Investment Patterns Research Articles

Saving and Investment Pattern

Investment is an type of activity that is engaged in by the people who have to do savings i.e. investments are made from their savings, or in other words it is the people invest their savings. A variety of different investment options are available that are bank, Gold, Real estate, post services, mutual funds & so on much more. Investors are always investing their money with the different types of purpose and objectives such as profit, security, appreciation, Income stability. Researcher has here in this paper studied the different types and avenues of investments as well as the factors that are required while selecting the investment with the sample size of 60 salaried employees by conducting the survey through questionnaire in Pune city of, India. Actually, here the present study identifies about the preferred investment avenues among individual investors using their own self-assessment test. The researcher has analyzed and found that that salaried employees consider the safety as well as good return on investment that is invested on regular basis. Respondents are much more aware about the different investment avenues available in India except female investors.

Investor's Perception with Respect to Corporate Governance: A Study of Selected IT firms

This research delves into the complexities of corporate governance within the Indian IT sector, focusing on the perspectives and awareness levels of retail investors. It explores the evolution of corporate governance practices, influenced by global trends and local market dynamics, in leading IT companies such as Infosys, Wipro, and TCS. The study employs a comprehensive survey to assess the demographic profile, investment patterns, and corporate governance awareness among IT professionals in the Delhi NCR region. The findings reveal a youthful demographic with a cautious investment approach and varying degrees of engagement with corporate governance issues. Notably, a strong relationship is observed between professional roles and the understanding of corporate governance norms, particularly Clause 49 of the Listing Agreement. The study underscores the importance of corporate governance awareness in shaping investment decisions and highlights the need for transparent and accountable governance practices to align with investor expectations. It contributes valuable insights to the discourse on corporate governance in Indian IT firms, providing a foundation for enhancing investor-friendly governance frameworks.

Wind power investment equilibrium guided by reliability option considering electricity-carbon emission trading-trading green certificate joint market

Reliability option (RO) is a capacity adequacy mechanism and it is coupled with electricity market, carbon emission trading market and trading green certificate market. This article explores the impact of implementing the RO mechanism in a multi-market trading context on wind power investment equilibrium and user side cost, under different demand elasticities and the degrees of competition on the generation side. We introduce a novel multi-agent deep reinforcement learning algorithm, leveraging the twin delayed deep deterministic policy gradient, aimed at obtaining equilibrium. Initially, we propose a method for calculating the comprehensive income of power producers, integrating risk preferences using Conditional Value at Risk. Subsequently, we employ a decentralized partially observable Markov decision process to emulate multi-agent investment patterns. During each exploration phase, wind power output scenarios are meticulously crafted via Latin hypercube sampling. Evaluations of our algorithm underscore its superior convergence and discerning rationality. Numerical simulations reveal that in areas with high demand elasticity, the RO mechanism primarily reduces user side risk without much impact on equilibrium. Yet, in regions with low demand elasticity, its role in influencing wind power investment and user side risk hinges on the degree of market competition and the designated wind power RO sales ratio.

COHORT ANALYSIS OF SAVINGS AND INVESTMENT STRATEGIES AMONG WORKING WOMEN IN AHMEDABAD CITY

This study aims to analyze the saving and investment patterns of working women in Ahmedabad city, Gujarat. The research objectives include studying the concept of saving and investment patterns and analyzing the attitudes of working women towards their saving and investment patterns. A sample size of 250 working women based in Ahmedabad was interviewed for this study. The study utilized a mixed-methods approach, which included both quantitative and qualitative data analysis. The findings of this study reveal that working women in Ahmedabad exhibit positive saving and investment patterns. Many of the participants diversify their investments across different avenues to reduce risk and take a data-driven approach to make investment decisions. The study also found that working women in Ahmedabad are resilient and can adapt easily when things go wrong financially. Furthermore, the study found that working women in Ahmedabad have a long-term investment perspective and are willing to tolerate losses in their investment value to seek higher returns. Additionally, the participants showed a positive attitude towards savings and investment and believed that investing is crucial for achieving financial stability and independence.

