The phenomenon of global climate change has led to an increase in the frequency of extreme precipitation events, an acceleration in the melting of glaciers and snow cover, and an elevation of the risk of flooding. In this study, the DB-IWHR model was employed in conjunction with the MIKE 21 hydrodynamic model to develop a simulation system for the dam failure flow process of an earth and rock dam. The study concentrated on the KET reservoir, and 12 dam failure scenarios were devised based on varying design flood criteria. The impact of reservoir failures on flood-risk areas was subjected to detailed analysis, with consideration given to a range of potential failure scenarios and flood sizes. It was determined that under identical inflow frequency conditions, the higher the water level, the more rapid the breakout process and the corresponding increase in flood peak discharge. Conversely, for a given frequency of incoming water, an elevated water level results in a transient breach process, accompanied by a reduction in flood peak flow. Moreover, for a given water level, an increase in water frequency results in a reduction in breaching time, an extension of flood duration, and an increase in flood peak flow. The observed trend of flood spreading is generally north-south, and this process is highly compatible with the topographic and geomorphological features, demonstrating good adaptability.