Party Funds Research Articles

ADMINISTRATIVE-LEGAL STATUS OF POLITICAL PARTIES IN THE REPUBLIC OF KAZAKHSTAN: STATE AND ISSUES

Abstract. This article explores theoretical and practical aspects of administrative-legal regulation of the status of political parties in the Republic of Kazakhstan in the contemporary era. It notes that the norms of the Constitution, which establish general principles of relations between the state and societal institutions and citizens' right to freedom of association, participation in political life, and governance, serve as a guideline for regulating the status of political parties in the current legislation of the country. Based on a critical analysis of the Law of the Republic of Kazakhstan "On Political Parties" and other laws regulating the activities of parties and their relationships with state bodies, as well as the practice of their implementation, inconsistencies of certain provisions are identified in terms of compliance with the Constitution and norms of international law, along with other shortcomings. The authors examine the experience of legal regulation of the functioning of political parties in developed democratic states and through a comparative analysis with Kazakhstan's legislation, identify its main positive aspects. The article formulates recommendations for improving the national Law of the Republic "On Political Parties." Suggestions include increasing funding for parties that have not received parliamentary mandates in Majilis Parliament elections and maslikhats, transitioning from a permission-based system of state party registration to a notification-based system, and others.The main conclusion of the study is the necessity for a fundamental liberalization of administrative-legal regulation of the formation, functioning, and activities of political parties to shape a democratic, pluralistic, competitive political system, ensuring constitutional freedom of citizens' associations, including political parties.

Pengaruh Dana Pihak Ketiga Dan Beban Operasional Pendapatan Operasioanal (BOPO) Terhadap Profitabilitas Pada Bank Umum Milik Negara Di Indonesia

This study aims to find out and explain the influence of Third Party Funds and Operating Income Operating Expenses (BOPO) on profitability in state-owned commercial banks in Indonesia. The type of research used by the researcher is quantitative research using primary data. The data analysis techniques used include, panel data regression analysis, classical assumption test and hypothesis test using the Eviews 9 analysis tool. The results of the T test showed that the third-party fund variable had an effect but not significantly on profitability and the Operating Income Operating Expense (Bopo) variable had a significant effect on profitability and the F test result showed that the third-party fund variable and Operating Income Operating Expense (Bopo) simultaneously had a significant effect on profitability.

The worthy and the fallible: Framing the issue of state party funding

The party politics literature has shown that parties being mostly reliant on state funding (as in most of Europe) is more conducive to equal representation than them being mostly reliant on big donors (as in the US and UK). But what do citizens think? Relatively little attention has been paid to public opinion on party funding. We only know that citizens tend to instinctively oppose both ways of funding parties. Yet, party funding is not a salient issue except in times of scandal, meaning it is an issue on which citizens are ill-informed. In this paper, I test what happens when citizens in the UK and Denmark are exposed to arguments in support of state party funding, through survey experiments. I find that highlighting state funding’s ability to reduce party reliance on big donors substantially increases support for the policy, especially among low trusting Britons.

ANALISIS PENGARUH INTERMEDIASI DAN INKLUSI KEUANGAN TERHADAP STABILITAS SISTEM KEUANGAN DI INDONESIA

This study aims to determine how intermediation and financial inclusion affect financial system stability. Financial system stability is an important issue for the country's economy. In this case, financial inclusion and the role of intermediation have emerged as important components that can affect stability. The method used in this study is multiple linear regression method to see how third party funds, lending, number of accounts and number of ATMs affect financial system stability. Based on the findings in this study that intermediation consisting of third party fund variables has a significant negative effect on financial system stability and credit variables have a significant positive effect on financial system stability as proxied by the financial system stability index, meaning that credit that is not accompanied by proper supervision and regulation will potentially cause instability in the financial system and financial inclusion consisting of variables number of accounts and number of ATMs has a significant negative effect on financial system stability as proxied by the financial system stability index.

