Party Funds Research Articles

Democracy Disrupted: High Political Costs, Transactional Politic, and Corruption

High political costs result in the degradation of democratic values that cause democratic disruption. This study aims to examine the disruption of democracy in Indonesia that occurs with the phenomenon of high political costs and offers possible solutions. This study uses a qualitative approach with a literature study method. The results show that high political costs are the start of transactional politics and corruption. High political costs result in the use of various illegal means by candidates/figures to find sources of financing. High political costs and a democratic process based on financial capability open up the opportunity for the emergence of figures/candidates lacking integrity and quality ideas/performance. Several solutions can be offered to achieve a more substantive, higher quality, and dignified future era of democracy, including: (1) Political parties and the government should promote the optimization of legal sources of funding for political parties, both in cash and non-cash while strengthening accountability and transparency, (2) The government and election organizers should enhance regulatory enforcement, and supervision, and impose strict sanctions on political party funding, (3) Political parties should prioritize the selection of candidates with high integrity and quality based on their ideas and performances, (4) The government and election organizers should consider implementing e-voting for future elections in Indonesia to enhance digital democracy.

Political Bondage (Ijon) and Democracy: How do Natural Resources Build High Electoral Political Financing Orders?

The practice of political bondage (ijon) in electoral political events is a threat to democracy, which to this day is still relatively limitedly studied. This creates minimal gaps in how to view the phenomenon of high electoral political financing from the perspective of natural resource politics. So far, natural resources have always been viewed as inanimate objects. However, in the study of natural resource politics, this object is not neutral. The presence of the political bondage system which is a small part of the form of transactional politics in the informal democratic space has actually become the identity and characteristic of electoral politics in Indonesia. In the context of political bondage, the exchange of roles between patron becoming client and, vice versa, client becoming patron will continue to recur. This research uses a qualitative approach with library research methodology. Researchers collect data through secondary data, namely various relevant literature, starting from media, books, journals, news reports, formal institutional data, and other data which is sorted according to research needs. The results show that the practice of political bondage still fulfils and always colors electoral politics in Indonesia. This informal democratic practice leads to high levels of financing of electoral politics. Interestingly, the involvement of corporations in funding general elections outside of political party funds also has an impact on reciprocation for the management of natural resources. The development of transactional political practices in informal spaces will create challenges for the quality of democracy: the birth of corrupt behavior, the weakening of the government structure, dynastic-oligarchic politics, and the increase in electoral political financing. The conclusion is that the practice of political bondage will always grow in the space of informal democracy. The relationship between the public sector, elites and the private sector will always exchange roles as patron and client according to the conditions and electoral political map in the field.

Public understanding of Electoral Spending: Evaluating UK Transparency Mechanisms

ABSTRACT Transparency is core to the principles of electoral oversight. The disclosure of information is designed to allow voters, the media, academics, and civil society to hold political actors to account. However, in the context of evolving campaign practice occasioned by the rise of digital technologies, the effectiveness of transparency mechanisms needs to be consistently scrutinized (Electoral Commission. (2018). Digital campaigning: increasing transparency for voters. Electoral Commission.). In this paper we examine a lauded system of electoral transparency – the UK's electoral finance regime (Power, S. (2020). Party funding and corruption. Palgrave MacMillan) – and evaluate its effectiveness. Analysing a unique dataset of 22,720 separate items of expenditure and 5,770 invoices recording campaign spending at the 2019 UK general election, we review the sufficiency of the process and content of existing transparency disclosures. Our findings show significant deficits in the system of electoral transparency. We find that UK parties are not reporting data consistently, meaning that invoices are regularly uninformative, and that existing reporting categories are unable to capture the full spectrum of electoral activity. These findings are significant for understanding the requirements of an effective disclosure regime, but also for questioning the utility of the disclosures available to voters.

