a country embroiled in war, Ukraine, and a post-conflict country, Guatemala, to examine the influence of traumatic events on intimate partner violence victimization. Logistic regression models revealed that experiencing pandemic stress (e.g., fears of the virus, vaccine issues, and health care concerns) and daily hassles (e.g., family issues, financial problems, and prejudice) increased the risk of physical and verbal abuse victimization in both countries. Exposure to crises such as war and genocide predicted the risk of physical abuse victimization in Guatemala. The effects of pandemic stress in Ukraine and exposure to crises in Guatemala on victimization were more pronounced among those with fewer daily hassles. Variations among demographic groups were also observed.

Factors that Hinder the Development, Organization and Resizing of the New Socio-Econimic and Psycho-Social Reality in the Post COVID-19 Era in Kosovo

Purpose: This study examined the factors that hinder the development, organization and resizing of the new socio-economic and psycho-social reality in the Post-Covid-19 era in Kosovo. Theoretical framework: Social transformations in the new re-dimensioning and dynamics of the modernity of life are bringing more and more innovations in the perception and judgment that people are making about the new social reality post-covid-19 and the accompanying challenges, especially in Kosovo. Method: The methodology with quantitative path and correlative scope was used, which was administered in a questionnaire in which 100 respondents answered. Also, reports, documents from the author, agencies were used through which we got a better understanding of the difficulties that Covid-19 has brought to people's lives. Results and conclusion: The statistical processing of the data allowed to conclude that the Post-COVID-19 period has brought a series of changes in the re-dimensioning of the new reality of life. First, in the emotional and psycho-social level of dealing with the consequences and secondly with personal and family economic recovery. In addition, the results show that the COVID-19 pandemic was accompanied by restrictions on physical activity, social and financial problems, freedom of movement and even mental consequences accompanied by forgetfulness. Research implications: Practice of coping with COVID-19 and the post-covid period have shown stressful results. Almost, a considerable part of the respondents still continue to face limitations which have left psycho-social and emotional consequences in their lives. Therefore, this research has been developed in the post-pandemic period with conditions and limitations to deeply understand the re-dimensioning of the new social reality of Post-Covid-19. Originality/value: This questionnaire had 10 items respectively. They were also shown to be very reliable for application.

No gene by stressful life events interaction on individual differences in adults' self-control.

Difficulty with self-control, or the ability to alter impulses and behavior in a goal-directed way, predicts interpersonal conflict, lower socioeconomic attainments, and more adverse health outcomes. Etiological understanding, and intervention for low self-control is, therefore, a public health goal. A prominent developmental theory proposes that individuals with high genetic propensity for low self-control that are also exposed to stressful environments may be most at-risk of low levels of self-control. Here we examine if polygenic measures associated with behaviors marked by low self-control interact with stressful life events in predicting self-control. Leveraging molecular data from a large population-based Dutch sample (N = 7,090, Mage = 41.2) to test for effects of genetics (i.e., polygenic scores for ADHD and aggression), stressful life events (e.g., traffic accident, violent assault, financial problems), and a gene-by-stress interaction on self-control (measured with the ASEBA Self-Control Scale). Both genetics (β =.03 -.04, p <.001) and stressful life events (β = .11 -.14, p <.001) were associated with individual differences in self-control. We find no evidence of a gene-by-stressful life events interaction on individual differences in adults' self-control. Our findings are consistent with the notion that genetic influences and stressful life events exert largely independent effects on adult self-control. However, the small effect sizes of polygenic scores increases the likelihood of null results. Genetically-informed longitudinal research in large samples can further inform the etiology of individual differences in self-control from early childhood into later adulthood and its downstream implications for public health.

Research on the Impact of Digital Inclusive Finance on Urban Rural Integration Developmen

The research on the impact of digital finance development on urban and rural integration can effectively integrate big data, 5G, blockchain and other digital technologies into urban and rural integration development with finance as the carrier, and maximize the use of new Internet technologies. This article first analyzes the significant achievements of digital inclusive finance in supporting rural revitalization, then analyzes the problems of digital inclusive finance in serving rural revitalization, and finally proposes countermeasures and suggestions.

