High-resolution and accurate precipitation data are essential for hydrological, meteorological, and ecological research at the watershed scale. However, in regions with complex terrain and significant rainfall variability, the limited number of rain gauge stations (RGS) is insufficient, and the spatial resolution of existing satellite precipitation data is too low to capture detailed precipitation patterns at the watershed scale. To address this issue, the downscaling of satellite precipitation products has become an effective method to obtain high-resolution precipitation data. This study proposes a monthly downscaling method based on a random forest model, aiming to improve the resolution of precipitation data in cloudy and rainy regions at mid-to-low latitudes. We combined the Google Earth Engine (GEE) platform with a local Python environment, introducing cloud cover characteristics into traditional downscaling variables (latitude, longitude, topography, and vegetation index). The TRMM data were downscaled from 25 km to 1 km, generating high-resolution monthly precipitation data for the Dongting Lake Basin from 2001 to 2019. Furthermore, we analyzed the spatiotemporal variation characteristics of precipitation in the study area. The results show the following: (1) In cloudy and rainy regions, our method improves resolution and detail while maintaining the accuracy of precipitation data; (2) The response of monthly precipitation to environmental variables varies, with cloud cover characteristics contributing more to the downscaling model than vegetation characteristics, helping to overcome the lag effect of vegetation characteristics; and (3) Over the past 20 years, there have been significant seasonal trends in precipitation changes in the study area, with a decreasing trend in winter and spring (January–May) and an increasing trend in summer and autumn (June–December). These results indicate that the proposed method is suitable for downscaling monthly precipitation data in cloudy and rainy regions of the Dongting Lake Basin.
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