Analisis Pengaruh Bagi Hasil, Inflasi, Nilai Tukar, dan Bi-Rate Terhadap Dana Pihak Ketiga pada Bank Bjb Syariah

This study ed to determine the factors that influence third party funds. This type of research was quantitative research using secondary data in the form of time series data of 34 monthly samples from January 2019 to October 2021 with the object of bank bjb syariah. with Bank BJB Syariah research object, Data was processed using E-views software version 12. The research results ed that profit sharing and inflation had no partial effect on third party funds at Bank BJB Syariah, the exchange rate and the BI rate had a significant negative effect on funds. third parties at Bank Bjb Syariah, and together (simultaneously) profit sharing, inflation, exchange rate, and Bi rate affect third party funds at Bank Bjb Syariah.

The Role of Inflation and The Performance of Rural Banks on Indonesia’s Economic Growth

The Role of Inflation and The Performance of Rural Banks on Indonesia’s Economic Growth

Comparison Of Capital Structure, Profitability, And Third-Party Funds (DPK) Between Bank Bri And Bank Syariah Indonesia: A Comparative Analysis

The banking sector plays a crucial role in the Indonesian economy, becoming the backbone that supports the country's economic growth and stability. In this dynamic landscape, two financial institutions stand out, namely Bank Rakyat Indonesia (BRI) as a representative of conventional banks, and Bank Syariah Indonesia (BSI) which is committed to Islamic financial principles. The purpose of this study is to determine the comparison of capital structure, profitability, and third party funds (DPK) between BRI banks and Indonesian Islamic banks. This research method uses the Mixed Methods Comparative method, this approach involves the collection and analysis of quantitative and qualitative data separately and at the same stage. The results of this study show that  the comparative analysis between Bank BRI and Bank Syariah Indonesia (BSI) highlights the different dynamics in the capital structure, profitability, and deposits of both. BRI, with its conventional approach, demonstrates flexibility and excellence in diversifying financial resources. On the other hand, BSI, as an Islamic bank, provides evidence that Islamic principles can provide profitability and a sustainable financial foundation. These results provide a better understanding of each bank's role in meeting the needs of society, both in terms of financial services and business ethics principles. Stakeholders, including regulators, investors, and the general public, can use the results of this analysis to make informed decisions and support the sustainable growth of the banking sector in Indonesia.TRANSLATE with x EnglishArabicHebrewPolishBulgarianHindiPortugueseCatalanHmong DawRomanianChinese SimplifiedHungarianRussianChinese TraditionalIndonesianSlovakCzechItalianSlovenianDanishJapaneseSpanishDutchKlingonSwedishEnglishKoreanThaiEstonianLatvianTurkishFinnishLithuanianUkrainianFrenchMalayUrduGermanMalteseVietnameseGreekNorwegianWelshHaitian CreolePersian //  TRANSLATE with COPY THE URL BELOW Back EMBED THE SNIPPET BELOW IN YOUR SITE Enable collaborative features and customize widget: Bing Webmaster PortalBack//

Analysis of factors affecting Murabaha Financing with third party funds as a moderating variable

The purpose of this study was to determine the results of the analysis of the effect of Financing to Deposit Ratio (FDR), Capital Adequacy Ratio (CAR), and Operational Expenses on Operating Income (BOPO) on Murabahah Financing with Third Party Funds (DPK) as Moderating Variables in Islamic Commercial Banks. 2016-2020 period. This research is a quantitative research using secondary data obtained from the financial statements of each bank on their official website. By using 12 samples of Islamic commercial banks in the 2016-2020 period. The test results show that BOPO has a positive and significant effect on murabahah financing. Meanwhile, FDR and CAR have no effect on murabahah financing. And based on the results of the MRA test, it shows that DPK is not able to moderate the effect of FDR, CAR, BOPO on murabahah financing.