Pengaruh Dana Pihak Ketiga (DPK), Non Performing Loan (NPL) Dan Loan To Deposit Ratio (LDR) Terhadap Penyaluran Kredit (Pada PT. Bank Perkreditan Rakyat di Kabupaten Bogor Periode 2018-2022)

The aim of this research is to determine the influence of Third Party Funds (DPK), Non-Performing Loans (NPL), and Loan to Deposit Ratio (LDR) on partial and simultaneous credit distribution at PT Bank Perkreditan Rakyat in Bogor Regency for the 2018-2022 period. and To find out how much contribution Third Party Funds (DPK), Non Performing Loans (NPL), and Loan to Deposit Ratio (LDR) have made to partial and simultaneous credit distribution at PT Bank Perkreditan Rakyat in Bogor Regency for the 2018-2022 period. This research uses a quantitative research design with a causal relationship approach. In this research, credit distribution is the dependent variable. Meanwhile, the independent variables in this research are Third Party Funds (DPK), Non-Performing Loans (NPL), and Loan to Deposit Ratio (LDR). The research results show that based on the calculation of the coefficient of determination (R Square), a value of 0.887 is obtained. This result means that there is a contribution of 88.7% from the independent variables Third Party Funds (DPK), Non Performing Loans (NPL), and Loan to Deposit Ratio (LDR) to credit distribution at PT Bank Perkreditan Rakyat in Bogor Regency for the 2018 period. -2022.

The Effect of Third Party Funds and Assets on Profits at PT. Riau Kepri Syariah Regional Development Bank

The Effect of Third Party Funds and Assets on Profits at PT. Riau Kepri Syariah Regional Development Bank

PENGARUH DANA PIHAK KETIGA (DPK), PEMBIAYAAN BAGI HASIL, DAN FEE BASED INCOME TERHADAP PROFITABILITAS PERBANKAN SYARIAH DI INDONESIA PERIODE 2014-2018

This study aims to discuss and analyze Third Party Funds (DPK), Profit Sharing Finance and Fee Based Income. The data used in this study are secondary data from January 2014 - December 2018. This study uses the method of multiple linear regression analysis using the SPSS 24 computer program. The results of this study indicate that Third Party Funds (DPK), Profit Sharing Finance, and Fee Based Income simultaneously or jointly affect Profitability (ROA). Results on Fee Based Income affect partially to profitability (ROA), Third Party Funds are not affect partially to Profitability, profit sharing finance is not affect partially to Profitability (ROA).

Do Macroeconomic Variables Affect Deposits in Shariah Banks?

Banks are intermediary institutions that collect funds from the public and channel them back in the form of credit and the funds collected are third party funds (TPF) which are the largest source of funds relied on by banks, including sharia banking. The challenge of sharia banking is to expand market share. Currently in Indonesia the banking market share is dominated by conventional banking. Increasing market share will increase savings in sharia banking and strengthen sharia banking as an intermediation institution. The research aims to identify the influence of macroeconomic variables on deposits in sharia banking. The research uses time-series data 2012: Q1 - 2022: Q1 and the ARDL method to estimate the short- and long-term influence of macroeconomic variables on TPF. The research results show that there are two variables that influence the short and long term, namely the GDP variable and the exchange rate. Meanwhile, inflation and interest rate variables only have an effect in the short term. The implications of the research show that increasing economic growth must be followed by increasing people's income and the stability of the rupiah exchange rate will increase people's deposits or savings in sharia banking.

ANALISIS DAMPAK IMPLEMENTASI STRATEGI CROSS SELLING PADA PENAMBAHAN DANA PIHAK KETIGA SERTA PENAMBAHAN JUMLAH NASABAH FUNDING DI PERUMDA BPR BANK DAERAH KOTA MADIUN

The main objective of this research is to investigate how the cross-selling strategy is applied and how it affects the collection of third party funds. Second, examine the obstacles to cross selling strategies in raising third party funds. Third, look into how the cross-selling approach is being used and how that is affecting the amount of money raised for third party funds. This study uses a field research methodology and is qualitative-descriptive in nature. Madiun City Regional Bank, People's Credit Bank (BPR), and Regional Public Company (Perumda) served as the research subjects. This study's objective is to develop a cross-selling strategy that will boost third-party funding. Documentation, interviews, and observation are methods used to collect data. The three stages of the data analysis procedure were data reduction, data display, and conclusion drawing. To determine the veracity of the data, take into account using source triangulation. First, the research's findings indicate that the Tabunganku Product becomes the primary account when cross-selling is implemented. Furthermore, you can get other services, namely having more than one savings product account, lower credit interest, receiving deposit interest and disbursing credit through your Tabunganku account. Second, the obstacles are competition with conventional banks, savings cannot be disbursed at any time, and lack of communication with customers. Third, the impact that arises is customer loyalty, increasing income, reducing time and costs, and maintaining public trust in using third party fund products.