India-China Geopolitical Tensions: Strategic and NationalSecurity Implications with respect to Maldives

The geopolitical landscape of the Indian Ocean is undergoing significant shifts, with thechanging political dynamics in the Maldives, the evolving India-China relationship, and India'sstrategic moves in the Lakshadweep archipelago. This paper examines the intricate interplaybetween domestic politics, regional alliances, and strategic concerns in the Indian Ocean,focusing on the implications for India's national security. The Lakshadweep-Maldives-Chagosarchipelago has historically been strategically important to India, and recent developments,such as the establishment of India’s second naval facility in the Lakshadweep and the politicalshift in the Maldives, have brought this region into the spotlight. The changing India-Chinarelationship, fuelled by China's growing influence in the Maldives and India's historical tieswith the previous Maldivian administration, has raised concerns about the potential creation ofa power vacuum in the Indian Ocean. The Maldivian President's call for the withdrawal ofIndian troops from the country could potentially favour China's influence and jeopardize vitalsea routes, increasing the risks of instability, piracy, terrorism, and other criminal activities.India's proactive diplomacy under its "Neighbourhood First Policy" aims to sustain its imageas a great power while countering China's rise in the region. This research explores therelationship between China and the Maldives, its implications for India, and the patterns ofinvestment by both India and China in the Maldives. The broader implications of the India-China geopolitical conflict on India's national security in international waters are also examined.

Exploring the Impact of Remittance Inflows on Investment Patterns: A Case Study of Rupandehi District, Nepal

Remittance inflows have surpassed other sources of foreign currency in many developing countries, with Nepal ranking among the top five recipients relative to its Gross Domestic Product (GDP). This study examines the impact of remittances on investment in Nepal, particularly in the Rupandehi district. With remittances growing at an annual rate of approximately 20%, they significantly influence the Nepalese economy. A survey involving 404 respondents explored how remittance funds are utilized across various sectors, including land purchases, housing reconstruction, share market investments, small business ventures, and electronic appliance acquisitions. The findings reveal that while there is no significant association between remittance amounts and land purchases or housing reconstruction, a significant link exists between remittance amounts and the types of houses purchased or reconstructed. Additionally, no significant association was found between remittance amounts and business investments or the purchase of electronic appliances and internet services. The study also indicated no significant relationship between migrant education and investments in land, housing, or the share market; however, a strong association was noted between the number of migrants and land purchases. These results suggest that while remittances contribute to various investment avenues, their impact varies across different types of investments. Keywords: remittance, investment, GDP, economic growth, migrants

Renewable energy sources: global implementation experience

The imperative transition towards renewable energy sources is a global challenge with diverse implementation experiences. This paper provides a comprehensive review of the worldwide deployment of renewable energies, examining case studies from different geographic and economic contexts to assess methods, outcomes, and lessons learned. It delves into the advancements in solar, wind, hydroelectric, and geothermal energy, showcasing innovative technologies and strategies that have significantly contributed to the energy mix. We analyze policy frameworks, investment patterns, and community engagement practices that have facilitated the adoption of renewables. Additionally, the paper explores the barriers to implementation, including economic, technical, and political challenges, and suggests pathways for overcoming these hurdles. Comparative analysis of the effectiveness of different renewable projects highlights the importance of tailored approaches that consider local conditions. The paper concludes with strategic recommendations for policymakers, industry stakeholders, and researchers to promote the global expansion of renewable energy sources, aiming for sustainability and energy security.

Towards a chronological framework for early Irish carved stone: Reassessing the evidence of Latinate inscriptions

Abstract: The Digital Atlas of Early Irish Carved Stone (DAEICS) seeks to record and map key traits of carved stone monuments of late prehistoric and early medieval date, providing fresh perspectives on stone-carving over the course of a millennium. First, however, the question of chronology must be addressed, so here we reassess the potential of Latinate inscriptions as a dating tool. Rather than a comprehensive treatment of palaeography and language, we focus, first, on the small number of monuments that commemorate historically identifiable individuals and, second, on the chronological implications of the use or non-use of formulae, proposing new termini post quem for different variations. We also show that the appearance of Gilla- compound personal names on inscriptions allows the monuments in question to be dated to after 950 CE. The implications of the inscriptions for the date-ranges of some specific cross-forms are explored, above all with respect to the singularly large collection of carved stone monuments at Clonmacnoise, which we argue was the only site in Ireland where stone-carving was sustained over several centuries. Using the dateable inscriptions, we demonstrate that there was a general increase in the average size of recumbent grave-markers between 600 and 1200 CE, a trend indicative of changing strategies of commemoration that has important implications for the chronology of these monuments, especially those that cannot readily be dated on other criteria. This refined chronology will facilitate further research on the key questions raised by these monuments, including patterns of patronage and resource investment, the varied identities of ecclesiastical communities, and networks of carvers and churches.

