In this paper, the assessment of seasonal water quality and land use land cover change in the Subarnarekha watershed in Ranchi stretch was analysed. Agricultural runoff along with climate change adds to the pollution risk to the Subarnarekha River of Ranchi stretch in Jharkhand. Water quality indicators, like acidity alkalinity (ALK), total dissolved solids (TDS), hardness (H), dissolved oxygen (DO), biochemical oxygen demand (BOD), chlorides (CL-), electrical conductivity (EC), salinity (SAL), resistivity (RES) and pH, were assessed as per the standard method. During monsoon season, acidity, alkalinity, hardness, chlorides, salinity, pH and DO decreased, whereas EC, TDS, BOD and resistivity increased in comparison to pre-monsoon season. In post-monsoon, chloride problem was observed very high. Hardness was least in monsoon and maximum in post-monsoon season. EC and BOD increased in monsoon season in comparison to other seasons. Statistical analysis like HCA (hierarchical cluster analysis) and PCA (principal component analysis) also confirmed the problem of TDS, EC, chloride and hardness in the area. WQI (water quality index) analysis showed that the water quality was poor to unsuitable on all the sampling points throughout the study area in all seasons. LULC (land use land cover) and NDWI (normalized difference water index) analysis had also concluded that due to high rate of urbanization, the area has undergone a massive change in terms of forest cover and water bodies. The need for afforestation, forest protection and wetland protection can be clearly seen from the result of this study.