Konsep Good Governance Dalam Transparansi Anggaran Dana Partai Politik Perspektif Fiqh Siyasah

The level of public trust in political parties in Indonesia is currently experiencing a decline due to the lack of transparency by political parties regarding financial reports, activities, and the membership structure of political parties. This is exacerbated by many individuals within political parties who are involved in corruption cases or misappropriation of party funds. As a result, the public expects that the budgets of political organizations must be transparent for the public to trust political parties, which are organizations that reflect the hopes and desires of society. The current study seeks to grasp political parties' attempts to attain budget transparency to actualize the concept of good governance from the standpoint of fiqh siyasah. This study is a juris-normative study, which is a legal study that is constructed conceptually through law-in-books by exploring legal and non-legal literature. According to the findings of this study, budget transparency in political parties is one aspect of achieving good governance. In fiqh siyasah, budget transparency is an obligation as ordered by Allah SWT through QS. al-Baqarah (2): 282 and 283. In addition, some hadiths describe the nature of Abu Bakr Ash Siddiq's openness in managing the finances of Baitul Mal. Therefore, transparency of the fund's budget is an obligatory effort by every political party in Indonesia to ensure good governance.

Mapping private party funding regulation. Deregulation in sight?

Mapping private party funding regulation. Deregulation in sight?

Adapting to Democratic Norms: Party Financing Regulations in Indonesia and Germany Compared

Adapting to Democratic Norms: Party Financing Regulations in Indonesia and Germany Compared

Determinant of Return On Invested Capital

The banking sector is one of the most important sectors for the modern economy, because almost every industry involved in financial activities always requires banking services. This encourages the banking industry to function properly as seen from the capital it has. The amount of Third Party Funds for commercial banks continues to increase, reflecting that banking growth is getting better. Therefore, it is important to assess banking financial performance as measured by banking financial ratios. This is the reason why researchers are interested in conducting research on what influences the ROIC of Conventional Commercial Bank Companies. This study aims to analyze the effect of Capital Adequacy Ratio (CAR), Loan to Deposit Ratio (LDR), Non Performing Loans (NPL), Net Interest Margin (NIM), Cash Ratio (CR), and Intellectual Capital (IC) on ROIC in Conventional Commercial Bank companies listed on the Indonesia Stock Exchange for the 2017-2021 period. The type of research used in this research is quantitative research with non-probability sampling technique using purposive sampling design. The population in this study were 46 banking sub-sector companies listed on the Indonesia Stock Exchange. The type of data used in this study is secondary data in the form of annual financial reports of conventional commercial bank companies listed on the Indonesia Stock Exchange for 2017-2021. The data analysis technique used is the eviews 10 program. The processing method used in this study is panel data regression analysis. The results showed that partially there was a significant influence on Net Interest Margin (NIM) (regression coefficient value of 2.112874, t count value 2.973486 > t table 2.034515 and a significant value of 0.0070 <0.05) and Cash Ratio (CR) ( regression coefficient value of 0.001887, t count value 4.640386 > t table 2.034515 and a significance value of 0.0001 <0.05) on ROIC. While Capital Adequacy Ratio (CAR) (t-count value 0.598328 <t-table 2.034515 and significance value 0.5557> 0.05), Loan to Deposit Ratio (LDR) (t-count value 1.310563 <t table 2.034515 and significance value 0.2035 > 0.05) , Non Performing Loans (NPL) (t count value 0.393639 < t table 2.034515 and a significance value of 0.6976 > 0.05), and Intellectual Capital (IC) (t count value 0.948279 < t table 2 .034515 and a significance value of 0.3533 > 0.05) partially had no effect on ROIC. In addition, the results of simultaneous research Capital Adequacy Ratio (CAR), Loan to Deposit Ratio (LDR), Non Performing Loans (NPL), Net Interest Margin (NIM), Cash Ratio (CR), and Intellectual Capital (IC) affect ROIC is indicated by the calculated f value of 65.88711 > f table of 2.445259 and a significance value of 0.000000 <0.05. Keywords: CAR, LDR, NPL, NIM, IC, ROIC

Strategy For Utilizing LPD CSR in Empowering Subak Sembung Farmers in Peguyangan Village