Trends and Patterns of Korean Foreign Direct Investment in Africa

Trends and Patterns of Korean Foreign Direct Investment in Africa

Application of TOPSIS, VIKOR and COPRAS for ideal investment decisions

An increase in investment is required to support the growth and expansion of the industrial sector in a given country. But the planning and ranking of investments must consider financial resource constraints, high investment risk, the frequency of needs and goals, as well as an unfavorable pattern of investments in the production sectors and industries. To ascertain ranking and economic viability for the investment sectors, this study used optimization techniques called TOPSIS, VIKOR, and COPRAS. From 2020 to 2022, this study was conducted for the Debre Berhan City Administration. The study's findings include investment criteria and outline the importance of certain investment areas. The final findings of this study show that, according to TOPSIS, VIKOR, and COPRAS, the current industrial investment pattern is not ideal investment priorities need to be changed. As a result of the above three optimization techniques; spinning, weaving, and finishing of textile fabric’s sector have been ranked first.

Social network analysis: unveiling the joint investment patterns of shark tank entrepreneurs

Social network analysis: unveiling the joint investment patterns of shark tank entrepreneurs

How do creative assets affect overseas market entry modes of enterprises- the moderating role of internal and external factors.

In the process of transnational investment management, the choice of entry mode is one of the key decisions, and creative assets will affect the choice of overseas market entry mode. However, few studies have analyzed how creative assets affect firms' overseas market entry patterns. This paper takes 480 overseas investment data of 134 Chinese listed enterprises from 2012 to 2019 as research samples and uses the Logistic model to study the influence of creative assets owned by enterprises on their choice of the joint venture and wholly owned modes. At the same time, we examine the formal and informal institutional distance between home and host countries, and the moderating effect of firms' own experience in the process of model selection. In addition, using the fuzzy-set qualitative comparative analysis (fsQCA) from the perspective of configuration to explore the different paths of overseas market entry mode. The research results indicate that marketing intensity and technical intensity of enterprises have a positive and significant impact on overseas investment patterns, that is, higher marketing intensity or technical intensity will prompt enterprises to preferentially choose wholly-owned mode. Formal institutional distance and experience can moderate the relationship between creativity and investment mode to some extent, while informal institutional distance has no significant moderating effect on creative assets and investment mode. Three configurations can induce firms to choose the wholly-owned mode, and only one configuration can induce firms to choose the joint venture mode. This study lays a theoretical foundation for enterprises to enter the overseas market.

The Implications of Gender Differences in Retirement Plan Investment Patterns

The Implications of Gender Differences in Retirement Plan Investment Patterns

Investment Pattern of Gulf Migrants in Thiruvananthapuram District: A Critical Analysis

The study examines the economic behavior of Gulf migrants in terms of their savings habits, investment preferences, and the impact of their financial decisions on the local economy. This article aims to provide insights into the socioeconomic dynamics of Gulf migration and its implications for both migrants and the host community. The findings underscore the need for tailored policy interventions to harness the potential of remittances and investments for sustainable development in Thiruvananthapuram district. Keralites living in gulf are wealth of India and Strength of Kerala. Remittances receive serve as a key source of income for Kerala’s economy. The migrant household utilize the bulk of the remittance from the gulf countries on consumption, savings and investment. It has been recognized as a powerful tool for income generation and employment.

Exploring the Dynamics of Individual Investor Investment Patterns in Mumbai: A Comprehensive Analysis of Age, Occupation, Investment Opportunities, and Influencing Factors

Exploring the Dynamics of Individual Investor Investment Patterns in Mumbai: A Comprehensive Analysis of Age, Occupation, Investment Opportunities, and Influencing Factors

Social network analysis: unveiling the joint investment patterns of shark tank entrepreneurs

Social network analysis: unveiling the joint investment patterns of shark tank entrepreneurs

Determinants of saving and investment strategy among poultry farmers in kwara state

