Power systems on the lunar surface require power lines of varying lengths and capacities to connect generation, storage, and load facilities. These lines must be designed to perform efficiently in the harsh lunar environment, considering factors such as weight, volume, safety, cost-effectiveness, and reliability. Traditional power transmission methods face challenges in this environment due to temperature fluctuations, micrometeoroid impacts, and ionizing radiation. Underground deployment, although generally safer, faces challenges due to low soil thermal conductivity. At a depth of 30 cm, the lunar temperature of −23.15 °C can be advantageous for managing waste heat. This study presents a novel approach, developed using COMSOL Multiphysics, for designing bipolar MVDC cables for lunar subsurface power transmission. Kapton® MT+ is chosen as the insulating material for its exceptional properties, including high thermal conductivity and superior dielectric strength. The cables are designed for voltages of ±10 kV and ±5 kV and capacities of 200 kW (low power), 1 MW (medium power), and 2 MW (high power). Our findings indicate that aluminum conductors offer superior performance compared to copper at medium and high power levels. Additionally, elevated voltage levels (±10 kV) enhance cable design and power transfer efficiency. These specially designed cables are well-suited for efficient operation in the challenging lunar environment.