Analysis of Determinants That Influence the Profitability of Conventional Banks in Indonesia

This research aims to examine the factors that influence the level of profitability in conventional banking in Indonesia in 2010-2019. This research uses Return on Assets (ROA) as a ratio to describe the level of profitability of commercial banks in Indonesia. The object of this research is conventional banking in Indonesia, with a research sample of 6 groups of conventional banks, namely Persero Banks, Foreign Exchange Private Banks, Non-Foreign Exchange Private Banks, Regional Development Banks (BPD), Joint Venture, and Foreign Banks. The analytical method used in this research is panel data regression analysis with Random Effect Model (REM). The research shows that the spread interest rate, Bank Indonesia Certificate (SBI), and third party funds (DPK) have a positive and significant effect on Return on Assets (ROA). Meanwhile, the interbank liability variable has a negative and significant effect on Return on Assets (ROA). Simultaneously, spread interest rate, SBI, third party funds, and interbank liabilities influence ROA.

The Effect of Corporate Social Responsibility as a Moderating Variable on Determinants of Banking Profitability in Indonesia

This study examined the effect of Corporate Social Responsibility (CSR) as a moderating variable on determinants of a bank’s profitability listed in the Indonesia Stock Exchange (IDX). This study used secondary data from banking annual reports listed in IDX during 2018-2021, with a total of 100 data from 25 banking companies that met the purposive sampling criteria. The data were analysed using moderated regression analysis with STATA software. This study found that simultaneously, Non-performing Loan (NPL), Good Corporate Governance (GCG), Third Party Funds (TPF), and Cost Efficiency have a significant impact on profitability. While individually, GCG has a significant negative effect, NPL has an insignificant negative effect, Third Party Funds has a significant positive effect, and Cost Efficiency has a significant negative effect on profitability. Furthermore, this study found that CSR has a positive moderating effect on the relationship between TPF and profitability, but CSR has a negative moderating effect on the relationship between Cost Efficiency and profitability. On the other hand, CSR was unable to moderate the relationship of NPL and GCG to profitability. This study contributes to the literature by suggesting the implementation of CSR not only as a compliance to regulation but also as a strategy to increase banking financial performance.

Pengaruh Pembiayaan Bagi Hasil dan Dana Pihak Ketiga Terhadap Profitabilitas Bank Umum Syariah Dengan Non Performing Financing Sebagai Variabel Intervrening: Studi Kasus pada Bank Umum Syariah Tahun 2017-2021

This research aims to determine the effect of profit sharing financing, namely mudharabah and musyarakah and third party funds, on the profitability of Sharia Commercial Banks with the intervening variable, namely Non Performing Financing (NPF) (Z) for the 2017-2021 period. The independent variables used in this research are Mudharabah Financing (X1), Musyarakah Financing (X2), and Third Party Funds (DPK) (X3). Meanwhile the dependent variable is Profitability (Return On Assets) (Y). The research data used is secondary data, namely the amount of mudharabah financing, musyarakah financing and third party funds as well as the level of profitability (ROA) and can be obtained from the official website of the Financial Services Authority (OJK) and the Banking Annual Report. This research data consists of 35 data, where the data used is annual data. The research method used in this research is quantitative with a descriptive approach.

PENGARUH DANA PIHAK KETIGA PERBANKAN SYARIAH TERHADAP PERTUMBUHAN EKONOMI DI INDONESIA: A Theoritical Approach

Economic growth is an important determinant of individual income levels and the growth rate of a particular region, measured through GDP. The NPF ratio serves as a metric to assess credit quality or the bank's competence in managing credit risk. DPK includes funds obtained from the public in the form of investment products. The methods used in this article include a qualitative approach involving a literature study or library-based research. The purpose of this investigation involves analyzing the prevailing theories through a comparative examination of the literature pertaining to the research results. The literature used in this study includes research findings and reviews derived from nationally recognized scholarly articles in accordance with financial management. All articles used in this study were sourced from the electronic data search engines ResearchGate and Google Scholar. Through the analysis of the determinants of Islamic banking (NPF and DPK), a significant correlation was identified. The impact of NPF on economic growth manifests in its capacity to increase borrowers' ability to repay loans, while simultaneously incurring an escalation of loan risk. Similarly, the effect of Third Party Funds on economic growth is illustrated by the important role that economic growth plays in the capitalization of Islamic banks, consequently exerting a major influence on the size of third party funds attracted by Islamic banks. Based on the aforementioned findings, it is highly recommended that researchers proceed to conduct a comprehensive literature review to explore additional independent variables (such as Return on Assets and Capital Adequacy Ratio) that impact economic growth during the Covid-19 pandemic.