Many farmers in Nigeria have not been able to finance their businesses due to poor savings, and for any meaningful investment to be obtained, a sound saving mobilization has to be pursued. Thus, this study analyzed the determinants of saving and investment strategies among poultry farmers in Kwara state Nigeria. Using the list of 350 registered poultry farmers in the state, 175 farmers were randomly selected for the study. The analytical tools employed are descriptive statistics, multiple linear and binary logistics regressions. The pattern of savings showed that more than 99% of the respondents make savings with commercial banks. The result further indicated that the average value of investment of the respondents stood at ₦718,312.7 per cycle. The pattern of investment indicated that poultry business took the highest percentage of 45.28. The mul5tiple regression analysis revealed that the coefficient of education, poultry size, number of mortalities, savings and amount of loan obtained were statistically significant factors influencing investment in poultry farming. On the other hand, poultry farming experience, farm income, amount of nvestment and loan obtained are the major determinants of savings. The major constraints hindering savings among poultry farmers are distance to savings institution, lack of confidence in banking sector and poor savings habit. On the other hand, outbreak of pest and disease, poor market structure, insufficient capital are the major bottlenecks hindering investments in the area. The study recognized the need for mass education and enlightenment campaign for mobilizing savings and intimating the farmers on investment opportunities. Policies and straegies aimed at providing timely formal and informal loans to poultry farmers should be vigorously pursued.

Infrastructure Bonds and Securities: Market Trends and Investment Patterns

Infrastructure Bonds and Securities: Market Trends and Investment Patterns

Exploring Generation Z’s Investment Patterns and Attitudes towards Greenness

Financial technology is quickly developing, making the financial industry more accessible and encouraging individual investor engagement in the investing process. Generation Z, characterised by a high level of digital literacy, curiosity, and receptivity to innovation, tends to very quickly make decisions and rapidly consume. Since 2007, there has been an increase in the number of articles analysing investor behaviour, drawing on insights from financial and psychological theories. The purpose of this exploratory study is to categorise the behaviour of students surveyed by the type of their investments, while at the same time assessing their willingness to choose green investments. The survey used in the analysis not only aims at collecting data but also educates students on the importance of critical self-awareness and the identification of their emotions to make rational, responsible investment decisions and, at the same time, to form a responsible investor who understands that investing is not only a way to earn a return but also can make a positive impact on the world when green investments are chosen. This study shows that studying students tend to be very rational and interested in contributing to greening the world; however, they are still hesitant to put their theoretical skills into practise and are more likely to provide theoretical support for green investments rather than actually invest. Respondents are grouped according to their potential investment behaviour. The proportions of groups are assessed using statistical inference with a precision of 95% that allowed to propose the method of deriving confidence intervals for each group estimation and, thus, making estimates both reliable and available as statistical estimations.

BRICS and the Race to Net- Zero Emissions by 2050: Is COVID-19 a Barrier or an Opportunity?

The emerging economies of Brazil, Russia, India, China and South Africa (BRICS) have significant influence on the global economic and environmental trajectories. They have carbon intensive economic systems, which contribute significantly to total global greenhouse gas (GHG) emissions, leading to climate change. However, BRICS have joined the race to net-zero emissions by 2050 in the quest for a climate neutral and sustainable global economy. The journey, however, is not without challenges and opportunities. The proliferation of the coronavirus disease 2019 (COVID-19) had mixed reactions from scientists regarding its implications on net-zero trajectories. While statistical data show a correlation between COVID-19 and a decrease in total emissions, it is envisaged that COVID-19 compromised the efforts to develop carbon neutral economies. Hence, there is still a need for more scientific examination of COVID-19's impact on net-zero ambitions, especially in the emerging economies. This study focuses on India and South Africa's trajectories. Statistical analysis of secondary data from authentic interactive web-based dashboards for COVID-19 data repositories, namely Our World in Data and Climate Action Tracker was performed in conjunction with the document analysis approach following the Preferred Reporting Items for Systematic Reviews and Meta-Analyses (PRISMA) methodology. Some of the COVID-19 challenges as indicated by the results of the study include curtailing the technology transfer staircase in the energy sector, retaliatory emissions for recovery and resource diversion. The opportunities presented by COVID-19 in the quest for carbon neutrality include behavioral changes in investment, production and consumption patterns with a focus on low carbon options. Governments and stakeholders need to focus on addressing the barriers whilst riding on the opportunities presented by the pandemic to achieve net-zero emissions by 2050.