LPD continues to grow and becomes a non-bank institution with the largest assets in Bali Province. As a form of responsibility towards the local social environment, LPD profits are also allocated to social funds or Corporate Social Responsibility (CSR). Therefore, this research describes the strategy for utilizing LPD CSR in empowering Subak Sembung farmers by studying the LPD in Peguyangan Village. The aim of this research is to find out: 1). Form of LPD CSR implementation; 2). LPD internal and external factors in utilizing LPD CSR in Peguyangan Village to empower Subak Sembung farmers; 3). Strategy for utilizing LPD CSR to empower Subak Sembung farmers. The population of this research is the Peguyangan traditional village community, and the sample was selected using a purposive random sampling technique. Data was collected through questionnaires and interviews, and then analyzed using SWOT analysis. The results of this research show that part of the profits obtained by LPD are allocated to social funds or CSR. So far, the use of LPD CSR funds in Peguyangan Village has mostly been for ritual activities at the temple (Parahyangan elements) and currently the use of CSR funds has been directed to support the development of Subak Sembung ecotourism to support agricultural and economic development at the Subak and village levels. The LPD CSR utilization in the Peguyangan Traditional Village is used to support Subak Sembung ecotourism in the form of a project to repair the jogging track paving and senderan in the Subak Sembung area with 2 meters wide paving road. Several internal factors constitute the strength of the LPD in the Peguyangan Traditional Village, namely: (1) The amount of third party funds; (2) LPD credit distribution policy; and (3) The quality of human resources managing LPD. Meanwhile, several internal factors identified as weaknesses of the LPD in Peguyangan Traditional Village are: (1) Quality of LPD services; (2) LPD promotional support; (3) LPD human resource competency; and (4) Commitment and competence of LPD management. Several external factors constitute LPD opportunities in Peguyangan Traditional Village, namely: (1) Local community culture/customs; (2) The education level of the surrounding community; (3) Community attitudes; and (4) Pakraman village support. Meanwhile, several external factors identified as threats to LPD are: (1) Developments in information technology; and (2) Development of the number of financial institutions. The strategy that is currently suitable for LPD in the Peguyangan Traditional Village is the hold and maintain strategy. The implementation of this strategy is through market penetration and product development.

An evaluation of third-party funding in commercial arbitration

Arbitration as a dispute resolution mechanism aims to advance access to justice in accordance with Goal 16 of the United Nations Substantiable Development Goals (SDGs). One key issue in arbitration law and practice is the role of third-party funders in fundraising for the arbitration or even litigation process. Third Party Funding (TPF) has grown as a practice of financial responsibility for litigation or arbitration by sponsors that are not parties to a dispute, but whose interest is return for their investment. Such an arrangement may cover major litigation or arbitration costs, as well as other miscellaneous costs. The practice contradicts well established legal principles such as privity of contract and/or complements party autonomy, but the enormous advantages it offers, such as faster access to justice and investment opportunities cannot be ignored. Whilst the concept has developed in advanced countries it is yet to take shape in developing nations like Nigeria. The methodology deployed is doctrinal with primary and secondary sources being the content of Statutes, Bills and Case law. Online sources were also relied upon for secondary sources. The study found that TPF will assist in higher fundraising for litigation and arbitration, that it applies mainly to claimants and will increase access to justice. It is recommended that funds be made available to Defendants too and that developing countries should embrace the practice.

The right of political parties to reimbursement of expenses for election campaigning in parliamentary elections in Ukraine and EU member states

The article is devoted to the study of the right of political parties to reimbursement of expenses during election campaigning for parliamentary elections. The author analyses the forms of state funding of political parties and its purpose. Based on the analysis of European regional standards in the field of organisation and functioning of political parties, the author identifies the following principles of exercising the right of political parties to reimbursement of expenses during election campaigning in parliamentary elections: the amount of state funding should guarantee its benefit; funding is distributed impartially, on the basis of objective, fair and reasonable criteria; the mechanism for distribution of state support for political parties should be enshrined in the relevant legislation; the mechanism of distribution of state support for political parties should be enshrined in the relevant legislation; the distribution of funding may be either equal or proportional in nature; the maximum amount of political party spending on election campaigns and transparency of their conduct should be determined at the legislative level. The experience of some EU Member States in legislating direct and indirect state funding of political parties’ election campaigns is considered. The author analyses the national experience of reimbursement of political parties’ expenses for election campaigning in parliamentary elections. It is established that, in accordance with European regional standards, some systems of distribution of state support to political parties provide them with funds before the elections, while others provide for payments after the elections based on the final results. It is noted that the system of post-election financing may not provide the minimum initial financial resources necessary to ensure the election campaign of a political party. The author concludes that there is a need to review some issues of reimbursement of election campaign expenses to political parties in Ukraine in terms of securing at the legislative level their ability to receive from the State budget not only reimbursement of the above expenses after the elections, but also certain funds which parties may use for election campaigning during the election process.

