AbstractIn this study, we evaluated the performance of machine learning (ML) models (XGBoost) in predicting low‐cloud fraction (LCF), compared to two generations of the community atmospheric model (CAM5 and CAM6) and ERA5 reanalysis data, each having a different cloud scheme. ML models show a substantial enhancement in predicting LCF regarding root mean squared errors and correlation coefficients. The good performance is consistent across the full spectrums of atmospheric stability and large‐scale vertical velocity. Employing an explainable ML approach, we revealed the importance of including the amount of available moisture in ML models for representing spatiotemporal variations in LCF in the midlatitudes. Also, ML models demonstrated marked improvement in capturing the LCF variations during the stratocumulus‐to‐cumulus transition (SCT). This study suggests ML models' great potential to address the longstanding issues of “too few” low clouds and “too rapid” SCT in global climate models.