School Dropout Causes in Turkish Education System (2009-2022): A Pareto Analysis by Grade Level

The aim of this research is to examine the reasons for school dropout occurring at varying education levels in the Turkish education system (TES). In this direction, research on school dropout pertaining to TES has been targeted. The systematic data analysis method was used in the research. 47 studies suitable for the purposes of the study were analyzed through content analysis. A total of 290 coding processes were carried out. According to the results of the research, the family factor comes to the fore in the causes of school dropout in primary education in TES. The inadequacy of families’ financial situation and low interest in education are effective. At the high school level, students' academic failure, absenteeism, peer pressure, and indifference of families appear as the causes of school dropouts. In higher education, difficulties learners experience in adapting to novel social environments, academic failure, financial problems and the thought of being a misfit for the selected department seem to be amongst the causes of school dropout. In the other group, the reasons of dropping out are determined as academic failure, financial difficulties, early marriages, dislike of school, indifference of family, negative effects of friend groups and indifference towards school.

Tinjauan Atas Prosedur Penjualan Rumah Secara Kredit Pada Perumahan Royal Tajur Residence

The procedure for selling a house on credit is a house selling process where the buyer can pay in stages over an agreed period of time. Fulfilling housing needs is an individual right that is entirely the responsibility of each individual. In this context, developers position themselves as facilitators in meeting housing needs. The development of property and banking has recently been quite rapid, making it easier for individuals to own a house on credit. The purpose of this writing is to find out that the procedures for selling houses on credit carried out at the Royal Tajur Residence housing complex are in accordance with applicable regulations and can be accounted for as well as identifying obstacles and obstacles that may be faced in the process of selling houses on credit. The results of this writing show that The procedure for selling houses on credit at the Royal Tajur Residence housing complex is in accordance with applicable regulations. The evaluation results in this writing show that the procedure for selling houses on credit at the Royal Tajur Residence housing complex has been successful in achieving the objectives of the writing. However, there are several aspects that need to be improved by developers, such as providing clear and transparent information regarding credit requirements that must be met by consumers before making a purchase, evaluating potential consumers and avoiding giving credit to consumers who have a history of bad credit or financial problems as well as providing useful information. clear and transparent regarding the time of delivery of credit objects. Keywords: developer, property, credit sales.

Financial Well-Being Of Malay Single Mothers In Terengganu Using The Finwell-Sm Instrument

The objective of the study is to determine more specifically the financial well-being of Malay single mothers in Terengganu. A total of 612 single mothers who have been divorced or their husbands have died were selected in this study. The research instrument was used as a research tool for data collection. The Financial Well-Being Self-Assessment Instrument (FinWell-SM) has been adapted and modified from the Financial Well-Being Scale (MFWBS) as well as previous studies according to the culture of the people in Malaysia. This instrument contains 20 items with 5 measurement scales, i.e. scale 1 represents the choice of strongly disagree (lowest score) and scale 5 represents the choice of strongly agree (highest score). This study has used quantitative methods. The findings of the study were analyzed using the descriptive analysis method of IBM SPSS statistical software. The results of the descriptive analysis found that single mothers in Terengganu have a low level of financial well-being, that is, single mothers have financial problems and they are very worried about those problems. The level of education, employment, monthly income, and household dependents greatly effect the financial well-being of single mothers. Financial challenges also cause the financial level of single mothers to be at a low level. The main effect of the study calls for single mothers to have more skills and knowledge in financial management. In addition, single mothers should be given appropriate assistance from the parties involved so that they do not fall out of the flow of development and can get out of poverty. This study proves that the Single Mother Financial Well-being Self-Assessment Instrument (FinWell-SM) was successfully built and can measure the financial well-being of Malay single mothers in Terengganu.