PENGARUH DANA PIHAK KETIGA, PEMBIAYAAN MUDHARABAH, DAN NPF TERHADAP LABA BERSIH BANK UMUM SYARIAH DI INDONESIA

Sharia banking measures the success of a company's performance using one important indicator, namely profit, increasing profits indicate better performance of sharia banking. Therefore, the aim of this research is to analyze factors that can influence profits at Islamic commercial banks in Indonesia, including third party funds, mudharabah financing, and non-performance financing. This research uses a quantitative approach, with secondary data obtained from the Financial Services Authority. This research was carried out using the multiple linear regression analysis method which aims to determine the influence of the independent variable on the dependent variable. Based on the research results, all independent variables, namely Third Party Funds, Mudharabah Financing, and Non-Performing Financing simultaneously have a significant influence on the dependent variable net profit. Based on the partial test, it shows that the Third Party Funds variable has a significant positive effect on net profit and Non-Performing Financing has a significant negative effect on net profit, while the Mudharabah Financing variable has no significant effect on net profit at Islamic commercial banks in Indonesia.

The Effect of TPF, NPF and CAR on Profitability with Financing as an Intervening Variable in Indonesian Islamic Banks during the Covid-19 Pandemic

The aim of this research is to determine the effect of TPF, CAR, NPF on profitability with financing as an intervening variable. This research uses a quantitative type of research using PLS analysis. This research uses quantitative research. The research was conducted during the Covid 19 pandemic in 2020, quarter 4 to 2022, quarter 1. The data population for this research was 14 Islamic commercial banks during the Covid 19 pandemic. The sampling method used was purposive sampling, namely using several criteria for the 5 Islamic commercial banks that were sampled. Study. The results that influence this research are NPF on profitability, CAR on profitability and TPF on financing. The high value of Third Party Funds (TPF), Non Performing Finance (NPF), and Capital Adequacy Ratio ( CAR) will affect the business activities of the banks, which will certainly affect the level of profitability. Meanwhile the most important and largest bank business activity is financing.

Determinants of BPR Competitiveness in New Normal Era

As the rural bank in Indonesia, Bank Perkreditan Rakyat (BPR) serves people with limited products and services and is less regulated compared to Commercial Banks. During the COVID-19 pandemic, the growth rate of BPR slowed down. We developed a hypothesis on the negative influence of financial technology (fintech) on the competitiveness and performance of BPR. Using all BPR companies and 22 Fintech Lending companies as samples to measure the HHI and Lerner Index, we found that BPR and Fintech Lending companies were competing in an unconcentrated market. Several variables could not be examined while studying the determinants of BPR’s competitiveness, including Regional GDP, BOPO, third party funds, Loan Credit, ROE, NIM, and CAR. Several determinants, such as the NPL, Fintech Lending, and COVID-19 pandemic, were found to have significant negative impacts on the BPR’s competitiveness. Interestingly, BPR’s banking digitalization, as represented by its IT capability, was found to be not significant in this study.

Democracy Disrupted: High Political Costs, Transactional Politic, and Corruption

High political costs result in the degradation of democratic values that cause democratic disruption. This study aims to examine the disruption of democracy in Indonesia that occurs with the phenomenon of high political costs and offers possible solutions. This study uses a qualitative approach with a literature study method. The results show that high political costs are the start of transactional politics and corruption. High political costs result in the use of various illegal means by candidates/figures to find sources of financing. High political costs and a democratic process based on financial capability open up the opportunity for the emergence of figures/candidates lacking integrity and quality ideas/performance. Several solutions can be offered to achieve a more substantive, higher quality, and dignified future era of democracy, including: (1) Political parties and the government should promote the optimization of legal sources of funding for political parties, both in cash and non-cash while strengthening accountability and transparency, (2) The government and election organizers should enhance regulatory enforcement, and supervision, and impose strict sanctions on political party funding, (3) Political parties should prioritize the selection of candidates with high integrity and quality based on their ideas and performances, (4) The government and election organizers should consider implementing e-voting for future elections in Indonesia to enhance digital democracy.