Strategi Pengelolaan Dana Pihak Ketiga dalam Meningkatkan Likuiditas pada Bank Syariah Indonesia: Studi Kasus BSI KCP Probolinggo

Banking is a company that operates in the service sector, the function of banking is to collect and distribute funds from the public. Fund collection plays a very important role for Bank Syariah Indonesia (BSI), because the funds collected will be distributed to the community in the form of financing and management of third party funds is an important aspect in managing bank liquidity, therefore the Bank has its own role. This research aims to find out how the Bank can utilize funding sources to increase its liquidity and to find out what strategies are implemented by the Bank. The method used is direct observation or interviews with the BSI KCP Probolinggo funding party. In analyzing the data, the author uses descriptive qualitative data analysis, which means the data is described systematically about the strategies carried out by PT. Indonesian Sharia Bank KCP Probolinggo. The research results reveal that the strategy used to increase and maintain TPF at Bank Syariah Indonesia is to seek large amounts of retail funds, offer competitive products, collaborate with business partners, cheap funds, not entrusted funds.

QUALITY OF MUDHARABAH AND MURABAHAH FINANCING TO INCREASE BANK MANDIRI SYARIAH'S PROFITS

The quality of mudharabah and murabahah financing to increase Bank Mandiri Syariah's profits is an important study to explore. The aim of the research is to determine the development of mudharabah and murabahah financing products at Mandiri Syariah Banks, to determine and analyze profit growth at Mandiri Syariah Banks, and to describe the role of profit sharing and buying and selling agreements in increasing profits at Syariah Banks. This type of research is quantitative descriptive research. Quantitative descriptive research explains the position of the variables studied and the relationship between one variable and other variables. In this study there are 3 variables consisting of mudharabah financing (X1), murabahah financing (X2), as the independent variable and sharia bank net profit (Y) as the dependent variable. Bank Syariah Mandiri has made improvements to mudharabah and murabahah financing products from 2016 to 2019 experienced positive growth in assets, equity (capital) and net profit. Bank Mandiri Syariah is able to manage assets, financing, third party funds and equity well, which is then reflected in significant profit growth. Meanwhile, mudharabah and murabahah contracts increase Bank Mandiri Syariah's profits. Bank Syariah Mandiri has succeeded in increasing its mudharabah and murabahah financing products from 2016 to 2019. Previous research shows that Bank Mandiri Syariah recorded significant growth in its mudarabah and murabahah loan products as well as other financial performance aspects such as net profit, assets, and equity capital.

Pengaruh Dana Pihak Ketiga (DPK) dan Non Performing Financing terhadap Profitabilitas Pada Bank Syariah Indonesia Periode 2015-2022

This research aims to determine the effect of third party funds and non-performing financing on profitability at Bank Syariah Indonesia for the period 2015 - 2022. The method used is a quantitative research method. The population in this study used financial reports at Bank Syariah Indonesia. Meanwhile, the sampling technique uses purposive sampling, which is a technique used based on predetermined criteria, namely 32 samples, starting from the first quarter of 2015 to the fourth quarter of 2022. The data used in this research is secondary data, namely the financial reports of Islamic Banks. Indonesia, accessed via the official link: https://ir.bankbsi.co.id. The data is processed using the help of a statistical application, namely SPSS. The research results show that third party funds (DPK) have a significant positive influence on profitability, while non-performing financing (NPF) has a negative influence on profitability (ROA). Simultaneously, third party funds and non-performing financing have a significant positive influence on profitability

Exploring the Impact of Third-Party Funds and Interest Rates on Commercial Bank Lending: A Study of the Indonesia Stock Exchange from 2019 to 2021

This research aims to examine the exploration of the influence of third party funds and interest rates on commercial bank credit distribution on the Indonesian Stock Exchange 2019-2021. Using quantitative methods with quantitative descriptive types. The sample used was ten banks that had gone public or were listed on the Indonesia Stock Exchange (BEI). The data used in this research are 30 financial reports from the 2019-2021 period, with a purposive sampling technique, using an analytical method, namely the multiple linear regression method which was processed using SPSS v 26. Based on the research results, third party funds have a significant influence on credit distribution with a value of (sig < 0.05) and interest rates do not have a significant influence on credit distribution to commercial banks for the 2019-2021 period (sig > 0.05).

