Dual system Vertical Take-Off and Landing (VTOL) fixed-wing Unmanned Aerial Vehicles (UAVs) combine the advantages of both the rotorcraft and fixed-wing UAV, characterizing horizontal and vertical flight capabilities. However, they face challenges such as aerodynamic coupling between propulsion systems, model uncertainty, and external disturbances, significantly deteriorating the tracking accuracy and robustness. This paper proposes an Extended State Observer based Continuous Finite-Time Control (ESO-CFTC) scheme to solve the attitude and trajectory tracking problem of such a VTOL fixed-wing UAV. Initially, the Nonsingular Fast Terminal Sliding Mode (NFTSM) controller guarantees the tracking errors reach a prescribed manifold in finite time with a continuous reaching law, then converge to the origin in finite time while avoiding singularities. To suppress the inherent chattering problem of the sliding mode control, an ESO technique is incorporated into the ESO-CFTC scheme, which is completely decoupled with the basic NFTSM controller. The supremum of the estimation residual set is derivated theoretically. The scheme forces the tracking errors to converge into the neighborhood of the origin in finite time without requiring prior knowledge of lumped disturbance supremum values. Finally, the numerical simulation results in a Matlab/Simulink environment demonstrate that the presented method outperforms existing benchmark in terms of disturbance estimation, tracking accuracy, convergence rate, and robustness.