Curcumin, a hydrophobic polyphenol, provides numerous health benefits, but its limited water solubility, stability and bioavailability hinder its applications in the food and pharmaceutical products, while its biological fate in elderly is unclear. In this study, a natural soybean oil bodies-curcumin (SOB-C) emulsion was fabricated using a pH-driven method without the use of organic solvents to minimize environmental impact. The digestive properties, curcumin bioaccessibility, free fatty acids (FFA), and microstructural changes of SOB-C were investigated using an in vitro elderly digestion model. The findings indicated that curcumin was successfully encapsulated within SOB with an efficiency of up to 90%. Compared to free curcumin, the curcumin encapsulated within SOB demonstrated a significant enhancement in the light, storage stability, and an extension of the curcumin's half-life up to 74 days. The in vitro elderly digestion findings demonstrated that SOB-C significantly improved the bioaccessibility of curcumin, increasing it from 14.30% to 38.98%, surpassing the efficacy of the two commercial curcumin. The reduced FFA release rate from SOB-C supports its potential utility in low-fat food formulations. The results indicated the SOB play a significant role in encapsulating and stabilizing hydrophobic bioactives, which are promising curcumin delivery system to be used in food products for the elderly.