THE EFFECT OF THIRD PARTY FUNDING, FINANCING TO DEPOSIT RATIO AND RETURN ON ASSET FOR FINANCING AT BANK MUAMALAT KCP PROBOLINGGO

Purpose: The purpose of this research is to determine the influence of third party funds, financing deposit ratio and return on assets on financing in the 2018 period. - 2022 at Bank Muamalat KCP Probolinggo KCP.
 Design/methodology/approach: The type of research used in this study is a quantitative method with a descriptive approach. The sample in this study is the Quarterly financial reports for 2018 to 2022 as many as 20. The data in this study is secondary data. Observation collection method by collecting data on the Annual Financial Report of Bank Muamalat KCP Probolinggo in 2018 - 2022.
 Findings: Banks provide community services and public financial intermediaries. Therefore, banks must always be in the midst of society so that the flow of money from people who have excess can be accommodated and distributed to people who are lacking. One of the bank distribution products is financing provided by one party to another party to support a planned business project, either carried out individually or by an institution. The formulation of the problem in this study is whether there is an influence of third party funds, financing deposit ratio and return on assets on financing for the 2018 to 2022 period.
 Originality/results: The results of the study show that partially DPK have a significant positive effect and FDR have a Significant negative effect on financing at Bank Muamalat KCP Probolinggo for the 2018-2022 period. Meanwhile, ROA has no significant effect on financing at Bank Muamalat KCP Probolinggo for the 2018-2022 period. Meanwhile, DPK, FDR and ROA simultaneously have a positive effect on financing at Bank Muamalat KCP Probolinggo for the 2018-2022 period. DPK, FDR and ROA contributed 34.1% to financing, the remaining 65.9% was influenced by other variables outside those studied.

Akibat Hukum Bagi Partai Politik Jika Yang Tidak Melaksanakan Pertanggung Jawaban Keuangan Negara

Starting from the focus, the problem of transparency in the use and management of political party funds is still a concrete problem at this time. Currently, many political parties are not yet disciplined in recording the receipt, management and expenditure of their political party funds. From the problems above, the first problem was formulated, what are the legal consequences for political parties if they do not carry out state financial accountability? Second, how will the legal consequences be reformulated for political parties that do not carry out accountability reports in accordance with Article 34 of Law No. 2 of 2011 concerning Political Parties? Based on the thoughts above, the author uses a type of normative juridical research which places law as a building system of norms, with a regulatory-legislative approach, conceptualization and comparison. Political party administrators should have a strategic plan to make the political party's budget more productive than before. This assessment of political party budget funds is considered unproductive or there is no progress from the political parties themselves in allocating their budgets, then. The policies contained in Law No. 2 of 2008 in conjunction with Law No. 2 of 2011 concerning political party budgets which are the basis for building facilities, infrastructure and education are considered by the public to be in vain and generally have the potential to be misused.

