Small entrepreneur performance is always seen along with the complete proportions of financial, strategic, and structural development. The socioeconomic function performed by them is widely known. Yet there is concern regarding their financial literacy due to declining public and private to support and large developments in the financial marketplace. The concern is also deep due to the financial challenges and dearth of financial literacy of them. This may be a major factor for poor financial decision making and even deprived financial inclusion. Further, poor financial literacy causes not only business failures but has a penury multiplier effect. Thus, there is a global reckoning that financial literacy is not only vital for economic-financial stability and development but also as a strategy for financial inclusion. Hence, adopting a conceptual analysis approach, the aim of this study is to deliberate on financial literacy as a strategy for enhancing the financial inclusion of small entrepreneurs in the Indian context.