Integration of financing and macroeconomic shock in Islamic banking in Indonesia

Purpose – This study analyzes the relationship between Islamic banking financing and macroeconomic variables as well as its response to key economic variables.Methodology – The research design uses quantitative analysis with Islamic banking panel data for the period 2019-2022 with monthly data, and the study used the Vector Error Correction Model (VECM).Findings – Non Performing Financing (NPF) and Inflation negatively impact Islamic banking financing. Meanwhile, Third Party Funds (Dana Pihak Ketiga, DPK), Net Operating Margin (NOM), Return on Assets (ROA), Equivalent Rate of Musyarakah (ERPMUSY), and BI rates have a positive direction of significance for Islamic banking financing. In the Granger causality test, the interaction between the variables was unidirectional. While Islamic banking financing responds to shocks, many financings respond negatively to the shocks that occur.Implications – Islamic Financing responds significantly in a negative direction as a result of the shocks that occur in each variable and based on long-term estimates. Therefore, Islamic banking needs to supervise and resolve the internal influence of each bank, as well as the macro influence that can be felt in the long term on Islamic banking financing.Originality – This research integrates Islamic banking finance in Indonesia and examines how internal and macro variables can influence the financing disbursed to Islamic banking in Indonesia. This study also examines shocks between variables and tests the Granger causality between variables. Islamic banking needs to pay attention to many factors to minimize bad financing or lack of interest in applying for financing.

THE INFLUENCE OF CAPITAL ADEQUACY (CAR), GROWTH OF THIRD PARTY FUNDS (DPK), NON-PERFORMING CREDIT (NPL) ON CREDIT DISTRIBUTION OF CONVENTIONAL COMMERCIAL BANKS ON THE INDONESIAN STOCK EXCHANGE 2017–2021

Credit distribution carried out by banks is one of the state's income sectors, which in this case is used to maintain economic stability, improve the level of community welfare, help develop MSMEs through capital loans provided by banks, therefore indirectly credit distribution is carried out banking is an effort to increase the level of welfare of citizens, the level of demand for credit has increased from year to year. On the other hand, banks also consider CAR, DPK, NPL obtained from lending, there is a fear that banks will not be able to collect funds, excessive credit distribution will result in risks bad and non-performing loans widened which made banks lose their balance. The aim of this research is to determine empirically the influence of the capital adequacy ratio, growth of third party funds, non-performing loans on the distribution of bank credit registered in BEI for the 2017-2021 period. The population in this research is 46 banks. With this population, banking samples were taken using the method purposive sampling resulted in 26 banks that met the specified criteria. The type and source of data obtained from secondary data sources, the research method used is quantitative using multiple linear regression processed with the SPSS16 program. The results of multiple linear regression analysis and hypothesis testing can be concluded that simultaneously (F test) CAR, DPK Growth, NPL have an effect on banking credit distribution, while the results of partial analysis (T test) CAR, DPK Growth do not have a significant effect on credit distribution due to funds collected by the bank exceeds the reference provided by the IDX so that the bank has funds that are not distributed. It can be said that the amount of CAR, DPK has no influence on credit distribution, while for NPL it has a significant negative effect, which means that if credit distribution increases, the bank will experience The increase in NPL or bad credit, this problem requires banks to limit the distribution of credit funds in order to reduce the level of losses faced by banks.

The Influence Of CAR, BOPO, NIM, FDR And DPK On The Profitability Of Commercial Banking Listed On The Indonesian Stock Exchange (BEI)

This research aims to determine the factors that influence the profitability of general banking listed on the Indonesia Stock Exchange (BEI). Capital Adequacy Ratio , Operating Costs Operating Income, Net Interest Margin , Financing to Deposit Ratio , and Third Party Funds as independent variables while profitability as the dependent variable is measured using the ROA measurement indicator. The population in this research are general banking companies registered on the IDX for the 2015-2021 period and the samples used in this research were taken using a purposive sampling method , namely a sampling technique that takes into account certain criteria data that are adapted to the research objectives. The samples in this research are financial reports and annual reports of banking companies starting from 2015-2021 consisting of 33 companies that meet the criteria, and based on the research year period there are 23 1 samples. Methods of data collection using documentation. Data analysis used is descriptive statistical test and hypothesis testing using panel data regression. The results of this study indicate that partially the Capital Adequacy Ratio , Net Interest Margin , Financing to Deposit Ratio , and Third Party Funds do not have a significant effect on profitability as measured by ROA, while Operational Costs and Operational Income have an effect on profitability as measured by ROA, and simultaneously CAR , BOPO, NIM, FDR and DP K have a joint effect on profitability.